Stay up-to-date with the latest application deadlines for each rate change in the later life market.
| Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline |
|---|---|---|---|---|---|---|---|
| 21 May 2022, 00:01 |
|
Capital Choice Plus, Capital Choice Max 1-5 | Increase | N/A | 4.17% MER | 20 May 2022, 23:59 | 10 June 2022, 23:59 |
| 19 May 2022, 09:01 |
|
Heritage Super Max Plus | Increase | N/A | 5.25% MER | 18 May 2022, 23:59 | 1 June 2022, 23:59 |
| 18 May 2022, 00:01 |
|
All products | Increase | N/A | N/A | 17 May 2022, 23:59 | 1 June 2022, 16:59 |
| 17 May 2022, 10:00 |
|
LS and FR range | Increase | 3.94% MER | 4.24% MER | 16 May 2022, 23:59 | N/A |
| 12 May 2022, 10:00 |
|
Capital Select Super Lite, Lite, Gold, Gold Plus, Platinum and Platinum Plus | Increase | 4.02% MER | 4.50% MER | 12 May 2022, 09:59 | 26 May 2022, 16:59 |
| 12 May 2022, 10:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite | Increase | 3.61% MER | 3.72% MER | 12 May 2022, 09:59 | 26 May 2022, 16:59 |
| 9 May 2022 |
|
Flexi Choice | Decrease | N/A | 3.84% MER | N/A | N/A |
| 9 May 2022 |
|
Classic | Decrease | N/A | N/A | N/A | N/A |
| 10 May 2022, 00:01 |
|
Horizon 620, Horizon 680, Horizon 700, Horizon 730, Horizon 780, Horizon 800 | Increaese | N/A | 4.07% MER | 9 May 2022, 23:59 | 30 May 2022, 23:59 |
| 10 May 2022, 00:01 |
|
Heritage, Freedom 20, Freedom 40 | Increase | N/A | 4.75% MER | 9 May 2022, 23:59 | 23 May 2022, 23:59 |
| 1 May 2022, 00:01 |
|
Sovereign and Sovereign Elite | Increase | N/A | N/A | 7 May 2022, 23:59 | 21 days from KFI |
| 6 May 2022, 00:01 |
|
J1, J2, J2.5, Green, J3, J4 | Increase | N/A | 4.54% MER | 5 May 2022, 23:59 | 20 May 2022, 16:59 |
| 5 May 2022, 00:01 |
|
Prime Choice, Prime Plus and Prime Max | Decrease | N/A | 4.94% MER | N/A | N/A |
| 5 May 2022, 09:00 |
|
Lifestyle Select | Decrease | N/A | 3.67% MER | 5 May 2022, 08:59 | N/A |
| 30 April 2022, 00:01 |
|
Tailored Enhanced and Tailored Lifetime (excluding Lifetime 6) | Increase | N/A | 4.44% MER | 29 April 2022, 23:59 | 13 May 2022, 23:59 |
| 29 April 2022, 00:01 |
|
Sovereign and Sovereign Elite | Increase and Decrease | N/A | N/A | 28 April 2022, 23:59 | 21 days from KFI |
| 28 April 2022, 00:01 |
|
All Capital Choice Plans | Increase | N/A | 3.70% MER | 27 April 2022, 23:59 | 18 May 2022, 23:59 |
| 27 April 2022 |
|
LS and FR range | Increase | N/A | 3.94% MER | 26 April 2022, 17:59 | 3 May 2022, 17:59 |
| 25 April 2022, 00:01 |
|
Heritage Freedom 20, Heritage Freedom 40 | Increase | N/A | 4.60% MER | 24 April 2022, 23:59 | 8 May 2022, 23:59 |
| 22 April 2022, 00:01 |
|
J1, J2, J2.5, Green, J3, J6 | Increase | N/A | 4.39% MER | 21 April 2022, 23:59 | 6 May 2022, 16:59 |
| 22 April 2022, 00:01 |
|
All Horizon Plans | Increase | N/A | 3.75% MER | 21 April 2022, 23:59 | 12 May 2022, 23:59 |
