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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or RIO

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/RIO
31 May 2023, 00:01 LV All
Increase
N/A 6.27% MER 30 May 2023, 16:30 13 June 2023, 12:00 LTM
30 May 2023, 16:30 Aviva Lifestyle Flexible Option
Increase or Stay Same
N/A N/A 30 May 2023, 16:29 N/A LTM
30 May 2023, 00:01 Pure Sovereign
Increase
N/A N/A 29 May 2023, 23:59 21 days from KFI LTM
29 May 2023, 00:01 Pure Emerald
Increase
N/A N/A 28 May 2023, 23:59 21 days from KFI LTM
27 May 2023, 00:01 More2Life Maxi Choice
Increase
N/A 7.84% MER 26 May 2023, 23:59 16 June 2023, 23:59 LTM
27 May 2023, 00:01 Standard Life Horizon
Increase
N/A 5.75% MER 26 May 2023, 23:59 16 June 2023, 23:59 LTM
26 May 2023, 10:00 Canada Life Capital Select Super Lite, Lite, Gold and Platinum (Standard & Flexible)
Increase
N/A 7.43% MER N/A 2 June 2023, 17:00 LTM
26 May 2023, 09:00 Hodge 50+, RIO and Holiday BTL
Increase
N/A 5.75% MER 23 May 2023, 16:59 N/A RIO
26 May 2023, 00:01 More2Life Prime Midi 1-3 and Prime Extra 1 & 2
Increase
N/A 7.53% MER 25 May 2023, 23:59 8 June 2023, 23:59 LTM
25 May 2023, 18:00 Legal & General RIO
Increase
N/A 6.59% MER 25 May 2023, 17:59 25 May 2023, 17:00 RIO
25 May 2023, 18:00 Legal & General All Lifetime Mortgage Products
Increase
N/A 6.09% MER 25 May 2023, 17:59 1 June 2023, 17:00 LTM
25 May 2023, Instant Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
25 May 2023, Instant More2Life Flexi Choice
Increase
N/A N/A N/A 21 days from KFI LTM
24 May 2023, Instant Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
24 May 2023, Instant More2Life Flexi Choice Super Lite, Super Lite 2 and Lite
Increase
N/A 5.91% MER N/A 21 days from KFI LTM
19 May 2023, 16:30 Aviva Lifestyle Flexible Option
Increase or Stay Same
N/A N/A 19 May 2023, 16:29 N/A LTM
19 May 2023, 00:01 Pure Emerald
Increase
N/A N/A 18 May 2023, 23:59 21 days from KFI LTM
19 May 2023, 00:01 More2Life Maxi Choice
Increase
N/A 7.65% MER 18 May 2023, 23:59 8 June 2023, 23:59 LTM
19 May 2023, 00:01 LV All
Decrease
N/A 5.95% MER N/A N/A LTM
18 May 2023, 00:01 Just All
Increase
N/A N/A 17 May 2023, 23:59 1 June 2023, 16:59 LTM
17 May 2023, 00:01 Scottish Widows LS, FR
Decrease
N/A 6.05% MER 16 May 2023, 17:59 23 May 2023, 17:59 LTM
17 May 2023, 00:01 LiveMore All Products
Increase
N/A 6.19% MER N/A N/A RIO
12 May 2023, 10:00 Canada Life Capital Select Super Lite, Lite, Gold, Platinum and Platinum Plus (Standard & Flexible)
Increase
N/A 6.87% MER 12 May 2023, 09:59 26 May 2023, 17:00 LTM
10 May 2023, 16:30 Aviva Lifestyle Flexible Option
Increase, Decrease, or Stay Same
N/A N/A 10 May 2023, 16:29 N/A LTM
9 May 2023, Instant Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
9 May 2023, Instant More2Life Flexi Choice
Increase
N/A 5.59% MER N/A 21 days from KFI LTM
4 May 2023, 09:00 Hodge 50+, RIO and Holiday BTL
Increase
5.25% MER 5.45% MER 28 April 2023, 16:59 N/A RIO
3 May 2023, 00:01 Just All
Increase
N/A 6.01% MER 1 May 2023, 23:59 N/A LTM
2 May 2023, 18:00 Legal & General LTM & RIO
Increase
N/A 5.71% MER 2 May 2023, 17:59 9 May 2023, 17:00 LTM/RIO
28 April 2023, 00:01 LV All
Decrease
N/A 6.00% MER N/A N/A LTM
28 April 2023, 00:01 More2Life Maxi Choice
Increase
N/A 7.59% MER 27 April 2023, 23:59 N/A LTM
28 April 2023, 00:01 Scottish Widows LS, FR
Increase
5.95% MER 6.40% MER 27 April 2023, 23:59 N/A LTM
27 April 2023, Instant Pure Emerald
Increase
N/A N/A N/A 21 days from KFI LTM
24 April 2023, 10:00 Canada Life Lifestyle Select
Increase
N/A 6.20% MER 24 April 2023, 09:59 5 May 2023, 16:59 LTM
21 April 2023 More2Life Maxi Choice
Increase
N/A 7.49% MER 20 April 2024, 23:59 11 May 2024, 23:59 LTM
20 April 2023, 00:01 Pure Sovereign
Increase and Decrease
N/A N/A N/A N/A LTM
18 April 2023, Instant Pure Emerald
