Rate Table

22 July 2026, 00:01

J1, J2, J2.5, J3, J4

Increase

7.31% MER

21 July 2026, 17:00

4 August 2026

LTM

20 July 2026, 00:01

Fixed RIO

Increase

6.18% MER

N/A

N/A

Mortgage

17 July 2026, 17:30

Standard, Five Year ERC, Six Month Offer, Spray Foam Restoration and Property+

Increase

7.63% MER

N/A

N/A

LTM

17 July 2026, 00:01

Maxi

Increase

7.67% MER

16 July 2026, 23:59

6 August 2026, 23:59

LTM

17 July 2026, 00:01

Emerald

Increase

7.56% MER

N/A

N/A

LTM

16 July 2026, 00:01

RIO

Decrease

5.19% MER

N/A

N/A

Mortgage

15 July 2026, 10:00

Capital Select & Advantage

Increase

6.78% MER

N/A

29 July 2026

LTM

14 July 2026, 00:01

Flexi

Increase

6.68% MER

N/A

3 August 2026

LTM

14 July 2026, 00:01

Classic

Increase

6.68% MER

N/A

N/A

LTM

14 July 2026, 00:01

Horizon

Increase

6.63% MER

N/A

3 August 2026

LTM

14 July 2026, 00:01

Maxi

Increase

7.48% MER

N/A

3 August 2026

LTM

14 July 2026, 00:01

Emerald

Increase

7.38% MER

N/A

N/A

LTM

9 July 2026, 00:01

Horizon

Increase

6.51% MER

8 July 2026

29 July 2026

LTM

9 July 2026, 00:01

Flexi

Increase

6.60% MER

8 July 2026

29 July 2026

LTM

9 July 2026, 00:01

Classic

Increase

6.60% MER

N/A

N/A

LTM

7 July 2026, 00:01

Classic

Increase

6.50% MER

N/A

N/A

LTM

7 July 2026, 00:01

Flexi

Increase

6.50% MER

6 July 2026

27 July 2026

LTM

3 July 2026, 00:01

RIO

Decrease

5.28% MER

N/A

N/A

Mortgage

2 July 2026, 09:00

Capital Select & Advantage

Decrease

6.64% MER

N/A

16 July 2026, 23:55

LTM

1 July 2026, 09:00

RIO

Decrease

5.83% MER

N/A

N/A

Mortgage

1 July 2026, 00:01

Flexi

Decrease

6.42% MER

30 June 2026

21 July 2026

LTM

29 June 2026, 17:00

Plus

Decrease

6.62% AER

N/A

N/A

LTM

29 June 2026, 00:01

Flexi

Decrease

6.42% MER

28 June 2026

19 July 2026

LTM

29 June 2026, 00:01

Classic

Decrease

6.42% MER

N/A

N/A

LTM

29 June 2026, 00:01

Horizon

Decrease

6.43% MER

N/A

N/A

LTM

25 June 2026, 17:30

Standard, Five Year ERC and Six Month Offer ranges & Spray Foam Restoration

Decrease

7.53% MER

N/A

N/A

LTM

25 June 2026, 17:00

Plus

Decrease

6.69% AER

N/A

N/A

LTM

25 June 2026, 00:01

Horizon 200-450

Decrease

6.49% MER

N/A

N/A

LTM

24 June 2026, 09:00

RIO

Decrease

6.04% MER

N/A

N/A

Mortgage

24 June 2026, 00:01

Classic

Decrease

6.47% MER

N/A

N/A

LTM

24 June 2026, 00:01

Flexi

Decrease

6.47% MER

24 June 2026

15 July 2026

LTM

24 June 2026, 00:01

Horizon 500-570

Decrease

6.55% MER

N/A

N/A

LTM

23 June 2026, 17:00

Lifestyle

Decrease

6.69% AER

N/A

N/A

LTM

18 June 2026, 09:00

Capital Select & Advantage

Decrease

6.78% MER

N/A

2 July 2026

LTM

18 June 2026, 00:01

Classic

Decrease

6.52% MER

N/A

N/A

LTM

18 June 2026, 00:01

Flexi

Decrease

6.52% MER

17 June 2026

8 July 2026

LTM

17 June 2026, 17:00

Plus

Decrease

6.75% AER

LTM

17 June 2026, 00:01

Horizon

Decrease

6.55% MER

N/A

N/A

LTM

16 June 2026, 17:00

Lifestyle Lump Sum & Drawdown

Decrease

6.73% AER

LTM

15 June 2026, 00:01

Classic

Decrease

6.60% MER

LTM

15 June 2026, 00:01

Flexi

Decrease

6.60% MER

14 June 2016

5 July 2026

LTM

9 June 2026, 00:01

Retirement Credit Revive Fixed to 31/08/2028

Decrease

5.85% MER

Mortgage

9 June 2026, 00:01

RIO Fixed to 31/08/2029 & Retirement Fixed to 31/08/2029

Decrease

5.99% MER

Mortgage

5 June 2026, 09:00

RIO

Decrease

6.09% MER

N/A

N/A

Mortgage

5 June 2026, 00:01

Emerald

Decrease

7.28% MER

4 June 2026, 23:59

N/A

LTM

4 June 2026, 09:00

Capital Select and Advantage

Decrease

6.87% MER

N/A

18 June 2026, 23:55

LTM

4 June 2026, 00:01

Horizon

Decrease

6.64% MER

N/A

N/A

LTM

2 June 2026, 17:00

Lifestyle and Plus

Decrease

6.73% AER

N/A

N/A

LTM

1 June 2026, 00:01

Classic

Increase and Decrease

6.62% MER

N/A

N/A

LTM

1 June 2026, 00:01

Flexi

Increase and Decrease

6.62% MER

N/A

N/A

LTM