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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

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Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/RIO
26 April 2024, 00:01 Standard Life Horizon 570
Decrease
N/A 7.22% MER N/A N/A LTM
25 April 2024, 10:00 Canada Life Lifestyle Select
Increase
N/A 6.49% MER 25 April 2024, 09:59 2 May 2024, 16:59 LTM
25 April 2024, 00:01 Pure Sovereign
Increase
N/A N/A 24 April 2024, 23:59 21 days from KFI LTM
25 April 2024, 00:01 LiveMore All RIO and Standard
Increase
N/A 6.43% MER 24 April 2024, 23:59 N/A RIO
25 April 2024, 00:01 LiveMore Lifetime Mortgage Lite, Standard and Property+
Increase
N/A 6.68% MER 24 April 2024, 23:59 N/A LTM
24 April 2024, 00:01 More2Life APEX
Increase
N/A 7.86% MER 23 April 2024, 23:59 14 May 2024, 23:59 LTM
23 April 2024, 18:00 L&G RIO
Increase
N/A 6.25% MER 23 April 2024, 17:59 N/A RIO
23 April 2024, 18:00 L&G Payment Term Lifetime Mortgage (PTLM)
Increase
N/A 6.30% MER 23 April 2024, 17:59 N/A LTM
23 April 2024, 10:00 Canada Life Capital Select
Increase
N/A 6.81% MER 23 April 2024, 09:59 30 April 2024, 16:59 LTM
20 April 2024, 00:01 More2Life Capital Choice
Increase
N/A 5.70% MER 19 April 2024, 23:59 10 May 2024, 23:59 LTM
19 April 2024, 17:00 Hodge Holiday BTL
Increase
N/A 6.15% MER 19 April 2024, 16:59 19 April 2024, 09:00 RIO
19 April 2024, 00:01 More2Life Maxi Choice
Decrease
N/A 6.41% MER N/A N/A LTM
19 April 2024, 00:01 Standard Life Horizon
Increase
N/A 5.59% MER 18 April 2024, 23:59 9 May 2024, 23:59 LTM
19 April 2024, 00:01 Scottish Widows LS, FR
Increase
N/A 5.70% MER 18 April 2024, 23:59 N/A LTM
18 April 2024, 00:01 More2Life Maxi Choice
Increase
N/A 6.64% MER 17 April 2024, 23:59 8 May 2024, 23:59 LTM
17 April 2024, 08:00 LV Lump Sum+, Drawdown+, Lifestyle, Lifestyle Drawdown
Increase
N/A 5.70% MER 17 April 2024, 07:59 30 April 2024, 12:00 LTM
17 April 2024, Instant Pure Classic
Increase, Decrease, or Stay Same
N/A N/A N/A N/A LTM
16 April 2024, 18:00 L&G RIO
Increase
N/A 6.19% MER 16 April 2024, 17:59 N/A RIO
16 April 2024, 00:01 Pure Emerald
Increase
N/A 7.25% MER 15 April 2024, 23:59 21 days from KFI LTM
12 April 2024, 00:01 Just J4
Increase
N/A 7.50% MER 11 April 2024, 23:59 26 April 2024, 17:00 LTM
12 April 2024, 00:01 Just J3
Decrease
6.55% MER 6.50% MER N/A N/A LTM
12 April 2024, 00:01 LV Lifestyle, Lifestyle Drawdown
Increase
5.58% MER 5.65% MER 11 April 2024, 23:59 25 April 2024, 12:00 LTM
9 April 2024, 08:00 LV Lump Sum+, Drawdown+
Increase
N/A 5.65% MER 9 April 2024, 07:59 22 April 2024, 12:00 LTM
9 April 2024, 00:01 Standard Life Horizon
Increase
N/A 5.50% MER 8 April 2024, 23:59 29 April 2024, 23:59 LTM
6 April 2024, 00:01 More2Life Capital Choice
Increase
N/A 5.60% MER 5 April 2024, 23:59 26 April 2024, 23:59 LTM
27 March 2024, 09:00 Canada Life Capital Select
Decrease
N/A 6.55% MER N/A N/A LTM
