Stay up-to-date with the latest application deadlines for each rate change in the later life market.
| Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline | LTM/RIO |
|---|
| 31 May 2023, 00:01 |
|
All |
Increase
|
N/A | 6.27% MER | 30 May 2023, 16:30 | 13 June 2023, 12:00 | LTM |
| 30 May 2023, 16:30 |
|
Lifestyle Flexible Option |
Increase or Stay Same
|
N/A | N/A | 30 May 2023, 16:29 | N/A | LTM |
| 30 May 2023, 00:01 |
|
Sovereign |
Increase
|
N/A | N/A | 29 May 2023, 23:59 | 21 days from KFI | LTM |
| 29 May 2023, 00:01 |
|
Emerald |
Increase
|
N/A | N/A | 28 May 2023, 23:59 | 21 days from KFI | LTM |
| 27 May 2023, 00:01 |
|
Maxi Choice |
Increase
|
N/A | 7.84% MER | 26 May 2023, 23:59 | 16 June 2023, 23:59 | LTM |
| 27 May 2023, 00:01 |
|
Horizon |
Increase
|
N/A | 5.75% MER | 26 May 2023, 23:59 | 16 June 2023, 23:59 | LTM |
| 26 May 2023, 10:00 |
|
Capital Select Super Lite, Lite, Gold and Platinum (Standard & Flexible) |
Increase
|
N/A | 7.43% MER | N/A | 2 June 2023, 17:00 | LTM |
| 26 May 2023, 09:00 |
|
50+, RIO and Holiday BTL |
Increase
|
N/A | 5.75% MER | 23 May 2023, 16:59 | N/A | RIO |
| 26 May 2023, 00:01 |
|
Prime Midi 1-3 and Prime Extra 1 & 2 |
Increase
|
N/A | 7.53% MER | 25 May 2023, 23:59 | 8 June 2023, 23:59 | LTM |
| 25 May 2023, 18:00 |
|
RIO |
Increase
|
N/A | 6.59% MER | 25 May 2023, 17:59 | 25 May 2023, 17:00 | RIO |
| 25 May 2023, 18:00 |
|
All Lifetime Mortgage Products |
Increase
|
N/A | 6.09% MER | 25 May 2023, 17:59 | 1 June 2023, 17:00 | LTM |
| 25 May 2023, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 25 May 2023, Instant |
|
Flexi Choice |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 24 May 2023, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 24 May 2023, Instant |
|
Flexi Choice Super Lite, Super Lite 2 and Lite |
Increase
|
N/A | 5.91% MER | N/A | 21 days from KFI | LTM |
| 19 May 2023, 16:30 |
|
Lifestyle Flexible Option |
Increase or Stay Same
|
N/A | N/A | 19 May 2023, 16:29 | N/A | LTM |
| 19 May 2023, 00:01 |
|
Emerald |
Increase
|
N/A | N/A | 18 May 2023, 23:59 | 21 days from KFI | LTM |
| 19 May 2023, 00:01 |
|
Maxi Choice |
Increase
|
N/A | 7.65% MER | 18 May 2023, 23:59 | 8 June 2023, 23:59 | LTM |
| 19 May 2023, 00:01 |
|
All |
Decrease
|
N/A | 5.95% MER | N/A | N/A | LTM |
| 18 May 2023, 00:01 |
|
All |
Increase
|
N/A | N/A | 17 May 2023, 23:59 | 1 June 2023, 16:59 | LTM |
| 17 May 2023, 00:01 |
|
LS, FR |
Decrease
|
N/A | 6.05% MER | 16 May 2023, 17:59 | 23 May 2023, 17:59 | LTM |
| 17 May 2023, 00:01 |
|
All Products |
Increase
|
N/A | 6.19% MER | N/A | N/A | RIO |
| 12 May 2023, 10:00 |
|
Capital Select Super Lite, Lite, Gold, Platinum and Platinum Plus (Standard & Flexible) |
Increase
|
N/A | 6.87% MER | 12 May 2023, 09:59 | 26 May 2023, 17:00 | LTM |
| 10 May 2023, 16:30 |
|
Lifestyle Flexible Option |
Increase, Decrease, or Stay Same
|
N/A | N/A | 10 May 2023, 16:29 | N/A | LTM |
| 9 May 2023, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 9 May 2023, Instant |
|
Flexi Choice |
Increase
|
N/A | 5.59% MER | N/A | 21 days from KFI | LTM |
| 4 May 2023, 09:00 |
|
50+, RIO and Holiday BTL |
Increase
|
5.25% MER | 5.45% MER | 28 April 2023, 16:59 | N/A | RIO |
| 3 May 2023, 00:01 |
|
All |
Increase
|
N/A | 6.01% MER | 1 May 2023, 23:59 | N/A | LTM |
| 2 May 2023, 18:00 |
|
LTM & RIO |
Increase
|
N/A | 5.71% MER | 2 May 2023, 17:59 | 9 May 2023, 17:00 | LTM/RIO |
| 28 April 2023, 00:01 |
|
All |
Decrease
|
N/A | 6.00% MER | N/A | N/A | LTM |
| 28 April 2023, 00:01 |
|
Maxi Choice |
Increase
|
N/A | 7.59% MER | 27 April 2023, 23:59 | N/A | LTM |
| 28 April 2023, 00:01 |
|
LS, FR |
Increase
|
5.95% MER | 6.40% MER | 27 April 2023, 23:59 | N/A | LTM |
| 27 April 2023, Instant |
|
Emerald |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 24 April 2023, 10:00 |
|
Lifestyle Select |
Increase
|
N/A | 6.20% MER | 24 April 2023, 09:59 | 5 May 2023, 16:59 | LTM |
| 21 April 2023 |
|
Maxi Choice |
Increase
|
N/A | 7.49% MER | 20 April 2024, 23:59 | 11 May 2024, 23:59 | LTM |
| 20 April 2023, 00:01 |
|
Sovereign |
Increase and Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 18 April 2023, Instant |
|
Emerald |
Increase
