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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or Mortgage

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/Mortgage
9 July 2025, 00:01 Standard Life Horizon
Increase
N/A 6.23% MER 8 July 2025, 23:59 29 July 2025, 23:59 LTM
4 July 2025, 17:30 Livemore Standard, 5 Year ERC, and 6-month offer
Increase
N/A 7.13% MER N/A N/A LTM
4 July 2025, Instant Pure Retirement Emerald
Decrease
N/A 6.82% MER 3 July 2025, 12:59 N/A LTM
3 July 2025, 00:01 more 2 Life Maxi Super Lite 2&3 7 year ERC
Decrease
N/A 6.95% MER N/A N/A LTM
2 July 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.19% MER N/A N/A LTM
30 June 2025, 18:00 Legal & General PTLM
Decrease
N/A 6.76% MER 30 June 2025, 17:59 N/A LTM
25 June 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.19% MER N/A N/A LTM
25 June 2025, 00:01 Just J1
Increase
N/A 6.53% MER N/A 9 July 2025, 16:30 LTM
24 June 2025, 00:01 LV= Lifestyle
Increase
N/A N/A 23 June 2025, 16:30 8 July 2025, 23:59 LTM
19 June 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.53% MER N/A N/A LTM
18 June 2025, 00:01 Standard Life Horizon
Decrease
N/A 6.23%MER 17 June 2025, 23:59 N/A LTM
16 June 2025, 00:01 Loughborough In Retirement
Increase
N/A 5.99% MER N/A N/A Mortgage
13 June 2025, 00:01 LV= Lump Sum Lifestyle
Increase
N/A 6.43% AER 12 June 2025, 16:00 27 June 2025, 23:59 LTM
12 June 2025, 00:01 Pure Retirement Classic range
Decrease
N/A 6.28% MER N/A N/A LTM
12 June 2025, 00:01 Standard Life Horizon
Decrease
N/A 6.35% MER N/A N/A LTM
5 June 2025, 00:01 Livemore LTM
Increase
N/A 6.49% MER N/A N/A LTM
5 June 2025, 00:01 LV= Lump Sum and Drawdown Plus
Increase
N/A 6.73% MER 4 June 2025, 16:00 19 June 2025, 00:01 LTM
3 June 2025, 00:01 Standard Life Horizon Fee Free
Increase
N/A 6.49% MER 2 June 2025, 23:58 23 June 2025, 23:58 LTM
2 June 2025, 10:00 Canada Life Capital Select
Increase
N/A 6.40% MER 16 June 2025, 23:55 LTM
2 June 2025, 00:01 Buckinghamshire Building Society Retirement fixed
Increase, Decrease, or Stay Same
N/A 5.49% MER N/A N/A Mortgage

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