27 March 2024, 00:01 LiveMore RIO and Standard Mortgages
Decrease
6.28% MER 6.03% MER N/A N/A RIO
27 March 2024, 00:01 LiveMore Lifetime Mortgage Lite, Standard, Property+
Decrease
N/A 6.38% MER N/A N/A LTM
27 March 2024, 00:01 Pure Heritage
Decrease
N/A 6.34% MER N/A N/A LTM
26 March 2024, 18:00 L&G RIO
Decrease
N/A 5.89% MER N/A N/A RIO
26 March 2024, 00:01 Loughborough In Retirement Term Discount
Decrease
5.99% MER 5.79% MER N/A N/A RIO
23 March 2024, 00:01 Standard Life Horizon and Horizon Interest Reward 350 - 620
Decrease
N/A 5.78% MER 22 March 2024, 23:59 N/A LTM
22 March 2024, 00:01 Just J1, J2, J2.5, J6
Decrease
N/A 5.65% MER N/A N/A LTM
22 March 2024, 00:01 Pure Heritage
Decrease
N/A 6.34% MER N/A N/A LTM
22 March 2024, 00:01 Scottish Widows LS, FR
Decrease
N/A 5.50% MER N/A N/A LTM
18 March 2024, 09:00 Canada Life Capital Select Gold Plus, Platinum, Platinum Plus
Decrease
7.34% MER 7.10% MER N/A N/A LTM
18 March 2024, 09:00 Canada Life Lifestyle Select
Decrease
N/A 6.21% MER N/A N/A LTM
18 March 2024, 00:01 Pure Sovereign
Decrease
N/A N/A 17 March 2024, 23:59 N/A LTM
18 March 2024, 00:01 Pure Heritage
Increase
N/A 6.60% MER 17 March 2024, 23:59 N/A LTM
15 March 2024, 08:00 LV Lifestyle Range
Decrease
N/A 5.70% MER N/A N/A LTM
15 March 2024, 08:00 LV Lump Sum+, Drawdown+
Decrease
N/A 5.52% MER N/A N/A LTM
15 March 2024, 00:01 More2Life Maxi Choice
Decrease
N/A 6.49% MER N/A N/A LTM
15 March 2024, 00:01 Pure Emerald
Decrease
N/A N/A N/A N/A LTM
15 March 2024, 00:01 Scottish Widows LS3 - LS9, FR3 - FR9
Decrease
N/A 5.72% MER N/A N/A LTM
13 March 2024, 00:01 Just J1, J2, J2.5, J6
Decrease
N/A 5.85% MER N/A N/A LTM
12 March 2024, 00:01 Standard Life Horizon Interest Reward
Increase
5.30% MER 5.40% MER 11 March 2024, 23:59 1 April 2024, 23:59 LTM
11 March 2024, 00:01 Pure Emerald
Decrease
N/A N/A 10 March 2024, 23:59 N/A LTM
9 March 2024, 00:01 More2Life Capital Choice
Decrease
N/A 5.51% MER 8 March 2024, 23:59 N/A LTM
8 March 2024, 17:00 Hodge RIO, 50+, Holiday Buy To Let
Increase
5.30% MER 5.53% MER 8 March 2024, 16:59 8 March 2024, 16:59 RIO
8 March 2024, 08:00 LV Lifestyle
Increase and Decrease
5.58% MER 5.72% MER 8 March 2024, 07:59 22 March 2024, 12:00 LTM
8 March 2024, 00:01 Standard Life Horizon
Decrease
N/A 5.37% MER N/A N/A LTM
7 March 2024, Instant Pure Classic
Decrease
N/A 5.58% MER N/A N/A LTM
6 March 2024, 00:01 LiveMore RIO
Increase
6.08% MER 6.28% MER 5 March 2024, 23:59 N/A RIO
5 March 2024, 08:00 LV Lump Sum+, Drawdown+
Increase
5.50% MER 5.57% MER 5 March 2024, 07:59 19 March 2024, 11:59 LTM
4 March 2024, 10:00 Canada Life Lifesytle Select Ultra Lite, Super Lite, Lite, Capital Select Super Lite
Increase
N/A 6.40% MER 4 March 2024, 09:59 11 March 2024, 16:59 LTM
2 March 2024, 00:01 Standard Life Horizon 240 - 620
Increase
5.42% MER 5.45% MER 1 March 2024, 23:59 22 March 2024, 23:59 LTM

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