Increase
N/A N/A N/A N/A LTM
18 April 2023, Instant Pure Classic
Decrease
N/A N/A N/A 21 days from KFI LTM
18 April 2023, Instant More2Life Flexi Choice Super Lite, Super Lite 2, Lite, Midi, Extra and Plus
Decrease
N/A 5.55% MER N/A N/A LTM
14 April 2023, 00:01 Standard Life Horizon 240 - 550
Decrease
N/A 5.41% MER 13 April 2023, 23:59 N/A LTM
13 April 2023, 00:01 Just All
Decrease
N/A 5.86% MER N/A N/A LTM
12 April 2023, 17:00 More2Life Flexi
Decrease
N/A 5.60% MER N/A N/A LTM
12 April 2023, 15:30 Pure Classic
Decrease
N/A N/A N/A 21 days from KFI LTM
12 April 2023, 00:01 Pure Emerald
Increase
N/A N/A 11 April 2023, 23:59 21 days from KFI LTM
11 April 2023, 18:00 Legal & General All
Decrease
N/A N/A 11 April 2023, 17:59 N/A LTM
6 April 2023, 17:00 Pure Sovereign
Increase, Decrease, or Stay Same
N/A N/A N/A 21 days from KFI LTM
6 April 2023, 00:01 Standard Life Horizon 240
Decrease
N/A 5.48% MER 5 April 2023, 23:59 N/A LTM
6 April 2023, 00:01 More2Life Maxi Choice
Increase
N/A 7.37% MER 5 April 2023, 23:59 26 April 2023, 23:59 LTM
5 April 2023, 00:01 Just All
Decrease
N/A 5.95% MER N/A 19 April 2023 LTM
4 April 2023, 00:01 Pure Heritage
Decrease
N/A 6.99% MER N/A N/A LTM
31 March 2023, 00:01 Standard Life Horizon 240 Fee Free Only
Decrease
N/A 5.56% MER N/A N/A LTM
31 March 2023, 00:01 Aviva Lifestyle Flexible Option
Decrease or Stay Same
N/A N/A 30 March 2023, 16:29 11 April 2023 LTM
30 March 2023, 09:00 Canada Life Capital Select
Decrease
N/A 6.59% MER N/A N/A LTM
30 March 2023, 00:01 More2Life Capital Choice
Decrease
N/A 5.74% MER N/A N/A LTM
30 March 2023, 00:01 Scottish Widows LS, FR
Decrease
N/A 5.95% MER N/A N/A LTM
29 March 2023, 00:01 Standard Life Horizon 240, 260
Decrease
N/A 5.51% MER N/A N/A LTM
29 March 2023, Instant Pure Sovereign
Increase, Decrease, or Stay Same
N/A N/A N/A 21 days from KFI LTM
27 March 2023, Instant Pure Sovereign
Decrease
N/A N/A N/A 21 days from KFI LTM
27 March 2023, Instant Pure Classic
Decrease
N/A N/A N/A 21 days from KFI LTM
27 March 2023, Instant More2Life Flexi Choice
Decrease
N/A 5.60% MER N/A N/A LTM
25 March 2023, 00:01 Standard Life Horizon 240
Decrease
N/A 5.54% MER N/A N/A LTM
24 March 2023, Instant Pure Classic
Decrease
N/A N/A N/A 21 days from KFI LTM
23 March 2023, 00:01 Pure Sovereign
Decrease
N/A N/A N/A N/A LTM
23 March 2023, 00:01 Standard Life Horizon 240 - 350
Decrease
N/A 5.59% MER N/A N/A LTM
23 March 2023, 00:01 LiveMore LiveMore 1, LiveMore 2
Decrease
N/A 5.99% MER N/A N/A RIO
23 March 2023, 00:01 LiveMore LiveMore 3 2 Year Fixed, LiveMore 4
Increase
N/A 7.09% MER N/A N/A RIO
23 March 2023, Instant More2Life Flexi Choice
Decrease
N/A 5.67% MER N/A 21 days from KFI LTM
22 March 2023, 18:00 Legal & General Opal, Carbon, Graphite, Black
Decrease
N/A 5.52% MER N/A N/A LTM
22 March 2023, 09:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite
Decrease
N/A 5.83% MER N/A N/A LTM
22 March 2023, 00:01 More2Life Capital Choice Ultra Lite 1-3 and Super Lite 1-3
Decrease
N/A 5.83% MER N/A N/A LTM
20 March 2023, 08:00 Aviva Lifestyle Flexible Option
Decrease or Stay Same
N/A N/A 20 March 2023, 07:59 2 April 2023 LTM
20 March 2023, Instant Pure Classic
Decrease
N/A N/A N/A N/A LTM
20 March 2023, Instant More2Life Flexi Choice Lite, Midi
Decrease
N/A 6.08% MER N/A N/A LTM
18 March 2023, 00:01 Standard Life Horizon 240
Decrease
N/A 5.70% MER N/A N/A LTM
17 March 2023, 00:01 Pure Sovereign
Decrease
N/A N/A 16 March 2023, 23:59 21 days from KFI LTM
16 March 2023, 18:00 Legal & General RIO
Decrease
N/A 5.99% MER 16 March 2023, 17:59 N/A RIO
16 March 2023, 18:00 Legal & General All
Decrease
N/A 5.62% MER 16 March 2023, 17:59 N/A LTM
16 March 2023, Instant Pure Classic
Decrease
N/A N/A N/A 21 days from KFI LTM
15 March 2023, 00:01 Standard Life Horizon
Decrease
N/A 5.74% MER N/A N/A LTM