|
N/A | N/A | N/A | N/A | LTM |
| 18 April 2023, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 18 April 2023, Instant |
|
Flexi Choice Super Lite, Super Lite 2, Lite, Midi, Extra and Plus |
Decrease
|
N/A | 5.55% MER | N/A | N/A | LTM |
| 14 April 2023, 00:01 |
|
Horizon 240 - 550 |
Decrease
|
N/A | 5.41% MER | 13 April 2023, 23:59 | N/A | LTM |
| 13 April 2023, 00:01 |
|
All |
Decrease
|
N/A | 5.86% MER | N/A | N/A | LTM |
| 12 April 2023, 17:00 |
|
Flexi |
Decrease
|
N/A | 5.60% MER | N/A | N/A | LTM |
| 12 April 2023, 15:30 |
|
Classic |
Decrease
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 12 April 2023, 00:01 |
|
Emerald |
Increase
|
N/A | N/A | 11 April 2023, 23:59 | 21 days from KFI | LTM |
| 11 April 2023, 18:00 |
|
All |
Decrease
|
N/A | N/A | 11 April 2023, 17:59 | N/A | LTM |
| 6 April 2023, 17:00 |
|
Sovereign |
Increase, Decrease, or Stay Same
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 6 April 2023, 00:01 |
|
Horizon 240 |
Decrease
|
N/A | 5.48% MER | 5 April 2023, 23:59 | N/A | LTM |
| 6 April 2023, 00:01 |
|
Maxi Choice |
Increase
|
N/A | 7.37% MER | 5 April 2023, 23:59 | 26 April 2023, 23:59 | LTM |
| 5 April 2023, 00:01 |
|
All |
Decrease
|
N/A | 5.95% MER | N/A | 19 April 2023 | LTM |
| 4 April 2023, 00:01 |
|
Heritage |
Decrease
|
N/A | 6.99% MER | N/A | N/A | LTM |
| 31 March 2023, 00:01 |
|
Horizon 240 Fee Free Only |
Decrease
|
N/A | 5.56% MER | N/A | N/A | LTM |
| 31 March 2023, 00:01 |
|
Lifestyle Flexible Option |
Decrease or Stay Same
|
N/A | N/A | 30 March 2023, 16:29 | 11 April 2023 | LTM |
| 30 March 2023, 09:00 |
|
Capital Select |
Decrease
|
N/A | 6.59% MER | N/A | N/A | LTM |
| 30 March 2023, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 5.74% MER | N/A | N/A | LTM |
| 30 March 2023, 00:01 |
|
LS, FR |
Decrease
|
N/A | 5.95% MER | N/A | N/A | LTM |
| 29 March 2023, 00:01 |
|
Horizon 240, 260 |
Decrease
|
N/A | 5.51% MER | N/A | N/A | LTM |
| 29 March 2023, Instant |
|
Sovereign |
Increase, Decrease, or Stay Same
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 27 March 2023, Instant |
|
Sovereign |
Decrease
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 27 March 2023, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 27 March 2023, Instant |
|
Flexi Choice |
Decrease
|
N/A | 5.60% MER | N/A | N/A | LTM |
| 25 March 2023, 00:01 |
|
Horizon 240 |
Decrease
|
N/A | 5.54% MER | N/A | N/A | LTM |
| 24 March 2023, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 23 March 2023, 00:01 |
|
Sovereign |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 23 March 2023, 00:01 |
|
Horizon 240 - 350 |
Decrease
|
N/A | 5.59% MER | N/A | N/A | LTM |
| 23 March 2023, 00:01 |
|
LiveMore 1, LiveMore 2 |
Decrease
|
N/A | 5.99% MER | N/A | N/A | RIO |
| 23 March 2023, 00:01 |
|
LiveMore 3 2 Year Fixed, LiveMore 4 |
Increase
|
N/A | 7.09% MER | N/A | N/A | RIO |
| 23 March 2023, Instant |
|
Flexi Choice |
Decrease
|
N/A | 5.67% MER | N/A | 21 days from KFI | LTM |
| 22 March 2023, 18:00 |
|
Opal, Carbon, Graphite, Black |
Decrease
|
N/A | 5.52% MER | N/A | N/A | LTM |
| 22 March 2023, 09:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite |
Decrease
|
N/A | 5.83% MER | N/A | N/A | LTM |
| 22 March 2023, 00:01 |
|
Capital Choice Ultra Lite 1-3 and Super Lite 1-3 |
Decrease
|
N/A | 5.83% MER | N/A | N/A | LTM |
| 20 March 2023, 08:00 |
|
Lifestyle Flexible Option |
Decrease or Stay Same
|
N/A | N/A | 20 March 2023, 07:59 | 2 April 2023 | LTM |
| 20 March 2023, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 20 March 2023, Instant |
|
Flexi Choice Lite, Midi |
Decrease
|
N/A | 6.08% MER | N/A | N/A | LTM |
| 18 March 2023, 00:01 |
|
Horizon 240 |
Decrease
|
N/A | 5.70% MER | N/A | N/A | LTM |
| 17 March 2023, 00:01 |
|
Sovereign |
Decrease
|
N/A | N/A | 16 March 2023, 23:59 | 21 days from KFI | LTM |
| 16 March 2023, 18:00 |
|
RIO |
Decrease
|
N/A | 5.99% MER | 16 March 2023, 17:59 | N/A | RIO |
| 16 March 2023, 18:00 |
|
All |
Decrease
|
N/A | 5.62% MER | 16 March 2023, 17:59 | N/A | LTM |
| 16 March 2023, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 15 March 2023, 00:01 |
|
Horizon |
Decrease
|
N/A | 5.74% MER | N/A | N/A | LTM |