| 21 April 2022, 17:00 |
|
Flexi Choice | Increase | N/A | 3.92% MER | 21 April 2022, 16:59 | 21 days from KFI |
| 21 April 2022, 17:00 |
|
Classic | Increase | N/A | N/A | 21 April 2022, 16:59 | 21 days from KFI |
| 19 April 2022, 17:00 |
|
Flexi Choice | Increase | N/A | 3.73% | N/A | 21 days from KFI |
| 19 April 2022, 17:00 |
|
Classic | Increase | N/A | N/A | N/A | 21 days from KFI |
| 20 April 2022 |
|
All | Increase or Remain Same | N/A | N/A | 19 April 2022, 16:29 | 4 May 2022 |
| 20 April 2022, 10:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus plans | Increase | 3.50% MER | 3.61% MER | 20 April 2022, 09:59 | 4 May 2022, 17:00 |
| 20 April 2022, 00:01 |
|
All | Increase | 3.44% MER | 3.73% MER | 19 April 2022, 16:30 | 5 May 2022, 12:00 |
| 15 April 2022, 00:01 |
|
Capital Choice | Increase | 3.41% MER | 3.58% MER | 14 April 2022, 23:59 | 5 May 2022, 23:59 |
| 15 April 2022, 00:01 |
|
Sovereign and Sovereign Elite | Increase | N/A | N/A | 14 April 2022, 23:59 | 21 days from KFI |
| 13 April 2022, 00:01 |
|
Emerald | Increase | N/A | N/A | 12 April 2022, 23:59 | 21 days from KFI |
| 11 April 2022, 10:00 |
|
Capital Select Super Lite, Lite, Gold, Gold Plus, Platinum and Platinum Plus | Increase | N/A | 4.02% MER | 11 April 2022, 09:59 | 25 April 2022, 16:59 |
| 5 April 2022 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus | Decrease | N/A | 3.50% MER | N/A | N/A |
| 1 April 2022 |
|
Lifestyle Lump Sum Max and Lifestyle Flexible Option | Increase or Remain Same | N/A | N/A | 31 March 2022, 16:30 | 14 April 2022 |
| 1 April 2022, 00:01 |
|
Prime Choice, Prime Plus and Prime Max | Increase | N/A | 5.19% MER | 31 March 2022, 23:59 | 14 April 2022, 23:59 |
| 31 March 2022, 17:00 |
|
Classic | Decrease | N/A | N/A | N/A | 21 days from KFI |
| 31 March 2022, 17:00 |
|
Flexi Choice | Decrease | N/A | 3.54% MER | N/A | 21 days from KFI |
| 30 March 2022 |
|
Sovereign | Decrease | N/A | N/A | N/A | 21 days from KFI |
| 30 March 2022 |
|
Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+ | Increase | 3.39% MER | 3.44% MER | 29 March 2022, 16:30 | 13 April 2022, 12:00 |
| 28 March 2022, 10:00 |
|
Lifestyle Select Ultra Lite, Super lite, Lite, Gold and Gold Plus | Increase | 3.37% MER | 3.60% MER | 28 March 2022, 09:59 | 11 April 2022, 16:59 |
| 28 March 2022 |
|
LS and FR | Increase | 3.48% MER | 3.69% MER | 27 March 2022, 18:00 | 3 April 2022, 18:00 |
| 25 March 2022 |
|
Lifestyle Lump Sum Max and Lifestyle Flexible Option | Increase, Decrease, or Stay Same | N/A | N/A | 24 March 2022 | 7 April 2022 |
| 23 March 2022, 00:01 |
|
Capital Choice | Increase | N/A | 3.37% MER | 22 March 2022, 23:59 | 12 April 2022, 23:59 |
| 23 March 2022 |
|
Heritage Max, Max Plus, Super Max, Super Max Plus | Increase | N/A | 4.35% MER | 22 March 2022, 23:59 | 5 April 2022, 23:59 |