8 March 2023, 00:01 More2Life Flexi Choice
Increase
N/A 5.76% MER 7 March 2023, 23:59 21 days from KFI LTM
7 March 2023, 17:00 Pure Classic
Increase
N/A N/A 7 March 2023, 16:59 21 days from KFI LTM
7 March 2023, 00:01 Scottish Widows LS, FR
Increase
N/A 6.10% MER N/A N/A LTM
6 March 2023, 10:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite
Increase
N/A 6.29% MER 6 March 2023, 09:59 20 March 2023, 16:59 LTM
3 March 2023, 00:01 More2Life Capital Choice Super Lite 3
Decrease
N/A 6.39% MER N/A N/A LTM
3 March 2023, 00:01 More2Life Capital Choice Super Lite 1, 2 & 4
Increase
N/A 6.20% MER 2 March 2023, 23:59 23 March 2023, 23:59 LTM
3 March 2023, 00:01 Standard Life 400, 450
Decrease
N/A 6.29% MER N/A N/A LTM
3 March 2023, 00:01 Standard Life 300, 350
Increase
N/A 6.11% MER 2 March 2023, 23:59 23 March 2023, 23:59 LTM
3 March 2023, 00:01 Hodge 50+, RIO, Holiday BTL
Decrease
N/A 5.25% MER N/A N/A RIO
2 March 2023, 18:00 Legal & General RIO
Increase
N/A 6.24% MER 2 March 2023, 17:59 2 March 2023, 17:00 RIO
2 March 2023, 18:00 Legal & General All Lifetime Mortgages
Increase
N/A 5.79% MER 2 March 2023, 17:59 9 March 2023, 17:00 LTM
2 March 2023, 00:01 Pure Sovereign
Increase
N/A N/A 1 March 2023, 23:59 21 days from KFI LTM
2 March 2023, 00:01 LiveMore All
Increase
N/A 6.39% MER N/A N/A RIO
1 March 2023, 14:25 Pure Classic
Decrease
N/A 5.63% MER N/A 21 days from KFI LTM
28 February 2023, 16:30 Aviva Lifestyle Flexible Option
Increase or Stay Same
N/A N/A 28 February 2023, 16:29 14 March 2023, 17:00 LTM
21 February 2023, Instant Legal & General Opal, Carbon, Graphite, Black
Decrease
N/A 5.49% MER N/A N/A LTM
20 February 2023, 09:00 Canada Life Capital Select
Decrease
N/A 6.78% MER N/A N/A LTM
17 February 2023, 00:01 LV Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+
Decrease
N/A 6.36% MER 16 February 2023, 23:59 N/A LTM
16 February 2023, 00:01 Standard Life Horizon 400, 450
Decrease
N/A 6.31% MER 15 February 2023, 23:59 N/A LTM
15 February 2023, 00:01 Pure Sovereign
Increase, Decrease, or Stay Same
N/A N/A 14 February 2023, 23:59 21 days from KFI LTM
15 February 2023, 00:01 More2Life Capital Choice Super Lite 3 and 4
Decrease
N/A 6.41% MER 14 February 2023, 23:59 N/A LTM
14 February 2023, 16:30 Aviva Lifestyle Flexible Option
Decrease or Stay Same
N/A N/A 14 February 2023, 16:29 28 February 2023, 17:00 LTM
11 February 2023, 00:01 More2Life Flexi Choice
Decrease
N/A 5.76% MER N/A N/A LTM
10 February 2023, 00:01 Scottish Widows LS, FR
Decrease
N/A 5.85% MER N/A N/A LTM
10 February 2023, Instant Pure Classic
Decrease
N/A N/A N/A N/A LTM
9 February 2023, 09:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite
Decrease
N/A 6.00% MER N/A N/A LTM
9 February 2023, Instant Standard Life Horizon
Decrease
N/A 5.99% MER N/A N/A LTM
8 February 2023, 00:01 Pure Sovereign
Decrease
N/A N/A N/A N/A LTM
8 February 2023, 00:01 More2Life Capital Choice
Decrease
N/A 6.03% MER N/A N/A LTM
6 February 2023, Instant More2Life Flexi Choice
Decrease
N/A 5.85% MER N/A N/A LTM
3 February 2023, 00:01 LiveMore LiveMore 1
Decrease
N/A 5.97% MER N/A N/A RIO
3 February 2023, Instant Pure Classic
Decrease
N/A N/A N/A 21 days from KFI LTM
2 February 2023, 18:00 Legal & General All
Decrease
N/A 5.70% MER N/A N/A LTM
1 February 2023, 00:01 More2Life Capital Choice
Decrease
N/A 6.17% MER N/A N/A LTM
1 February 2023, 00:01 Standard Life Horizon
Decrease
N/A 6.12% MER N/A N/A LTM
1 February 2023, 00:01 Just All
Decrease
N/A 6.20% MER 31 January 2023, 23:59 15 February 2023, 17:00 LTM
31 January 2023, 16:30 Aviva Lifestyle Flexible Option
Increase, Decrease, or Stay Same
N/A N/A 31 January 2023, 16:29 14 February 2023, 17:00 LTM
31 January 2023 More2Life Flexi Choice
Decrease
N/A 5.94% MER N/A N/A LTM
30 January 2023, Instant Pure Classic
Decrease