| 8 March 2023, 00:01 |
|
Flexi Choice |
Increase
|
N/A | 5.76% MER | 7 March 2023, 23:59 | 21 days from KFI | LTM |
| 7 March 2023, 17:00 |
|
Classic |
Increase
|
N/A | N/A | 7 March 2023, 16:59 | 21 days from KFI | LTM |
| 7 March 2023, 00:01 |
|
LS, FR |
Increase
|
N/A | 6.10% MER | N/A | N/A | LTM |
| 6 March 2023, 10:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite |
Increase
|
N/A | 6.29% MER | 6 March 2023, 09:59 | 20 March 2023, 16:59 | LTM |
| 3 March 2023, 00:01 |
|
Capital Choice Super Lite 3 |
Decrease
|
N/A | 6.39% MER | N/A | N/A | LTM |
| 3 March 2023, 00:01 |
|
Capital Choice Super Lite 1, 2 & 4 |
Increase
|
N/A | 6.20% MER | 2 March 2023, 23:59 | 23 March 2023, 23:59 | LTM |
| 3 March 2023, 00:01 |
|
400, 450 |
Decrease
|
N/A | 6.29% MER | N/A | N/A | LTM |
| 3 March 2023, 00:01 |
|
300, 350 |
Increase
|
N/A | 6.11% MER | 2 March 2023, 23:59 | 23 March 2023, 23:59 | LTM |
| 3 March 2023, 00:01 |
|
50+, RIO, Holiday BTL |
Decrease
|
N/A | 5.25% MER | N/A | N/A | RIO |
| 2 March 2023, 18:00 |
|
RIO |
Increase
|
N/A | 6.24% MER | 2 March 2023, 17:59 | 2 March 2023, 17:00 | RIO |
| 2 March 2023, 18:00 |
|
All Lifetime Mortgages |
Increase
|
N/A | 5.79% MER | 2 March 2023, 17:59 | 9 March 2023, 17:00 | LTM |
| 2 March 2023, 00:01 |
|
Sovereign |
Increase
|
N/A | N/A | 1 March 2023, 23:59 | 21 days from KFI | LTM |
| 2 March 2023, 00:01 |
|
All |
Increase
|
N/A | 6.39% MER | N/A | N/A | RIO |
| 1 March 2023, 14:25 |
|
Classic |
Decrease
|
N/A | 5.63% MER | N/A | 21 days from KFI | LTM |
| 28 February 2023, 16:30 |
|
Lifestyle Flexible Option |
Increase or Stay Same
|
N/A | N/A | 28 February 2023, 16:29 | 14 March 2023, 17:00 | LTM |
| 21 February 2023, Instant |
|
Opal, Carbon, Graphite, Black |
Decrease
|
N/A | 5.49% MER | N/A | N/A | LTM |
| 20 February 2023, 09:00 |
|
Capital Select |
Decrease
|
N/A | 6.78% MER | N/A | N/A | LTM |
| 17 February 2023, 00:01 |
|
Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+ |
Decrease
|
N/A | 6.36% MER | 16 February 2023, 23:59 | N/A | LTM |
| 16 February 2023, 00:01 |
|
Horizon 400, 450 |
Decrease
|
N/A | 6.31% MER | 15 February 2023, 23:59 | N/A | LTM |
| 15 February 2023, 00:01 |
|
Sovereign |
Increase, Decrease, or Stay Same
|
N/A | N/A | 14 February 2023, 23:59 | 21 days from KFI | LTM |
| 15 February 2023, 00:01 |
|
Capital Choice Super Lite 3 and 4 |
Decrease
|
N/A | 6.41% MER | 14 February 2023, 23:59 | N/A | LTM |
| 14 February 2023, 16:30 |
|
Lifestyle Flexible Option |
Decrease or Stay Same
|
N/A | N/A | 14 February 2023, 16:29 | 28 February 2023, 17:00 | LTM |
| 11 February 2023, 00:01 |
|
Flexi Choice |
Decrease
|
N/A | 5.76% MER | N/A | N/A | LTM |
| 10 February 2023, 00:01 |
|
LS, FR |
Decrease
|
N/A | 5.85% MER | N/A | N/A | LTM |
| 10 February 2023, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 9 February 2023, 09:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite |
Decrease
|
N/A | 6.00% MER | N/A | N/A | LTM |
| 9 February 2023, Instant |
|
Horizon |
Decrease
|
N/A | 5.99% MER | N/A | N/A | LTM |
| 8 February 2023, 00:01 |
|
Sovereign |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 8 February 2023, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 6.03% MER | N/A | N/A | LTM |
| 6 February 2023, Instant |
|
Flexi Choice |
Decrease
|
N/A | 5.85% MER | N/A | N/A | LTM |
| 3 February 2023, 00:01 |
|
LiveMore 1 |
Decrease
|
N/A | 5.97% MER | N/A | N/A | RIO |
| 3 February 2023, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 2 February 2023, 18:00 |
|
All |
Decrease
|
N/A | 5.70% MER | N/A | N/A | LTM |
| 1 February 2023, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 6.17% MER | N/A | N/A | LTM |
| 1 February 2023, 00:01 |
|
Horizon |
Decrease
|
N/A | 6.12% MER | N/A | N/A | LTM |
| 1 February 2023, 00:01 |
|
All |
Decrease
|
N/A | 6.20% MER | 31 January 2023, 23:59 | 15 February 2023, 17:00 | LTM |
| 31 January 2023, 16:30 |
|
Lifestyle Flexible Option |
Increase, Decrease, or Stay Same
|
N/A | N/A | 31 January 2023, 16:29 | 14 February 2023, 17:00 | LTM |
| 31 January 2023 |
|
Flexi Choice |
Decrease
|
N/A | 5.94% MER | N/A | N/A | LTM |
