Stay up-to-date with the latest application deadlines for each rate change in the later life market.
| Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline | LTM/RIO |
|---|
| 16 September 2024, 09:00 |
|
RIO, 50+, Holiday BTL |
Decrease
|
N/A | 5.30% MER | N/A | N/A | RIO |
| 11 September 2024, 00:01 |
|
Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.72% MER | N/A | N/A | LTM |
| 6 September 2024, 00:01 |
|
LS, FR |
Decrease
|
N/A | 5.52% MER | N/A | N/A | LTM |
| 5 September 2024, 00:01 |
|
Horizon and Interest Reward 220, 240, 260, 280, 500, 620 & 650 |
Decrease
|
N/A | 5.52% MER | N/A | N/A | LTM |
| 5 September 2024, 00:01 |
|
Emerald |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 5 September 2024, 00:01 |
|
Lifestyle |
Decrease
|
N/A | 5.50% MER | N/A | N/A | LTM |
| 2 September 2024, 18:00 |
|
PTLM |
Increase
|
N/A | 5.96% MER | N/A | N/A | LTM |
| 2 September 2024, 18:00 |
|
RIO |
Increase
|
N/A | 6.15% MER | N/A | N/A | RIO |
| 2 September 2024, Instant |
|
Emerald |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 1 September 2024, 00:01 |
|
RIO |
Decrease
|
N/A | 5.49% MER | N/A | N/A | RIO |
| 31 August 2024, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 5.71% MER | N/A | N/A | LTM |
| 30 August 2024, 00:01 |
|
All |
Decrease
|
N/A | 5.55% MER | N/A | N/A | LTM |
| 29 August 2024, 00:01 |
|
Heritage Range |
Decrease
|
N/A | 5.80% MER | N/A | N/A | LTM |
| 29 August 2024, 00:01 |
|
Tailored Lifetime |
Decrease
|
N/A | 6.40% MER | N/A | N/A | LTM |
| 27 August 2024, 09:00 |
|
Capital Select |
Decrease
|
N/A | 5.55% MER | N/A | N/A | LTM |
| 23 August 2024, 00:01 |
|
Sovereign |
Decrease
|
N/A | 5.72% MER | N/A | N/A | LTM |
| 23 August 2024, 00:01 |
|
Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.77% MER | N/A | N/A | LTM |
| 23 August 2024, 00:01 |
|
RIO |
Decrease
|
N/A | 5.19% MER | N/A | N/A | RIO |
| 21 August 2024, 00:01 |
|
Horizon and Horizon Interest Reward 450, 500, 530, 550 & 620 |
Decrease
|
N/A | 5.86% MER | N/A | N/A | LTM |
| 19 August 2024, 18:00 |
|
PTLM |
Decrease
|
N/A | 5.82% MER | N/A | N/A | LTM |
| 17 August 2024, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 5.76% MER | N/A | N/A | LTM |
| 16 August 2024, 00:01 |
|
Horizon, Horizon Interest Reward |
Decrease
|
N/A | 5.50% MER | N/A | N/A | LTM |
| 16 August 2024, 00:01 |
|
Emerald |
Increase
|
N/A | N/A | 15 August 2024, 23:59 | 21 days from KFI | LTM |
| 16 August 2024, 00:01 |
|
LS, FR |
Decrease
|
N/A | 5.62% MER | N/A | N/A | LTM |
| 13 August 2024, 09:00 |
|
Capital Select |
Decrease
|
N/A | 5.69% MER | N/A | N/A | LTM |
| 13 August 2024, 00:01 |
|
Heritage Range |
Decrease
|
N/A | 6.18% MER | N/A | N/A | LTM |
| 10 August 2024, 00:01 |
|
Tailored C5, C6, C7 |
Decrease
|
N/A | 6.78% MER | N/A | N/A | LTM |
| 8 August 2024, 00:01 |
|
Maxi Choice |
Decrease
|
N/A | 6.48% MER | N/A | N/A | LTM |
| 8 August 2024, 00:01 |
|
Emerald |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 8 August 2024, 00:01 |
|
Lifestyle |
Decrease
|
N/A | 5.55% MER | N/A | N/A | LTM |
| 8 August 2024, 00:01 |
|
Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.77% MER | N/A | N/A | LTM |
| 8 August 2024, Instant |
|
Classic |
Decrease
|
N/A | 5.53% MER | N/A | N/A | LTM |
| 7 August 2024, Instant |
|
RIO and Standard Mortgages |
Decrease
|
N/A | 5.33% MER | N/A | N/A | RIO |
| 6 August 2024, 00:01 |
|
Horizon, Horizon Interest Reward |
Decrease
|
N/A | 5.62% MER | N/A | N/A | LTM |
| 5 August 2024, 18:00 |
|
RIO |
Decrease
|
N/A | 5.99% MER | N/A | N/A | RIO |
| 5 August 2024, 18:00 |
|
PTLM |
Decrease
|
N/A | 5.75% MER | N/A | N/A | LTM |
| 3 August 2024, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 5.77% MER | N/A | N/A | LTM |
| 2 August 2024, 00:01 |
|
LS, FR |
Increase
|
N/A | 5.78% MER | 1 August 2024, 18:00 | 9 August 2024, 18:00 | LTM |
| 2 August 2024, 00:01 |
|
Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.86% MER | N/A | N/A | LTM |
| 2 August 2024, 00:01 |
|
Lifestyle |
Decrease
|
N/A | 5.71% MER | N/A | N/A | LTM |
| 1 August 2024, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 5.86% MER | N/A | N/A | LTM |
