Stay up-to-date with the latest application deadlines for each rate change in the later life market.
Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline | LTM/RIO |
---|
26 April 2024, 00:01 | Horizon 570 |
Decrease
|
N/A | 7.22% MER | N/A | N/A | LTM |
25 April 2024, 10:00 | Lifestyle Select |
Increase
|
N/A | 6.49% MER | 25 April 2024, 09:59 | 2 May 2024, 16:59 | LTM |
25 April 2024, 00:01 | Sovereign |
Increase
|
N/A | N/A | 24 April 2024, 23:59 | 21 days from KFI | LTM |
25 April 2024, 00:01 | All RIO and Standard |
Increase
|
N/A | 6.43% MER | 24 April 2024, 23:59 | N/A | RIO |
25 April 2024, 00:01 | Lifetime Mortgage Lite, Standard and Property+ |
Increase
|
N/A | 6.68% MER | 24 April 2024, 23:59 | N/A | LTM |
24 April 2024, 00:01 | APEX |
Increase
|
N/A | 7.86% MER | 23 April 2024, 23:59 | 14 May 2024, 23:59 | LTM |
23 April 2024, 18:00 | RIO |
Increase
|
N/A | 6.25% MER | 23 April 2024, 17:59 | N/A | RIO |
23 April 2024, 18:00 | Payment Term Lifetime Mortgage (PTLM) |
Increase
|
N/A | 6.30% MER | 23 April 2024, 17:59 | N/A | LTM |
23 April 2024, 10:00 | Capital Select |
Increase
|
N/A | 6.81% MER | 23 April 2024, 09:59 | 30 April 2024, 16:59 | LTM |
20 April 2024, 00:01 | Capital Choice |
Increase
|
N/A | 5.70% MER | 19 April 2024, 23:59 | 10 May 2024, 23:59 | LTM |
19 April 2024, 17:00 | Holiday BTL |
Increase
|
N/A | 6.15% MER | 19 April 2024, 16:59 | 19 April 2024, 09:00 | RIO |
19 April 2024, 00:01 | Maxi Choice |
Decrease
|
N/A | 6.41% MER | N/A | N/A | LTM |
19 April 2024, 00:01 | Horizon |
Increase
|
N/A | 5.59% MER | 18 April 2024, 23:59 | 9 May 2024, 23:59 | LTM |
19 April 2024, 00:01 | LS, FR |
Increase
|
N/A | 5.70% MER | 18 April 2024, 23:59 | N/A | LTM |
18 April 2024, 00:01 | Maxi Choice |
Increase
|
N/A | 6.64% MER | 17 April 2024, 23:59 | 8 May 2024, 23:59 | LTM |
17 April 2024, 08:00 | Lump Sum+, Drawdown+, Lifestyle, Lifestyle Drawdown |
Increase
|
N/A | 5.70% MER | 17 April 2024, 07:59 | 30 April 2024, 12:00 | LTM |
17 April 2024, Instant | Classic |
Increase, Decrease, or Stay Same
|
N/A | N/A | N/A | N/A | LTM |
16 April 2024, 18:00 | RIO |
Increase
|
N/A | 6.19% MER | 16 April 2024, 17:59 | N/A | RIO |
16 April 2024, 00:01 | Emerald |
Increase
|
N/A | 7.25% MER | 15 April 2024, 23:59 | 21 days from KFI | LTM |
12 April 2024, 00:01 | J4 |
Increase
|
N/A | 7.50% MER | 11 April 2024, 23:59 | 26 April 2024, 17:00 | LTM |
12 April 2024, 00:01 | J3 |
Decrease
|
6.55% MER | 6.50% MER | N/A | N/A | LTM |
12 April 2024, 00:01 | Lifestyle, Lifestyle Drawdown |
Increase
|
5.58% MER | 5.65% MER | 11 April 2024, 23:59 | 25 April 2024, 12:00 | LTM |
9 April 2024, 08:00 | Lump Sum+, Drawdown+ |
Increase
|
N/A | 5.65% MER | 9 April 2024, 07:59 | 22 April 2024, 12:00 | LTM |
9 April 2024, 00:01 | Horizon |
Increase
|
N/A | 5.50% MER | 8 April 2024, 23:59 | 29 April 2024, 23:59 | LTM |
6 April 2024, 00:01 | Capital Choice |
Increase
|
N/A | 5.60% MER | 5 April 2024, 23:59 | 26 April 2024, 23:59 | LTM |
27 March 2024, 09:00 | Capital Select |
Decrease
|
N/A | 6.55% MER | N/A | N/A | LTM |