| 30 January 2023, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 27 January 2023, 00:01 |
|
LS, FR |
Decrease
|
N/A | 6.10% MER | 26 January 2023, 18:00 | 3 February 2023, 18:00 | LTM |
| 25 January 2023, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 6.31% MER | N/A | N/A | LTM |
| 25 January 2023, 00:01 |
|
Horizon |
Decrease
|
N/A | 6.19% MER | N/A | N/A | LTM |
| 23 January 2023, 18:00 |
|
RIO |
Decrease
|
N/A | 5.69% AER | N/A | N/A | RIO |
| 23 January 2023, 18:00 |
|
Graphite, Black, Pink, Orange and Yellow |
Decrease
|
N/A | 6.13% MER | N/A | N/A | LTM |
| 18 January 2023, 00:01 |
|
LiveMore 1, 2, 3 and 4 |
Decrease
|
N/A | 6.19% MER | N/A | N/A | RIO |
| 18 January 2023, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 6.31% MER | 17 January 2023, 23:59 | N/A | LTM |
| 18 January 2023, 00:01 |
|
All |
Decrease
|
N/A | 6.29% MER | 17 January 2023, 23:59 | N/A | LTM |
| 17 January 2023, 00:01 |
|
All (May impact initial rate and APRC) |
Increase To SVR
|
N/A | 6.59% MER | 16 January 2023, 23:59 | N/A | RIO |
| 12 January 2023, 00:01 |
|
All |
Decrease
|
N/A | 5.65% MER | N/A | N/A | RIO |
| 11 January 2023, 00:01 |
|
Capital Choice Ultra Lite, Super Lite 1, 2, 4 |
Decrease
|
N/A | 6.59% MER | 10 January 2023, 23:59 | 31 January 2023, 23:59 | LTM |
| 11 January 2023, 00:01 |
|
Capital Choice Super Lite 3 |
Increase
|
N/A | 6.93% MER | 10 January 2023, 23:59 | 31 January 2023, 23:59 | LTM |
| 11 January 2023, 00:01 |
|
350 - 450 |
Decrease
|
N/A | 6.60% MER | 10 January 2023, 23:59 | 31 January 2023, 23:59 | LTM |
| 11 January 2023, 00:01 |
|
300 |
Increase
|
N/A | 6.49% MER | 10 January 2023, 23:59 | 31 January 2023, 23:59 | LTM |
| 6 January 2023, 00:01 |
|
LS, FR |
Increase
|
6% MER | 6.50% MER | 5 January 2023, 18:00 | 13 January 2023, 18:00 | LTM |
| 22 December 2022, 18:00 |
|
All |
Decrease
|
N/A | 7.02% MER | N/A | N/A | LTM |
| 21 December 2022 |
|
All |
Decrease
|
N/A | 6% MER | N/A | N/A | LTM |
| 15 December 2022, 18:00 |
|
Graphite and Black |
Decrease
|
N/A | 6.36% MER | 15 December 2022, 17:59 | N/A | LTM |
| 15 December 2022, 09:00 |
|
50+, Holiday BTL |
Decrease
|
6.00% MER | 5.90% MER | 14 December 2022, 23:59 | N/A | RIO |
| 14 December 2022, 16:30 |
|
All |
Increase, Decrease or Stay Same
|
N/A | N/A | 14 December 2022, 16:29 | 3 January 2023 | LTM |
| 14 December 2022, 00:01 |
|
RIO |
Decrease
|
6.69% MER | N/A | N/A | N/A | RIO |
| 8 December 2022, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 6.69% MER | 7 December 2022, 23:59 | 23 December 2022, 23:59 | LTM |
| 6 December 2022, 09:00 |
|
Lifestyle Select Ultra Lite, Super Lite |
Decrease
|
N/A | 6.55% MER | N/A | N/A | LTM |
| 5 December 2022, 16:30 |
|
All |
Decrease or Stay Same
|
N/A | N/A | N/A | N/A | LTM |
| 2 December 2022, 00:01 |
|
All |
Decrease
|
N/A | 6.45% MER | N/A | N/A | LTM |
| 1 December 2022, 18:00 |
|
RIO |
Decrease
|
N/A | 5.99% MER | N/A | N/A | RIO |
| 1 December 2022, 18:00 |
|
All |
Decrease
|
N/A | 6.62% MER | N/A | N/A | LTM |
| 30 November 2022, 00:01 |
|
All |
Decrease
|
N/A | 6.30% MER | N/A | N/A | LTM |
| 25 November 2022 |
|
Classic |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 25 November 2022 |
|
Flexi Choice |
Decrease
|
N/A | 6.00% MER | N/A | N/A | LTM |
| 23 November 2022, 16:30 |
|
Lifestyle Flexible Option |
Decrease or Stay Same
|
N/A | N/A | 23 November 2022, 16:29 | 7 December 2022 | LTM |
| 23 November 2022, 00:01 |
|
All |
Decrease
|
N/A | 6.45% MER | 22 November 2022, 23:59 | 7 December 2022 | LTM |
| 22 November 2022, Instant |
|
Sovereign Range |
Increase, Decrease, or Stay Same
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 18 November 2022, 00:01 |
|
LS, FR |
Decrease
|
N/A | 7.35% MER | 17 November 2022, 18:00 | 25 November 2022, 18:00 | LTM |
| 16 November 2022, 00:01 |
|
All |
Decrease
|
N/A | 6.55% MER | 15 November 2022, 23:59 | 30 November 2022, 16:59 | LTM |
| 15 November 2022, 18:00 |
|
All |
Decrease
|
N/A | 6.93% MER | 15 November 2022, 17:59 | N/A | LTM |
| 15 November 2022, 16:30 |
|
Lifestyle Flexible Option |
Decrease or Stay Same
|
N/A | N/A | 15 November 2022, 16:29 | 29 November 2022 | LTM |
| 15 November 2022, Instant |
|
Flexi Choice |