N/A N/A N/A 21 days from KFI LTM
27 January 2023, 00:01 Scottish Widows LS, FR
Decrease
N/A 6.10% MER 26 January 2023, 18:00 3 February 2023, 18:00 LTM
25 January 2023, 00:01 More2Life Capital Choice
Decrease
N/A 6.31% MER N/A N/A LTM
25 January 2023, 00:01 Standard Life Horizon
Decrease
N/A 6.19% MER N/A N/A LTM
23 January 2023, 18:00 Legal & General RIO
Decrease
N/A 5.69% AER N/A N/A RIO
23 January 2023, 18:00 Legal & General Graphite, Black, Pink, Orange and Yellow
Decrease
N/A 6.13% MER N/A N/A LTM
18 January 2023, 00:01 LiveMore LiveMore 1, 2, 3 and 4
Decrease
N/A 6.19% MER N/A N/A RIO
18 January 2023, 00:01 More2Life Capital Choice
Decrease
N/A 6.31% MER 17 January 2023, 23:59 N/A LTM
18 January 2023, 00:01 Standard Life All
Decrease
N/A 6.29% MER 17 January 2023, 23:59 N/A LTM
17 January 2023, 00:01 Loughborough All (May impact initial rate and APRC)
Increase To SVR
N/A 6.59% MER 16 January 2023, 23:59 N/A RIO
12 January 2023, 00:01 Hodge All
Decrease
N/A 5.65% MER N/A N/A RIO
11 January 2023, 00:01 More2Life Capital Choice Ultra Lite, Super Lite 1, 2, 4
Decrease
N/A 6.59% MER 10 January 2023, 23:59 31 January 2023, 23:59 LTM
11 January 2023, 00:01 More2Life Capital Choice Super Lite 3
Increase
N/A 6.93% MER 10 January 2023, 23:59 31 January 2023, 23:59 LTM
11 January 2023, 00:01 Standard Life 350 - 450
Decrease
N/A 6.60% MER 10 January 2023, 23:59 31 January 2023, 23:59 LTM
11 January 2023, 00:01 Standard Life 300
Increase
N/A 6.49% MER 10 January 2023, 23:59 31 January 2023, 23:59 LTM
6 January 2023, 00:01 Scottish Widows LS, FR
Increase
6% MER 6.50% MER 5 January 2023, 18:00 13 January 2023, 18:00 LTM
22 December 2022, 18:00 LV= All
Decrease
N/A 7.02% MER N/A N/A LTM
21 December 2022 Scottish Widows All
Decrease
N/A 6% MER N/A N/A LTM
15 December 2022, 18:00 Legal & General Graphite and Black
Decrease
N/A 6.36% MER 15 December 2022, 17:59 N/A LTM
15 December 2022, 09:00 Hodge 50+, Holiday BTL
Decrease
6.00% MER 5.90% MER 14 December 2022, 23:59 N/A RIO
14 December 2022, 16:30 Aviva All
Increase, Decrease or Stay Same
N/A N/A 14 December 2022, 16:29 3 January 2023 LTM
14 December 2022, 00:01 LiveMore RIO
Decrease
6.69% MER N/A N/A N/A RIO
8 December 2022, 00:01 More2Life Capital Choice
Decrease
N/A 6.69% MER 7 December 2022, 23:59 23 December 2022, 23:59 LTM
6 December 2022, 09:00 Canada Life Lifestyle Select Ultra Lite, Super Lite
Decrease
N/A 6.55% MER N/A N/A LTM
5 December 2022, 16:30 Aviva All
Decrease or Stay Same
N/A N/A N/A N/A LTM
2 December 2022, 00:01 Scottish Widows All
Decrease
N/A 6.45% MER N/A N/A LTM
1 December 2022, 18:00 Legal & General RIO
Decrease
N/A 5.99% MER N/A N/A RIO
1 December 2022, 18:00 Legal & General All
Decrease
N/A 6.62% MER N/A N/A LTM
30 November 2022, 00:01 Just All
Decrease
N/A 6.30% MER N/A N/A LTM
25 November 2022 Pure Classic
Decrease
N/A N/A N/A N/A LTM
25 November 2022 More2Life Flexi Choice
Decrease
N/A 6.00% MER N/A N/A LTM
23 November 2022, 16:30 Aviva Lifestyle Flexible Option
Decrease or Stay Same
N/A N/A 23 November 2022, 16:29 7 December 2022 LTM
23 November 2022, 00:01 Just All
Decrease
N/A 6.45% MER 22 November 2022, 23:59 7 December 2022 LTM
22 November 2022, Instant Pure Sovereign Range
Increase, Decrease, or Stay Same
N/A N/A N/A 21 days from KFI LTM
18 November 2022, 00:01 Scottish Widows LS, FR
Decrease
N/A 7.35% MER 17 November 2022, 18:00 25 November 2022, 18:00 LTM
16 November 2022, 00:01 Just All
Decrease
N/A 6.55% MER 15 November 2022, 23:59 30 November 2022, 16:59 LTM
15 November 2022, 18:00 Legal & General All
Decrease
N/A 6.93% MER 15 November 2022, 17:59 N/A LTM
15 November 2022, 16:30 Aviva Lifestyle Flexible Option
Decrease or Stay Same
N/A N/A 15 November 2022, 16:29 29 November 2022 LTM
15 November 2022, Instant More2Life Flexi Choice
Decrease
N/A 6.15% MER N/A 21 days from KFI LTM
