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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or RIO

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/RIO
6 December 2024, 00:01 Livemore All Standard and RIO products
Increase
N/A 5.88% MER N/A N/A RIO
6 December 2024, 00:01 Livemore Lifetime Mortgage Lite, Standard, Property+
Decrease
N/A 5.99% MER N/A N/A LTM
6 December 2024, 00:01 Pure Retirement Sovereign
Decrease
N/A N/A N/A N/A LTM
6 December 2024, 00:01 LV= Lifestyle
Decrease
N/A 5.79% MER N/A N/A LTM
5 December 2024, 09:00 Pure Retirement Emerald
Decrease
N/A N/A N/A N/A LTM
5 December 2024, 09:00 Canada Life Capital Select
Decrease
N/A 5.88% MER N/A N/A LTM
5 December 2024, 00:01 more 2 Life Maxi Choice including Maxi Choice Zero
Decrease
N/A 6.71% MER N/A N/A LTM
3 December 2024, 00:01 Standard Life Horizon and Horizon Interest Reward
Increase
N/A 6.01% MER 2 December 2024, 23:59 23 December 2024, 23:59 LTM
30 November 2024, 00:01 more 2 Life Capital Choice
Increase
N/A 6.12% MER 29 November 2024, 23:59 20 December 2024, 23:59 LTM
29 November 2024, 00:01 LV= Lifestyle
Decrease
N/A 5.89% MER N/A N/A LTM
28 November 2024, 18:00 Legal & General RIO
Decrease
N/A 6.25% MER N/A N/A RIO
28 November 2024, 18:00 Legal & General PTLM
Decrease
N/A 5.97% MER N/A N/A LTM
28 November 2024, 09:00 Hodge Holiday BTL
Decrease
N/A 5.66% MER N/A N/A RIO
28 November 2024, 09:00 Hodge Resi Retire 50+, RIO
Increase
N/A 5.45% MER N/A N/A RIO
28 November 2024, 00:01 more 2 Life Tailored Choice C3 - C7
Increase
N/A 6.16% MER 27 November 2024, 23:59 11 December 2024, 23: 59 LTM
28 November 2024, Instant Pure Retirement Classic
Decrease
N/A N/A N/A N/A LTM
27 November 2024, 10:00 Canada Life Capital Select
Decrease
N/A 5.93% MER N/A N/A LTM
27 November 2024, 00:01 Pure Retirement Heritage including Interest Serviced
Increase
N/A 5.80% MER 26 November 2024, 23:59 N/A LTM
27 November 2024, 00:01 Just J1, J2, J2.5 and J3
Increase
N/A 5.92% MER 26 November 2024, 23:59 N/A LTM
25 November 2024, 18:00 Legal & General PTLM
Increase and Decrease
N/A 6.21% MER 15 November 2024, 17:59 N/A LTM
22 November 2024, 00:01 LV= Lifestyle
Increase
N/A 5.98% MER 21 November 2024, 16:29 5 December 2024, 11:59 LTM
19 November 2024, 10:00 Canada Life Capital Select
Increase
N/A 6.21% MER N/A 26 November 2024, 16:59 LTM
15 November 2024, 00:01 Pure Retirement Emerald
Decrease
N/A N/A N/A N/A LTM
14 November 2024, 00:01 more 2 Life Maxi Choice Super 3 including Super 3 Zero
Decrease
N/A 7.97% MER N/A N/A LTM
14 November 2024, Instant Pure Retirement Classic
Decrease
N/A N/A N/A N/A LTM
12 November 2024, 00:01 Pure Retirement Sovereign
Increase
N/A N/A 11 November 2024, 23:59 21 days from KFI LTM
11 November 2024, 00:01 Pure Retirement Emerald
Increase
N/A N/A N/A N/A LTM
9 November 2024, 00:01 more 2 Life Maxi Range (Maxi Choice & Zero)
Increase
N/A 6.86% MER 8 November 2024, 23:59 29 November 2024, 23:59 LTM
8 November 2024, 00:01 Pure Retirement Heritage and Heritage Interest Service
Increase
N/A 5.72% MER N/A N/A LTM
8 November 2024, 00:01 LV= Lifestyle
Increase
N/A 5.89% MER 7 November 2024, 15:59 21 November 2024, 12:00 LTM
8 November 2024, 00:01 LV= Lump Sum+, Drawdown+
Increase
N/A 5.99% MER 7 November 2024, 15:59 21 November 2024, 12:00 LTM
8 November 2024, 00:01 Scottish Widows LS, FR
Increase
N/A 5.95% MER 7 November 2024, 23:59 N/A LTM
7 November 2024, 00:01 more 2 Life Tailored Choice C3 - C7
Increase
N/A 6.08% MER 6 November 2024, 23:59 20 November 2024, 23:59 LTM
6 November 2024, 09:00 Hodge Resi Retire 50+, RIO
Increase
N/A 5.35% MER 6 November 2024, 8:59 N/A RIO
6 November 2024, 00:01 Standard Life Horizon
Increase
N/A 5.88% MER 5 November 2024, 23:59 26 November 2024, 23:59 LTM
5 November 2024, 18:00 Legal & General RIO
Increase
N/A 6.40% MER 5 November 2024, 17:59 N/A RIO
5 November 2024, 18:00 Legal & General PTLM
Increase
N/A 6.31% MER 5 November 2024, 17:59 N/A LTM
5 November 2024, 00:01 more 2 Life Capital Choice
Increase
N/A 5.97% MER 4 November 2024, 23:59 25 November 2024, 23:59 LTM
5 November 2024, 00:01 LV= Lifestyle
Increase
N/A 5.79% MER 4 November 2024, 15:59 19 November 2024, 12:00 LTM
4 November 2024, 10:00 Canada Life Capital Select
Increase
N/A N/A N/A N/A LTM
4 November 2024, 00:01 Just J1, J2, J2.5, J3 and J4
Increase
N/A 5.79% MER 3 November 2024, 23:59 N/A LTM
2 November 2024, 00:01 Livemore Standard & RIO
Increase
N/A 5.73% MER 1 November 2024, 23:59 N/A RIO
2 November 2024, 00:01 Livemore Lifetime Mortgage Lite, Standard, Property+
Increase
N/A 6.29% MER 1 November 2024, 23:59 N/A LTM
1 November 2024, 00:01 Pure Retirement Heritage
Increase
N/A 5.92% MER 31 October 2024, 23:59 N/A LTM
1 November 2024, Instant Pure Retirement Classic
Increase
N/A N/A N/A N/A LTM

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