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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or RIO

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/RIO
30 July 2024, 09:00 Hodge 50+, RIO
Decrease
N/A 5.80% MER N/A N/A RIO
26 July 2024, 00:01 more 2 Life Maxi Choice Extra and Super 1
Decrease
N/A 6.69% MER N/A N/A LTM
26 July 2024, 00:01 Pure Retirement Emerald
Decrease
N/A N/A N/A N/A LTM
26 July 2024, 00:01 LV= Lifestyle
Increase
N/A 5.74% MER 25 July 2024, 23:59 N/A LTM
26 July 2024, 00:01 LV= Lump Sum+, Drawdown+
Decrease
N/A 5.94% MER N/A N/A LTM
24 July 2024, 00:01 Standard Life Horizon (except 200 - 260), Horizon Interest Reward
Decrease
N/A 6.03% MER N/A N/A LTM
18 July 2024, 10:00 Canada Life Capital Select
Increase
N/A 5.83% MER 18 July 2024, 09:59 25 July 2024, 16:59 LTM
18 July 2024, 00:01 Livemore All Standard and RIO
Decrease
N/A 5.64% MER N/A N/A RIO
18 July 2024, Instant more 2 Life Tailored C5, C6, C7
Decrease
N/A 6.85% MER N/A N/A LTM
17 July 2024, 00:01 Pure Retirement Heritage Range
Decrease
N/A 6.85% MER N/A N/A LTM
12 July 2024, 00:01 LV= Lifestyle
Decrease
N/A 5.69% MER N/A N/A LTM
11 July 2024, 09:00 Hodge 50+, RIO
Decrease
N/A 5.65% MER N/A N/A RIO
10 July 2024, 18:00 Legal & General PTLM
N/A
N/A N/A 10 July 2024, 17:59 N/A LTM
10 July 2024, 00:01 more 2 Life Tailored Lifetime C8, Tailored Lifetime C8 Cashback
Increase
N/A 8.20% MER 9 July 2024, 23:59 23 July 2024, 23:59 LTM
9 July 2024, 00:01 more 2 Life Maxi Choice exl Maxi Choice Super 2
Increase
N/A 6.69% MER 8 July 2024, 23:59 29 July 2024, 23:59 LTM
8 July 2024, Instant Pure Retirement Classic
Increase
N/A 5.64% MER N/A 21 days from KFI LTM
6 July 2024, 00:01 Standard Life Horizon and Horizon Interest Reward plans (exc. Horizon 550)
Increase
N/A 5.79% MER 5 July 2024, 23:59 26 July 2024, 23:59 LTM
5 July 2024, 08:00 LV= Lifestyle
Increase
N/A 5.72% MER 4 July 2024, 23:59 19 July 2024, 12:00 LTM
5 July 2024, 08:00 LV= Lump Sum+, Drawdown+
Increase
N/A 5.95% MER 4 July 2024, 23:59 19 July 2024, 12:00 LTM
5 July 2024, 00:01 more 2 Life Capital Choice
Increase and Decrease
N/A 5.94% MER 4 July 2024, 23:59 25 July 2024, 23:59 LTM
5 July 2024, 00:01 Pure Retirement Emerald
Increase, Decrease, or Stay Same
N/A N/A N/A N/A LTM
5 July 2024, 00:01 Pure Retirement Heritage Special 3, Heritage Special 3 Cashback
Increase
N/A 8.20% MER 4 July 2024, 23:59 N/A LTM
3 July 2024, 18:00 Legal & General RIO
Increase
N/A 6.29% MER 3 July 2024, 17:59 N/A RIO
3 July 2024, 18:00 Legal & General PTLM
Increase
N/A 5.99% MER 3 July 2024, 17:59 N/A LTM
3 July 2024, 00:01 Just J1, J2, J4 and J6
Increase
N/A 5.75% MER 2 July 2024, 23:59 17 July 2024, 16:59 LTM
2 July 2024, Instant Pure Retirement Classic
Increase
N/A 5.55% MER N/A 21 days from KFI LTM
29 June 2024, 00:01 Standard Life Horizon and Horizon Interest Reward
Increase
N/A 5.64% MER 28 June 2024, 23:59 19 July 2024, 23:59 LTM