15 November 2022, Instant Pure Classic
Decrease
N/A N/A N/A N/A LTM
11 November 2022, 00:01 Scottish Widows LS, FR
Decrease
N/A 7.70% MER N/A N/A LTM
9 November 2022, 00:01 LV All
Decrease
N/A 7.73% MER N/A N/A LTM
8 November 2022, 00:01 Just All
Decrease
N/A 6.50% MER N/A N/A LTM
7 November 2022, Instant Pure Classic
Decrease
N/A N/A N/A N/A LTM
5 November 2022, 00:01 Standard Life Horizon 300 - 600
Decrease
N/A 6.88% MER N/A N/A LTM
3 November 2022, 18:00 Legal & General All
Decrease
N/A 7.41% MER N/A N/A LTM
3 November 2022, 16:30 Aviva Lifestyle Flexible Option
Decrease or Stay Same
N/A N/A 3 November 2022, 16:29 17 November 2022 LTM
2 November 2022, Instant Pure Sovereign, Sovereign Elite
Decrease
N/A N/A N/A N/A LTM
28 October 2022, 00:01 Just All
Increase
N/A 7.45% MER 27 October 2022, 23:59 11 November 2022, 16:59 LTM
28 October 2022, 00:01 Pure Heritage Range
Decrease
N/A 8.03% MER N/A N/A LTM
25 October 2022, 18:00 Legal & General Black, Pink and Orange
Decrease
N/A 7.45% MER N/A N/A LTM
22 October 2022, 00:01 More2Life Tailored Enhanced
Decrease
N/A 9.05% MER N/A N/A LTM
19 October 2022, 00:01 More2Life Capital Choice
Increase
N/A 7.53% MER 17 October 2022, 23:59 8 November 2022, 23:59 LTM
19 October 2022, 00:01 Pure Heritage Range
Decrease
N/A 8.25% MER N/A N/A LTM
19 October 2022, 00:01 Standard Life Horizon Range
Increase
N/A 7.44% MER 18 October 2022, 23:59 8 November 2022, 23:59 LTM
18 October 2022, 00:01 Just All
Decrease
N/A 7.39% MER N/A N/A LTM
15 October 2022, 00:01 Pure Sovereign, Sovereign Elite
Increase
N/A N/A 14 October 2022, 23:59 21 days from KFI LTM
14 October 2022, 00:01 Scottish Widows LS, FR
Increase
N/A 7.90% MER 13 October 2022, 23:59 N/A LTM
13 October 2022, 18:00 Legal & General All
Increase
N/A 7.67% MER 13 October 2022, 17:59 20 October 2022, 16:59 LTM
13 October 2022, 00:01 More2Life Capital Choice
Increase
N/A 6.97% MER 12 October 2022, 23:59 2 November 2022, 23:59 LTM
13 October 2022, 00:01 Standard Life Horizon 680 - 800
Increase
N/A 7.95% MER 12 October 2022, 23:59 2 November 2022, 23:59 LTM
12 October 2022, 00:01 Pure Sovereign, Sovereign Elite
Increase
N/A N/A 11 October 2022, 23:59 21 days from KFI LTM
12 October 2022, Instant More2Life Flexi Choice
Increase
N/A 6.57% MER N/A 21 days from KFI LTM
12 October 2022, 00:01 More2Life Tailored Enhanced
Increase
N/A 9.10% MER 11 October 2022, 23:59 25 October 2022, 23:59 LTM
11 October 2022, 18:00 Pure Classic
Increase
N/A N/A 11 October 2022, 17:59 21 days from KFI LTM
11 October 2022, 16:30 Aviva Lifestyle Flexible Option
Increase, Decrease, or Stay Same
N/A N/A 11 October 2022, 16:29 25 October 2022 LTM
8 October 2022, 00:01 Pure Heritage Range
Increase
N/A 8.47% MER 7 October 2022, 23:59 N/A LTM
7 October 2022, 00:01 OneFamily Lite and Standard Fixed Rate
Increase
N/A 7.90% MER 6 October 2022, 23:59 N/A LTM
7 October 2022, 00:01 More2Life Tailored Enhanced
Increase
N/A 8.60% MER 6 October 2022, 23:59 20 October 2022, 23:59 LTM
7 October 2022, 00:01 Pure Sovereign, Sovereign Elite
Increase
N/A N/A 6 October 2022, 23:59 21 days from KFI LTM
7 October 2022, Instant More2Life Flexi Choice
Increase
N/A 6.22% MER N/A 21 days from KFI LTM
7 October 2022, Instant Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
6 October 2022, 16:30 LV Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+
Increase
N/A 7.73% MER 16 October 2022, 16:29 21 October 2022, 11:59 LTM
5 October 2022, 18:00 Pure Classic
Increase
N/A N/A 5 October 2022, 17:59 21 days from KFI LTM
5 October 2022, 00:01 Scottish Widows LS, FR
Increase
N/A 7.00% MER 4 October 2022, 23:59 N/A LTM
4 October 2022, 18:00 Legal & General All
Increase
N/A 7.08% MER 4 October 2022, 17:59 11 October 2022, 16:59 LTM
4 October 2022 Pure Heritage Range, Freedom 20, Freedom 40, - All Super Max and Super Max Plus plans