Decrease
|
N/A | 6.15% MER | N/A | 21 days from KFI | LTM |
| 15 November 2022, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 11 November 2022, 00:01 |
|
LS, FR |
Decrease
|
N/A | 7.70% MER | N/A | N/A | LTM |
| 9 November 2022, 00:01 |
|
All |
Decrease
|
N/A | 7.73% MER | N/A | N/A | LTM |
| 8 November 2022, 00:01 |
|
All |
Decrease
|
N/A | 6.50% MER | N/A | N/A | LTM |
| 7 November 2022, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 5 November 2022, 00:01 |
|
Horizon 300 - 600 |
Decrease
|
N/A | 6.88% MER | N/A | N/A | LTM |
| 3 November 2022, 18:00 |
|
All |
Decrease
|
N/A | 7.41% MER | N/A | N/A | LTM |
| 3 November 2022, 16:30 |
|
Lifestyle Flexible Option |
Decrease or Stay Same
|
N/A | N/A | 3 November 2022, 16:29 | 17 November 2022 | LTM |
| 2 November 2022, Instant |
|
Sovereign, Sovereign Elite |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 28 October 2022, 00:01 |
|
All |
Increase
|
N/A | 7.45% MER | 27 October 2022, 23:59 | 11 November 2022, 16:59 | LTM |
| 28 October 2022, 00:01 |
|
Heritage Range |
Decrease
|
N/A | 8.03% MER | N/A | N/A | LTM |
| 25 October 2022, 18:00 |
|
Black, Pink and Orange |
Decrease
|
N/A | 7.45% MER | N/A | N/A | LTM |
| 22 October 2022, 00:01 |
|
Tailored Enhanced |
Decrease
|
N/A | 9.05% MER | N/A | N/A | LTM |
| 19 October 2022, 00:01 |
|
Capital Choice |
Increase
|
N/A | 7.53% MER | 17 October 2022, 23:59 | 8 November 2022, 23:59 | LTM |
| 19 October 2022, 00:01 |
|
Heritage Range |
Decrease
|
N/A | 8.25% MER | N/A | N/A | LTM |
| 19 October 2022, 00:01 |
|
Horizon Range |
Increase
|
N/A | 7.44% MER | 18 October 2022, 23:59 | 8 November 2022, 23:59 | LTM |
| 18 October 2022, 00:01 |
|
All |
Decrease
|
N/A | 7.39% MER | N/A | N/A | LTM |
| 15 October 2022, 00:01 |
|
Sovereign, Sovereign Elite |
Increase
|
N/A | N/A | 14 October 2022, 23:59 | 21 days from KFI | LTM |
| 14 October 2022, 00:01 |
|
LS, FR |
Increase
|
N/A | 7.90% MER | 13 October 2022, 23:59 | N/A | LTM |
| 13 October 2022, 18:00 |
|
All |
Increase
|
N/A | 7.67% MER | 13 October 2022, 17:59 | 20 October 2022, 16:59 | LTM |
| 13 October 2022, 00:01 |
|
Capital Choice |
Increase
|
N/A | 6.97% MER | 12 October 2022, 23:59 | 2 November 2022, 23:59 | LTM |
| 13 October 2022, 00:01 |
|
Horizon 680 - 800 |
Increase
|
N/A | 7.95% MER | 12 October 2022, 23:59 | 2 November 2022, 23:59 | LTM |
| 12 October 2022, 00:01 |
|
Sovereign, Sovereign Elite |
Increase
|
N/A | N/A | 11 October 2022, 23:59 | 21 days from KFI | LTM |
| 12 October 2022, Instant |
|
Flexi Choice |
Increase
|
N/A | 6.57% MER | N/A | 21 days from KFI | LTM |
| 12 October 2022, 00:01 |
|
Tailored Enhanced |
Increase
|
N/A | 9.10% MER | 11 October 2022, 23:59 | 25 October 2022, 23:59 | LTM |
| 11 October 2022, 18:00 |
|
Classic |
Increase
|
N/A | N/A | 11 October 2022, 17:59 | 21 days from KFI | LTM |
| 11 October 2022, 16:30 |
|
Lifestyle Flexible Option |
Increase, Decrease, or Stay Same
|
N/A | N/A | 11 October 2022, 16:29 | 25 October 2022 | LTM |
| 8 October 2022, 00:01 |
|
Heritage Range |
Increase
|
N/A | 8.47% MER | 7 October 2022, 23:59 | N/A | LTM |
| 7 October 2022, 00:01 |
|
Lite and Standard Fixed Rate |
Increase
|
N/A | 7.90% MER | 6 October 2022, 23:59 | N/A | LTM |
| 7 October 2022, 00:01 |
|
Tailored Enhanced |
Increase
|
N/A | 8.60% MER | 6 October 2022, 23:59 | 20 October 2022, 23:59 | LTM |
| 7 October 2022, 00:01 |
|
Sovereign, Sovereign Elite |
Increase
|
N/A | N/A | 6 October 2022, 23:59 | 21 days from KFI | LTM |
| 7 October 2022, Instant |
|
Flexi Choice |
Increase
|
N/A | 6.22% MER | N/A | 21 days from KFI | LTM |
| 7 October 2022, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 6 October 2022, 16:30 |
|
Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+ |
Increase
|
N/A | 7.73% MER | 16 October 2022, 16:29 | 21 October 2022, 11:59 | LTM |
| 5 October 2022, 18:00 |
|
Classic |
Increase
|
N/A | N/A | 5 October 2022, 17:59 | 21 days from KFI | LTM |
| 5 October 2022, 00:01 |
|
LS, FR |
Increase
|
N/A | 7.00% MER | 4 October 2022, 23:59 | N/A | LTM |
| 4 October 2022, 18:00 |
|
All |
Increase
|
N/A | 7.08% MER | 4 October 2022, 17:59 | 11 October 2022, 16:59 | LTM |
| 4 October 2022 |
|