27 March 2024, 00:01 | RIO and Standard Mortgages |
Decrease
|
6.28% MER | 6.03% MER | N/A | N/A | RIO |
27 March 2024, 00:01 | Lifetime Mortgage Lite, Standard, Property+ |
Decrease
|
N/A | 6.38% MER | N/A | N/A | LTM |
27 March 2024, 00:01 | Heritage |
Decrease
|
N/A | 6.34% MER | N/A | N/A | LTM |
26 March 2024, 18:00 | RIO |
Decrease
|
N/A | 5.89% MER | N/A | N/A | RIO |
26 March 2024, 00:01 | In Retirement Term Discount |
Decrease
|
5.99% MER | 5.79% MER | N/A | N/A | RIO |
23 March 2024, 00:01 | Horizon and Horizon Interest Reward 350 - 620 |
Decrease
|
N/A | 5.78% MER | 22 March 2024, 23:59 | N/A | LTM |
22 March 2024, 00:01 | J1, J2, J2.5, J6 |
Decrease
|
N/A | 5.65% MER | N/A | N/A | LTM |
22 March 2024, 00:01 | Heritage |
Decrease
|
N/A | 6.34% MER | N/A | N/A | LTM |
22 March 2024, 00:01 | LS, FR |
Decrease
|
N/A | 5.50% MER | N/A | N/A | LTM |
18 March 2024, 09:00 | Capital Select Gold Plus, Platinum, Platinum Plus |
Decrease
|
7.34% MER | 7.10% MER | N/A | N/A | LTM |
18 March 2024, 09:00 | Lifestyle Select |
Decrease
|
N/A | 6.21% MER | N/A | N/A | LTM |
18 March 2024, 00:01 | Sovereign |
Decrease
|
N/A | N/A | 17 March 2024, 23:59 | N/A | LTM |
18 March 2024, 00:01 | Heritage |
Increase
|
N/A | 6.60% MER | 17 March 2024, 23:59 | N/A | LTM |
15 March 2024, 08:00 | Lifestyle Range |
Decrease
|
N/A | 5.70% MER | N/A | N/A | LTM |
15 March 2024, 08:00 | Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.52% MER | N/A | N/A | LTM |
15 March 2024, 00:01 | Maxi Choice |
Decrease
|
N/A | 6.49% MER | N/A | N/A | LTM |
15 March 2024, 00:01 | Emerald |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
15 March 2024, 00:01 | LS3 - LS9, FR3 - FR9 |
Decrease
|
N/A | 5.72% MER | N/A | N/A | LTM |
13 March 2024, 00:01 | J1, J2, J2.5, J6 |
Decrease
|
N/A | 5.85% MER | N/A | N/A | LTM |
12 March 2024, 00:01 | Horizon Interest Reward |
Increase
|
5.30% MER | 5.40% MER | 11 March 2024, 23:59 | 1 April 2024, 23:59 | LTM |
11 March 2024, 00:01 | Emerald |
Decrease
|
N/A | N/A | 10 March 2024, 23:59 | N/A | LTM |
9 March 2024, 00:01 | Capital Choice |
Decrease
|
N/A | 5.51% MER | 8 March 2024, 23:59 | N/A | LTM |
8 March 2024, 17:00 | RIO, 50+, Holiday Buy To Let |
Increase
|
5.30% MER | 5.53% MER | 8 March 2024, 16:59 | 8 March 2024, 16:59 | RIO |
8 March 2024, 08:00 | Lifestyle |
Increase and Decrease
|
5.58% MER | 5.72% MER | 8 March 2024, 07:59 | 22 March 2024, 12:00 | LTM |
8 March 2024, 00:01 | Horizon |
Decrease
|
N/A | 5.37% MER | N/A | N/A | LTM |
7 March 2024, Instant | Classic |
Decrease
|
N/A | 5.58% MER | N/A | N/A | LTM |
6 March 2024, 00:01 | RIO |
Increase
|
6.08% MER | 6.28% MER | 5 March 2024, 23:59 | N/A | RIO |
5 March 2024, 08:00 | Lump Sum+, Drawdown+ |
Increase
|
5.50% MER | 5.57% MER | 5 March 2024, 07:59 | 19 March 2024, 11:59 | LTM |
4 March 2024, 10:00 | Lifesytle Select Ultra Lite, Super Lite, Lite, Capital Select Super Lite |
Increase
|
N/A | 6.40% MER | 4 March 2024, 09:59 | 11 March 2024, 16:59 | LTM |
2 March 2024, 00:01 | Horizon 240 - 620 |
Increase
|
5.42% MER | 5.45% MER | 1 March 2024, 23:59 | 22 March 2024, 23:59 | LTM |