Increase
N/A 7.97% MER 3 October 2022, 23:59 17 October 2022, 23:59 LTM
4 October 2022, 00:01 Just All
Increase
N/A 7.95% MER 3 October 2022, 23:59 18 October 2022, 16:59 LTM
4 October 2022, 00:01 OneFamily Lite and Standard Fixed Rate
Increase
N/A 6.90% MER 3 October 2022, 23:59 N/A LTM
3 October 2022, Instant More2Life Flexi Choice
Decrease
N/A 5.87% MER N/A N/A LTM
3 October 2022, Instant Pure Classic
Increase
N/A N/A N/A N/A LTM
1 October 2022, 00:01 Standard Life Horizon
Increase
N/A 6.88% MER 30 September 2022, 23:59 21 October 2022, 23:59 LTM
30 September 2022, 00:01 More2Life Capital Choice
Increase
N/A 6.97% MER 29 September 2022, 23:59 20 October 2022, 23:59 LTM
30 September 2022, 00:01 Aviva Lifestyle Flexible Option
Increase
N/A N/A 29 September 2022, 16:29 13 October 2022 LTM
30 September 2022, 00:01 Pure Sovereign, Sovereign Elite
Increase
N/A N/A 29 September 2022, 23:59 21 days from KFI LTM
29 September 2022, 00:01 Just J1, J2, J2.5, Green, J3, J4, J6
Increase
N/A 7.80% MER 28 September 2022, 23:59 13 October 2022, 16:59 LTM
29 September 2022, 00:01 Pure Sovereign, Sovereign Elite
Increase
N/A N/A 28 September 2022, 23:59 21 days from KFI LTM
29 September 2022, 00:01 OneFamily Lite and Standard Fixed Rate plans
Increase
N/A 5.90% MER 28 September 2022, 23:59 N/A LTM
28 September 2022, 10:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus
Increase
N/A 5.58% MER 28 September 2022, 09:59 12 October 2022, 16:59 LTM
28 September 2022, 00:01 LV All
Increase
N/A 6.79% MER 27 September 2022, 16:30 12 October 2022, 12:00 LTM
28 September 2022, 00:01 More2Life Tailored Enhanced
Increase
N/A 7.50% MER 27 September 2022, 23:59 11 October 2022, 23:59 LTM
28 September 2022, Instant More2Life Flexi Choice
Increase
N/A 6.17% MER 27 September 2022, 23:59 21 days from KFI LTM
28 September 2022, Instant Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
27 September 2022, 18:00 Legal & General All products
Increase
N/A 5.92% MER 27 September 2022, 17:59 4 October 2022, 17:00 LTM
27 September 2022, 00:01 Standard Life Horizon
Increase
N/A 5.98% MER 26 September 2022, 23:59 17 October 2022, 23:59 LTM
27 September 2022, 00:01 More2Life Prime Choice
Increase
N/A 6.97% MER 26 September 2022, 23:59 10 October 2022, 23:59 LTM
26 September 2022, 00:01 Pure Sovereign, Sovereign Elite
Increase
N/A N/A 25 September 2022, 23:59 21 days from KFI LTM
26 September 2022, 00:01 Aviva Lifestyle Flexible Option
Increase or Stay Same
N/A N/A 23 September 2022, 16:29 9 October 2022 LTM
26 September 2022, Instant More2Life Flexi Choice
Increase
N/A 5.77% MER N/A 21 days form KFI LTM
26 September 2022, Instant Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
24 September 2022, 00:01 More2Life Capital Choice
Increase
N/A 5.78% MER 23 September 2022, 23:59 14 October 2022, 23:59 LTM
23 September 2022, Instant More2Life Flexi Choice
Increase
N/A 5.32% MER N/A 21 days from KFI LTM
23 September 2022, Instant Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
23 September 2022, 00:01 Horizon Horizon
Increase
N/A 5.32% MER 22 September 2022, 23:59 13 October 2022, 23:59 LTM
22 September 2022, Instant More2Life Flexi Choice
Increase
N/A N/A N/A 21 days from KFI LTM
22 September 2022, 10:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus
Increase
N/A 5.48% MER 22 September 2022, 09:59 6 October 2022, 16:59 LTM
22 September 2022, 00:01 More2Life Capital Choice
Increase
N/A 5.35% MER 21 September 2022, 23:59 12 October 2022, 23:59 LTM
22 September 2022, Instant Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
22 September 2022, 00:01 Pure Heritage Range, Freedom 20, Freedom 40, - All Super Max and Super Max Plus plans
Increase
N/A 6.87% MER 21 September 2022, 23:59 5 October 2022, 23:59 LTM
21 September 2022, 00:01 Just J1, J2, J2.5, Green, J3, J4, J6