Heritage Range, Freedom 20, Freedom 40, - All Super Max and Super Max Plus plans |
Increase
|
N/A | 7.97% MER | 3 October 2022, 23:59 | 17 October 2022, 23:59 | LTM |
| 4 October 2022, 00:01 |
|
All |
Increase
|
N/A | 7.95% MER | 3 October 2022, 23:59 | 18 October 2022, 16:59 | LTM |
| 4 October 2022, 00:01 |
|
Lite and Standard Fixed Rate |
Increase
|
N/A | 6.90% MER | 3 October 2022, 23:59 | N/A | LTM |
| 3 October 2022, Instant |
|
Flexi Choice |
Decrease
|
N/A | 5.87% MER | N/A | N/A | LTM |
| 3 October 2022, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | N/A | LTM |
| 1 October 2022, 00:01 |
|
Horizon |
Increase
|
N/A | 6.88% MER | 30 September 2022, 23:59 | 21 October 2022, 23:59 | LTM |
| 30 September 2022, 00:01 |
|
Capital Choice |
Increase
|
N/A | 6.97% MER | 29 September 2022, 23:59 | 20 October 2022, 23:59 | LTM |
| 30 September 2022, 00:01 |
|
Lifestyle Flexible Option |
Increase
|
N/A | N/A | 29 September 2022, 16:29 | 13 October 2022 | LTM |
| 30 September 2022, 00:01 |
|
Sovereign, Sovereign Elite |
Increase
|
N/A | N/A | 29 September 2022, 23:59 | 21 days from KFI | LTM |
| 29 September 2022, 00:01 |
|
J1, J2, J2.5, Green, J3, J4, J6 |
Increase
|
N/A | 7.80% MER | 28 September 2022, 23:59 | 13 October 2022, 16:59 | LTM |
| 29 September 2022, 00:01 |
|
Sovereign, Sovereign Elite |
Increase
|
N/A | N/A | 28 September 2022, 23:59 | 21 days from KFI | LTM |
| 29 September 2022, 00:01 |
|
Lite and Standard Fixed Rate plans |
Increase
|
N/A | 5.90% MER | 28 September 2022, 23:59 | N/A | LTM |
| 28 September 2022, 10:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus |
Increase
|
N/A | 5.58% MER | 28 September 2022, 09:59 | 12 October 2022, 16:59 | LTM |
| 28 September 2022, 00:01 |
|
All |
Increase
|
N/A | 6.79% MER | 27 September 2022, 16:30 | 12 October 2022, 12:00 | LTM |
| 28 September 2022, 00:01 |
|
Tailored Enhanced |
Increase
|
N/A | 7.50% MER | 27 September 2022, 23:59 | 11 October 2022, 23:59 | LTM |
| 28 September 2022, Instant |
|
Flexi Choice |
Increase
|
N/A | 6.17% MER | 27 September 2022, 23:59 | 21 days from KFI | LTM |
| 28 September 2022, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 27 September 2022, 18:00 |
|
All products |
Increase
|
N/A | 5.92% MER | 27 September 2022, 17:59 | 4 October 2022, 17:00 | LTM |
| 27 September 2022, 00:01 |
|
Horizon |
Increase
|
N/A | 5.98% MER | 26 September 2022, 23:59 | 17 October 2022, 23:59 | LTM |
| 27 September 2022, 00:01 |
|
Prime Choice |
Increase
|
N/A | 6.97% MER | 26 September 2022, 23:59 | 10 October 2022, 23:59 | LTM |
| 26 September 2022, 00:01 |
|
Sovereign, Sovereign Elite |
Increase
|
N/A | N/A | 25 September 2022, 23:59 | 21 days from KFI | LTM |
| 26 September 2022, 00:01 |
|
Lifestyle Flexible Option |
Increase or Stay Same
|
N/A | N/A | 23 September 2022, 16:29 | 9 October 2022 | LTM |
| 26 September 2022, Instant |
|
Flexi Choice |
Increase
|
N/A | 5.77% MER | N/A | 21 days form KFI | LTM |
| 26 September 2022, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 24 September 2022, 00:01 |
|
Capital Choice |
Increase
|
N/A | 5.78% MER | 23 September 2022, 23:59 | 14 October 2022, 23:59 | LTM |
| 23 September 2022, Instant |
|
Flexi Choice |
Increase
|
N/A | 5.32% MER | N/A | 21 days from KFI | LTM |
| 23 September 2022, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 23 September 2022, 00:01 |
|
Horizon |
Increase
|
N/A | 5.32% MER | 22 September 2022, 23:59 | 13 October 2022, 23:59 | LTM |
| 22 September 2022, Instant |
|
Flexi Choice |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 22 September 2022, 10:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus |
Increase
|
N/A | 5.48% MER | 22 September 2022, 09:59 | 6 October 2022, 16:59 | LTM |
| 22 September 2022, 00:01 |
|
Capital Choice |
Increase
|
N/A | 5.35% MER | 21 September 2022, 23:59 | 12 October 2022, 23:59 | LTM |
| 22 September 2022, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 22 September 2022, 00:01 |
|
Heritage Range, Freedom 20, Freedom 40, - All Super Max and Super Max Plus plans |
Increase
|
N/A | 6.87% MER | 21 September 2022, 23:59 | 5 October 2022, 23:59 | LTM |
| 21 September 2022, 00:01 |
|
