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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline
21 May 2022, 00:01 More2Life Capital Choice Plus, Capital Choice Max 1-5 Increase N/A 4.17% MER 20 May 2022, 23:59 10 June 2022, 23:59
19 May 2022, 09:01 Pure Heritage Super Max Plus Increase N/A 5.25% MER 18 May 2022, 23:59 1 June 2022, 23:59
18 May 2022, 00:01 Just All products Increase N/A N/A 17 May 2022, 23:59 1 June 2022, 16:59
17 May 2022, 10:00 Scottish Widows LS and FR range Increase 3.94% MER 4.24% MER 16 May 2022, 23:59 N/A
12 May 2022, 10:00 Canada Life Capital Select Super Lite, Lite, Gold, Gold Plus, Platinum and Platinum Plus Increase 4.02% MER 4.50% MER 12 May 2022, 09:59 26 May 2022, 16:59
12 May 2022, 10:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite Increase 3.61% MER 3.72% MER 12 May 2022, 09:59 26 May 2022, 16:59
9 May 2022 More2Life Flexi Choice Decrease N/A 3.84% MER N/A N/A
9 May 2022 Pure Classic Decrease N/A N/A N/A N/A
10 May 2022, 00:01 Standard Life Horizon 620, Horizon 680, Horizon 700, Horizon 730, Horizon 780, Horizon 800 Increaese N/A 4.07% MER 9 May 2022, 23:59 30 May 2022, 23:59
10 May 2022, 00:01 Pure Heritage, Freedom 20, Freedom 40 Increase N/A 4.75% MER 9 May 2022, 23:59 23 May 2022, 23:59
1 May 2022, 00:01 Pure Sovereign and Sovereign Elite Increase N/A N/A 7 May 2022, 23:59 21 days from KFI
6 May 2022, 00:01 Just J1, J2, J2.5, Green, J3, J4 Increase N/A 4.54% MER 5 May 2022, 23:59 20 May 2022, 16:59
5 May 2022, 00:01 More2Life Prime Choice, Prime Plus and Prime Max Decrease N/A 4.94% MER N/A N/A
5 May 2022, 09:00 Canada Life Lifestyle Select Decrease N/A 3.67% MER 5 May 2022, 08:59 N/A
30 April 2022, 00:01 More2Life Tailored Enhanced and Tailored Lifetime (excluding Lifetime 6) Increase N/A 4.44% MER 29 April 2022, 23:59 13 May 2022, 23:59
29 April 2022, 00:01 Pure Sovereign and Sovereign Elite Increase and Decrease N/A N/A 28 April 2022, 23:59 21 days from KFI
28 April 2022, 00:01 More2Life All Capital Choice Plans Increase N/A 3.70% MER 27 April 2022, 23:59 18 May 2022, 23:59
27 April 2022 Scottish Widows LS and FR range Increase N/A 3.94% MER 26 April 2022, 17:59 3 May 2022, 17:59
25 April 2022, 00:01 Pure Heritage Freedom 20, Heritage Freedom 40 Increase N/A 4.60% MER 24 April 2022, 23:59 8 May 2022, 23:59
22 April 2022, 00:01 Just J1, J2, J2.5, Green, J3, J6 Increase N/A 4.39% MER 21 April 2022, 23:59 6 May 2022, 16:59
22 April 2022, 00:01 Standard Life All Horizon Plans Increase N/A 3.75% MER 21 April 2022, 23:59 12 May 2022, 23:59
21 April 2022, 17:00 More2Life Flexi Choice Increase N/A 3.92% MER 21 April 2022, 16:59 21 days from KFI
21 April 2022, 17:00 Pure Classic Increase N/A N/A 21 April 2022, 16:59 21 days from KFI
19 April 2022, 17:00 More2Life Flexi Choice Increase N/A 3.73% N/A 21 days from KFI
19 April 2022, 17:00 Pure Classic Increase N/A N/A N/A 21 days from KFI
20 April 2022 Aviva All Increase or Remain Same N/A N/A 19 April 2022, 16:29 4 May 2022
20 April 2022, 10:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus plans Increase 3.50% MER 3.61% MER 20 April 2022, 09:59 4 May 2022, 17:00
20 April 2022, 00:01 LV= All Increase 3.44% MER 3.73% MER 19 April 2022, 16:30 5 May 2022, 12:00
15 April 2022, 00:01 M2L Capital Choice Increase 3.41% MER 3.58% MER 14 April 2022, 23:59 5 May 2022, 23:59
15 April 2022, 00:01 Pure Sovereign and Sovereign Elite Increase N/A N/A 14 April 2022, 23:59 21 days from KFI
13 April 2022, 00:01 Pure Emerald Increase N/A N/A 12 April 2022, 23:59 21 days from KFI
11 April 2022, 10:00 Canada Life Capital Select Super Lite, Lite, Gold, Gold Plus, Platinum and Platinum Plus Increase N/A 4.02% MER 11 April 2022, 09:59 25 April 2022, 16:59
5 April 2022 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus Decrease N/A 3.50% MER N/A N/A
1 April 2022 Aviva Lifestyle Lump Sum Max and Lifestyle Flexible Option Increase or Remain Same N/A N/A 31 March 2022, 16:30 14 April 2022
1 April 2022, 00:01 More2Life Prime Choice, Prime Plus and Prime Max Increase N/A 5.19% MER 31 March 2022, 23:59 14 April 2022, 23:59
31 March 2022, 17:00 Pure Classic Decrease N/A N/A N/A 21 days from KFI
31 March 2022, 17:00 More2Life Flexi Choice Decrease N/A 3.54% MER N/A 21 days from KFI
30 March 2022 Pure Sovereign Decrease N/A N/A N/A 21 days from KFI
30 March 2022 LV= Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+ Increase 3.39% MER 3.44% MER 29 March 2022, 16:30 13 April 2022, 12:00
28 March 2022, 10:00 Canada Life Lifestyle Select Ultra Lite, Super lite, Lite, Gold and Gold Plus Increase 3.37% MER 3.60% MER 28 March 2022, 09:59 11 April 2022, 16:59
28 March 2022 Scottish Widows LS and FR Increase 3.48% MER 3.69% MER 27 March 2022, 18:00 3 April 2022, 18:00
25 March 2022 Aviva Lifestyle Lump Sum Max and Lifestyle Flexible Option Increase, Decrease, or Stay Same N/A N/A 24 March 2022 7 April 2022
23 March 2022, 00:01 more2Life Capital Choice Increase N/A 3.37% MER 22 March 2022, 23:59 12 April 2022, 23:59
23 March 2022 Pure Heritage Max, Max Plus, Super Max, Super Max Plus Increase N/A 4.35% MER 22 March 2022, 23:59 5 April 2022, 23:59

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