Increase
N/A 6.70% MER 20 September 2022, 23:59 5 October 2022, 16:59 LTM
20 September 2022, Instant Pure Classic
Decrease
N/A N/A N/A N/A LTM
17 September 2022, 00:01 More2Life Tailored Enhanced
Increase
N/A 7.35% MER 16 September 2022, 23:59 30 September 2022, 23:59 LTM
16 September 2022, 00:01 Pure Emerald
Increase
N/A N/A 15 September 2022, 23:59 21 days from KFI LTM
15 September 2022, 18:00 Legal & General All
Increase
N/A 5.51% MER 15 September 2022, 17:59 23 September 2022, 16:59 LTM
15 September 2022, 16:30 LV Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+
Increase
N/A 5.38% MER 15 September 2022, 16:29 30 September 2022, 12:00 LTM
15 September 2022, 00:01 Pure Heritage Range, Freedom 20 and Freedom 40 - All Super Max and Super Max Plus plans
Increase
N/A 6.72% MER 14 September 2022, 23:59 28 September 2022, 23:59 LTM
15 September 2022, 00:01 More2Life Capital Choice
Increase
N/A 5.08% MER 14 September 2022, 23:59 5 October 2022, 23:59 LTM
14 September 2022, 00:01 More2Life All Maxi Choice plans
Increase
N/A 6.39% MER 13 September 2022, 23:59 4 October 2022, 23:59 LTM
13 September 2022, 00:01 More2Life Prime Choice
Increase
N/A 6.74% MER 12 September 2022, 23:59 26 September 2022, 23:59 LTM
13 September 2022, 00:01 Standard Life Horizon
Increase
N/A 5.13% MER 12 September 2022, 23:59 3 October 2022, 23:59 LTM
12 September 2022, 00:01 Scottish Widows LS, FR
Increase
5.04% MER 5.70% MER 10 September 2022, 16:00 19 September 2022, 16:00 LTM
9 September 2022, Instant Just J1, J2, J2.5, Green, J3, J4, J6
Increase
N/A 6.55% MER 8 September 2022, 23:59 26 September 2022, 16:59 LTM
9 September 2022, 10:00 Canada Life Capital Select Super Lite, Lite, Gold, Gold Plus, Platinum and Platinum Plus
Increase
N/A 6.02% MER 9 September 2022, 09:59 23 September 2022, 16:59 LTM
9 September 2022, 10:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus
Increase
N/A 5.28% MER 9 September 2022, 09:59 23 September 2022, 16:59 LTM
9 September 2022, 00:01 More2Life Capital Choice
Increase
N/A 4.94% MER 8 September 2022, 23:59 29 September 2022, 23:59 LTM
8 September 2022, 00:01 LV Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+
Increase
N/A 4.99% MER 7 September 2022, 16:29 22 September 2022, 12:00 LTM
7 September 2022, 14:19 Pure Classic
Increase
N/A 5.10% MER 6 September 2022, 23:59 21 days from KFI LTM
7 September 2022, 14:18 More2Life Flexi Choice
Increase
N/A 5.10% MER 6 September 2022, 23:59 21 days from KFI LTM
7 September 2022, 00:01 Aviva All
Increase or Stay Same
N/A N/A 6 September 2022, 16:29 20 September 2022 LTM
7 September 2022, 00:01 Pure Sovereign, Sovereign Elite
Increase
N/A N/A 6 September 2022, 23:59 21 days from KFI LTM
7 September 2022, 00:01 Standard Life Horizon
Increase
N/A 4.84% MER 6 September 2022, 23:59 27 September 2022, 23:59 LTM
6 September 2022, 18:00 Legal & General All
Increase
N/A N/A 6 September 2022, 17:59 13 September 2022 LTM
3 September 2022, 00:01 More2Life Capital Choice
Increase
N/A 4.75% MER 2 September 2022, 23:59 23 September 2022, 23:59 LTM
2 September 2022, 00:01 More2Life Maxi Choice
Increase
N/A 5.96% MER 1 September 2022, 23:59 22 September 2022, 23:59 LTM
1 September 2022, 00:01 More2Life Tailored
Increase
N/A 6.90% MER N/A 14 September 2022, 23:59 LTM
1 September 2022, 00:01 Scottish Widows All
Increase
N/A 5.04% MER N/A N/A LTM
31 August 2022, Instant More2Life Flexi
Increase
N/A 4.71% MER N/A 21 days from KFI LTM
31 August 2022, Instant Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
31 August 2022, 16:30 Aviva All
Increase, Decrease, or Stay Same
N/A N/A N/A 13 September 2022, 23:59 LTM
31 August 2022, 10:00 Canada Life Lifestyle Select
Increase
N/A 4.91% MER 31 August 2022, 09:59 14 September 2022, 17:00 LTM
31 August 2022, 00:01 Pure Emerald