J1, J2, J2.5, Green, J3, J4, J6 |
Increase
|
N/A | 6.70% MER | 20 September 2022, 23:59 | 5 October 2022, 16:59 | LTM |
| 20 September 2022, Instant |
|
Classic |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 17 September 2022, 00:01 |
|
Tailored Enhanced |
Increase
|
N/A | 7.35% MER | 16 September 2022, 23:59 | 30 September 2022, 23:59 | LTM |
| 16 September 2022, 00:01 |
|
Emerald |
Increase
|
N/A | N/A | 15 September 2022, 23:59 | 21 days from KFI | LTM |
| 15 September 2022, 18:00 |
|
All |
Increase
|
N/A | 5.51% MER | 15 September 2022, 17:59 | 23 September 2022, 16:59 | LTM |
| 15 September 2022, 16:30 |
|
Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+ |
Increase
|
N/A | 5.38% MER | 15 September 2022, 16:29 | 30 September 2022, 12:00 | LTM |
| 15 September 2022, 00:01 |
|
Heritage Range, Freedom 20 and Freedom 40 - All Super Max and Super Max Plus plans |
Increase
|
N/A | 6.72% MER | 14 September 2022, 23:59 | 28 September 2022, 23:59 | LTM |
| 15 September 2022, 00:01 |
|
Capital Choice |
Increase
|
N/A | 5.08% MER | 14 September 2022, 23:59 | 5 October 2022, 23:59 | LTM |
| 14 September 2022, 00:01 |
|
All Maxi Choice plans |
Increase
|
N/A | 6.39% MER | 13 September 2022, 23:59 | 4 October 2022, 23:59 | LTM |
| 13 September 2022, 00:01 |
|
Prime Choice |
Increase
|
N/A | 6.74% MER | 12 September 2022, 23:59 | 26 September 2022, 23:59 | LTM |
| 13 September 2022, 00:01 |
|
Horizon |
Increase
|
N/A | 5.13% MER | 12 September 2022, 23:59 | 3 October 2022, 23:59 | LTM |
| 12 September 2022, 00:01 |
|
LS, FR |
Increase
|
5.04% MER | 5.70% MER | 10 September 2022, 16:00 | 19 September 2022, 16:00 | LTM |
| 9 September 2022, Instant |
|
J1, J2, J2.5, Green, J3, J4, J6 |
Increase
|
N/A | 6.55% MER | 8 September 2022, 23:59 | 26 September 2022, 16:59 | LTM |
| 9 September 2022, 10:00 |
|
Capital Select Super Lite, Lite, Gold, Gold Plus, Platinum and Platinum Plus |
Increase
|
N/A | 6.02% MER | 9 September 2022, 09:59 | 23 September 2022, 16:59 | LTM |
| 9 September 2022, 10:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus |
Increase
|
N/A | 5.28% MER | 9 September 2022, 09:59 | 23 September 2022, 16:59 | LTM |
| 9 September 2022, 00:01 |
|
Capital Choice |
Increase
|
N/A | 4.94% MER | 8 September 2022, 23:59 | 29 September 2022, 23:59 | LTM |
| 8 September 2022, 00:01 |
|
Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+ |
Increase
|
N/A | 4.99% MER | 7 September 2022, 16:29 | 22 September 2022, 12:00 | LTM |
| 7 September 2022, 14:19 |
|
Classic |
Increase
|
N/A | 5.10% MER | 6 September 2022, 23:59 | 21 days from KFI | LTM |
| 7 September 2022, 14:18 |
|
Flexi Choice |
Increase
|
N/A | 5.10% MER | 6 September 2022, 23:59 | 21 days from KFI | LTM |
| 7 September 2022, 00:01 |
|
All |
Increase or Stay Same
|
N/A | N/A | 6 September 2022, 16:29 | 20 September 2022 | LTM |
| 7 September 2022, 00:01 |
|
Sovereign, Sovereign Elite |
Increase
|
N/A | N/A | 6 September 2022, 23:59 | 21 days from KFI | LTM |
| 7 September 2022, 00:01 |
|
Horizon |
Increase
|
N/A | 4.84% MER | 6 September 2022, 23:59 | 27 September 2022, 23:59 | LTM |
| 6 September 2022, 18:00 |
|
All |
Increase
|
N/A | N/A | 6 September 2022, 17:59 | 13 September 2022 | LTM |
| 3 September 2022, 00:01 |
|
Capital Choice |
Increase
|
N/A | 4.75% MER | 2 September 2022, 23:59 | 23 September 2022, 23:59 | LTM |
| 2 September 2022, 00:01 |
|
Maxi Choice |
Increase
|
N/A | 5.96% MER | 1 September 2022, 23:59 | 22 September 2022, 23:59 | LTM |
| 1 September 2022, 00:01 |
|
Tailored |
Increase
|
N/A | 6.90% MER | N/A | 14 September 2022, 23:59 | LTM |
| 1 September 2022, 00:01 |
|
All |
Increase
|
N/A | 5.04% MER | N/A | N/A | LTM |
| 31 August 2022, Instant |
|
Flexi |
Increase
|
N/A | 4.71% MER | N/A | 21 days from KFI | LTM |
| 31 August 2022, Instant |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 31 August 2022, 16:30 |
|
All |
Increase, Decrease, or Stay Same
|
N/A | N/A | N/A | 13 September 2022, 23:59 | LTM |
| 31 August 2022, 10:00 |
|
Lifestyle Select |
Increase
|
N/A | 4.91% MER | 31 August 2022, 09:59 | 14 September 2022, 17:00 | LTM |
| 31 August 2022, 00:01 |
|