28 June 2024, 00:01 LV= Lump Sum+, Drawdown+
Increase
N/A 5.79% MER 27 June 2024, 23:59 11 July 2024, 11:59 LTM
27 June 2024, 00:01 more 2 Life All Capital Choice except Capital Choice Plus
Increase
N/A 5.75% MER 26 June 2024, 23:59 17 July 2024, 23:59 LTM
27 June 2024, 00:01 more 2 Life Capital Choice Plus
Decrease
N/A 7.83% MER N/A N/A LTM
26 June 2024, Instant Livemore LiveMore 1
N/A
N/A 5.84% MER N/A N/A RIO
24 June 2024, 18:00 Legal & General PTLM
N/A
N/A N/A 24 June 2024, 17:59 N/A LTM
24 June 2024, 09:00 Canada Life Capital Select
Decrease
N/A 5.78% MER N/A N/A LTM
21 June 2024, 00:01 Pure Retirement Emerald
Decrease
N/A N/A N/A N/A LTM
21 June 2024, 00:01 more 2 Life Maxi Choice Extra, Maxi Choice Super 1-3
Decrease
N/A 6.88% MER N/A N/A LTM
21 June 2024, 00:01 Scottish Widows LS, FR
Decrease
N/A 5.65% MER N/A N/A LTM
20 June 2024, 00:01 LV= Lump Sum+, Drawdown+
Increase
N/A 5.75% MER 19 June 2024, 23:59 4 July 2024, 11:59 LTM
20 June 2024, 00:01 LV= Lifestyle
Decrease
N/A 5.58% MER N/A N/A LTM
18 June 2024, 00:01 Standard Life Horizon and Horizon Interest Reward
Increase
N/A 5.59% MER 17 June 2024, 23:59 8 July 2024, 23:59 LTM
17 June 2024, Instant Pure Retirement Classic
Decrease
N/A 5.47% MER N/A N/A LTM
15 June 2024, 00:01 more 2 Life Capital Choice
Increase
N/A 5.70% MER 14 June 2024, 23:59 5 July 2024, 23:59 LTM
14 June 2024, 00:01 Scottish Widows LS, FR
Increase
N/A 5.75% MER 13 June 2024, 23:59 N/A LTM
13 June 2024, 10:00 Canada Life Capital Select
Increase
N/A 5.97% MER 13 June 2024, 09:59 20 June 2024, 16:59 LTM
13 June 2024, Instant Pure Retirement Classic
Decrease
N/A 5.59% MER N/A N/A LTM
12 June 2024, Instant Standard Life Horizon and Horizon Interest Reward
Decrease
N/A 5.50% MER N/A N/A LTM
11 June 2024, Instant Pure Retirement Classic
Increase
N/A 5.84% MER N/A 21 days from KFI LTM
10 June 2024, 08:00 LV= Lump Sum+, Drawdown+
Decrease
N/A 5.70% MER N/A N/A LTM
8 June 2024, 00:01 more 2 Life Capital Choice
Decrease
N/A 5.60% MER N/A N/A LTM
6 June 2024, 00:01 more 2 Life Capital Choice
Increase
N/A 5.70% MER 5 June 2024, 23:59 26 June 2024, 23:59 LTM
6 June 2024, 00:01 more 2 Life Maxi Choice
Increase
N/A 6.29% MER 05 June 2024, 23:59 26 June 2024, 23:59 LTM
6 June 2024, Instant Standard Life Horizon and Horizon Interest Reward
Decrease
N/A 5.59% MER N/A N/A LTM
6 June 2024, Instant Pure Retirement Classic
Increase, Decrease, or Stay Same
N/A N/A N/A 21 days from KFI LTM
5 June 2024, 18:00 Legal & General PTLM
N/A
N/A N/A N/A N/A LTM
5 June 2024, 17:00 Hodge 50+, RIO
Increase
N/A 5.75% MER 5 June 2024, 16:59 N/A RIO
4 June 2024, 00:01 Standard Life Horizon and Horizon Interest Reward
Increase
N/A 5.69% MER 3 June 2024, 23:59 24 June 2024, 23:59 LTM
3 June 2024, 00:01 Pure Retirement Emerald
Increase
N/A N/A 2 June 2024, 23:59 21 days from KFI LTM

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