Increase
N/A N/A N/A 21 days from KFI LTM
31 August 2022, 00:01 LV All
Increase
N/A 4.74% MER N/A N/A LTM
31 August 2022, 00:01 Pure Heritage
Increase
N/A 6.25% MER N/A N/A LTM
30 August 2022, 16:05 More2Life Flexi
Increase
N/A 4.51% MER N/A 21 days from KFI LTM
27 August 2022, 00:01 Standard Life Horizon
Increase
N/A 4.55% MER 26 August 2022, 23:59 16 September 2022, 23:59 LTM
26 August 2022, 17:00 Pure Classic
Increase
N/A N/A N/A 21 days from KFI LTM
26 August 2022, 00:01 Just J1 J2 J2.5 Green J3 J4 J6
Increase
N/A 6.05% MER N/A 9 September 2022, 23:59 LTM
26 August 2022, 00:01 More2Life Prime
Increase
N/A 6.46% MER 25 August 2022, 23:59 8 September 2022, 23:59 LTM
25 August 2022, 18:00 Legal & General All
Increase
N/A 4.71% MER 25 August 2022, 16:59 2 September 2022, 17:00 LTM
25 August 2022, 17:00 Pure Sovereign, Sovereign Elite
Increase
N/A N/A N/A N/A LTM
25 August 2022, 10:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite, Gold, Gold Plus
Increase
N/A 4.60% MER 25 August 2022, 09:59 8 September 2022, 16:59 LTM
25 August 2022, 00:01 More2Life Capital Choice
Increase
N/A 4.51% MER 24 August 2022, 23:59 14 September 2022, 23:59 LTM
24 August 2022, 00:01 Aviva Lifestyle Flexible Option
Increase or Stay Same
N/A N/A 23 August 2022, 16:30 7 September 2022, 23:59 LTM
23 August 2022, 00:01 Standard Life Horizon 300, 350, 400, 45 620, 680
Increase
N/A 4.27% MER 22 August 2022, 23:59 12 September 2022, 23:59 LTM
22 August 2022, 17:00 Pure Classic
Increase
N/A N/A 22 August 2022, 16:59 21 days from KFI LTM
16 August 2022, 00:01 More2Life Capital Choice Ultra Lite, Super Lite 1-4, Lite
Decrease
N/A 4.27% MER N/A N/A LTM
16 August 2022, 00:01 LV Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+
Decrease
N/A 4.30% MER N/A N/A LTM
12 August 2022, 00:01 Scottish Widows LS, FR
Decrease
4.89% MER 4.54% MER N/A N/A LTM
11 August 2022, 00:01 More2Life Tailored Enhanced
Decrease
N/A 6.55% MER N/A N/A LTM
11 August 2022, 00:01 Just J1, J2, J2.5, Green, J3, J4, J6
Decrease
N/A 5.70% MER N/A N/A LTM
11 August 2022, 00:01 Pure Heritage, Heritage Freedom 20, Freedom 40
Decrease
N/A 5.9% MER N/A N/A LTM
11 August 2022, 18:00 Legal & General All Plans except Indigo and Violet
Decrease
N/A 4.47% MER N/A N/A LTM
10 August 2022 Pure Classic
Decrease
N/A N/A N/A N/A LTM
9 August 2022, 00:01 Standard Life Horizon 300, 350, 400, 450, 500, 550, 600, 620, 680 and 700
Decrease
N/A 4.17% MER N/A N/A LTM
5 August 2022, 00:01 Aviva Lifestyle Flexible Option
Increase, Decrease, or Stay Same
N/A N/A 4 August 2022 18 August 2022 LTM
5 August 2022, 09:00 Canada Life Lifestyle Select Ultra Lite, Super Lite, Lite, Gold and Gold Plus
Decrease
N/A 4.30% MER N/A N/A LTM
1 August 2022 Pure Sovereign, Sovereign Elite
Decrease
N/A N/A N/A N/A LTM
29 July 2022, 00:01 More2Life Maxi Choice
Increase
N/A 5.49% MER 28 July 2022, 23:59 18 August 2022, 23:59 LTM
27 July 2022, 00:01 Pure Emerald
Increase
N/A N/A 21 Days from KFI N/A LTM
26 July 2022, 00:01 OneFamily Lite and Standard Fixed Rate plans
Increase
N/A 5.09% MER 25 July 2022, 23:59 25 July 2022, 17:30 LTM
23 July 2022, 00:01 More2Life Capital Choice Super Lite 1 - 4, Capital Choice Lite and Capital Choice
Decrease
N/A 4.38% MER N/A N/A LTM
21 July 2022, 00:01 Standard Life Horizon 300,350,400, 620, 730, 780 & 800
Decrease
N/A 4.31% MER N/A N/A LTM
21 July 2022, 00:01 LV Lifetime Mortgage Drawdown+, Lifetime Mortgage Lump Sum+
Decrease
N/A 4.42% MER N/A N/A LTM
18 July 2022, 00:01 Aviva Lifestyle Flexible Option
Increase, Decrease, or Stay Same
N/A N/A 17 July 2022 31 July 2022 LTM
18 July 2022, 00:01 Pure Heritage Supreme Max Plus Cashback
Decrease
N/A 7.35% MER N/A 31 July 2022, 23:59 LTM
15 July 2022 Pure Sovereign, Sovereign Elite
Decrease
N/A N/A N/A N/A LTM

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