Emerald |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 31 August 2022, 00:01 |
|
All |
Increase
|
N/A | 4.74% MER | N/A | N/A | LTM |
| 31 August 2022, 00:01 |
|
Heritage |
Increase
|
N/A | 6.25% MER | N/A | N/A | LTM |
| 30 August 2022, 16:05 |
|
Flexi |
Increase
|
N/A | 4.51% MER | N/A | 21 days from KFI | LTM |
| 27 August 2022, 00:01 |
|
Horizon |
Increase
|
N/A | 4.55% MER | 26 August 2022, 23:59 | 16 September 2022, 23:59 | LTM |
| 26 August 2022, 17:00 |
|
Classic |
Increase
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 26 August 2022, 00:01 |
|
J1 J2 J2.5 Green J3 J4 J6 |
Increase
|
N/A | 6.05% MER | N/A | 9 September 2022, 23:59 | LTM |
| 26 August 2022, 00:01 |
|
Prime |
Increase
|
N/A | 6.46% MER | 25 August 2022, 23:59 | 8 September 2022, 23:59 | LTM |
| 25 August 2022, 18:00 |
|
All |
Increase
|
N/A | 4.71% MER | 25 August 2022, 16:59 | 2 September 2022, 17:00 | LTM |
| 25 August 2022, 17:00 |
|
Sovereign, Sovereign Elite |
Increase
|
N/A | N/A | N/A | N/A | LTM |
| 25 August 2022, 10:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite, Gold, Gold Plus |
Increase
|
N/A | 4.60% MER | 25 August 2022, 09:59 | 8 September 2022, 16:59 | LTM |
| 25 August 2022, 00:01 |
|
Capital Choice |
Increase
|
N/A | 4.51% MER | 24 August 2022, 23:59 | 14 September 2022, 23:59 | LTM |
| 24 August 2022, 00:01 |
|
Lifestyle Flexible Option |
Increase or Stay Same
|
N/A | N/A | 23 August 2022, 16:30 | 7 September 2022, 23:59 | LTM |
| 23 August 2022, 00:01 |
|
Horizon 300, 350, 400, 45 620, 680 |
Increase
|
N/A | 4.27% MER | 22 August 2022, 23:59 | 12 September 2022, 23:59 | LTM |
| 22 August 2022, 17:00 |
|
Classic |
Increase
|
N/A | N/A | 22 August 2022, 16:59 | 21 days from KFI | LTM |
| 16 August 2022, 00:01 |
|
Capital Choice Ultra Lite, Super Lite 1-4, Lite |
Decrease
|
N/A | 4.27% MER | N/A | N/A | LTM |
| 16 August 2022, 00:01 |
|
Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+ |
Decrease
|
N/A | 4.30% MER | N/A | N/A | LTM |
| 12 August 2022, 00:01 |
|
LS, FR |
Decrease
|
4.89% MER | 4.54% MER | N/A | N/A | LTM |
| 11 August 2022, 00:01 |
|
Tailored Enhanced |
Decrease
|
N/A | 6.55% MER | N/A | N/A | LTM |
| 11 August 2022, 00:01 |
|
J1, J2, J2.5, Green, J3, J4, J6 |
Decrease
|
N/A | 5.70% MER | N/A | N/A | LTM |
| 11 August 2022, 00:01 |
|
Heritage, Heritage Freedom 20, Freedom 40 |
Decrease
|
N/A | 5.9% MER | N/A | N/A | LTM |
| 11 August 2022, 18:00 |
|
All Plans except Indigo and Violet |
Decrease
|
N/A | 4.47% MER | N/A | N/A | LTM |
| 10 August 2022 |
|
Classic |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 9 August 2022, 00:01 |
|
Horizon 300, 350, 400, 450, 500, 550, 600, 620, 680 and 700 |
Decrease
|
N/A | 4.17% MER | N/A | N/A | LTM |
| 5 August 2022, 00:01 |
|
Lifestyle Flexible Option |
Increase, Decrease, or Stay Same
|
N/A | N/A | 4 August 2022 | 18 August 2022 | LTM |
| 5 August 2022, 09:00 |
|
Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus |
Decrease
|
N/A | 4.30% MER | N/A | N/A | LTM |
| 1 August 2022 |
|
Sovereign, Sovereign Elite |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 29 July 2022, 00:01 |
|
Maxi Choice |
Increase
|
N/A | 5.49% MER | 28 July 2022, 23:59 | 18 August 2022, 23:59 | LTM |
| 27 July 2022, 00:01 |
|
Emerald |
Increase
|
N/A | N/A | 21 Days from KFI | N/A | LTM |
| 26 July 2022, 00:01 |
|
Lite and Standard Fixed Rate plans |
Increase
|
N/A | 5.09% MER | 25 July 2022, 23:59 | 25 July 2022, 17:30 | LTM |
| 23 July 2022, 00:01 |
|
Capital Choice Super Lite 1 - 4, Capital Choice Lite and Capital Choice |
Decrease
|
N/A | 4.38% MER | N/A | N/A | LTM |
| 21 July 2022, 00:01 |
|
Horizon 300,350,400, 620, 730, 780 & 800 |
Decrease
|
N/A | 4.31% MER | N/A | N/A | LTM |
| 21 July 2022, 00:01 |
|
Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+ |
Decrease
|
N/A | 4.42% MER | N/A | N/A | LTM |
| 18 July 2022, 00:01 |
|
Lifestyle Flexible Option |
Increase, Decrease, or Stay Same
|
N/A | N/A | 17 July 2022 | 31 July 2022 | LTM |
| 18 July 2022, 00:01 |
|
Heritage Supreme Max Plus Cashback |
Decrease
|
N/A | 7.35% MER | N/A | 31 July 2022, 23:59 | LTM |
| 15 July 2022 |
|
Sovereign, Sovereign Elite |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
