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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or RIO

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/RIO
15 June 2024, 00:01 More2Life Capital Choice
Increase
N/A 5.70% MER 14 June 2024, 23:59 5 July 2024, 23:59 LTM
14 June 2024, 00:01 Scottish Widows LS, FR
Increase
N/A 5.75% MER 13 June 2024, 23:59 N/A LTM
13 June 2024, 10:00 Canada Life Capital Select
Increase
N/A 5.97% MER 13 June 2024, 09:59 20 June 2024, 16:59 LTM
13 June 2024, Instant Pure Classic
Decrease
N/A 5.59% MER N/A N/A LTM
12 June 2024, Instant Standard Life Horizon and Horizon Interest Reward
Decrease
N/A 5.50% MER N/A N/A LTM
11 June 2024, Instant Pure Classic
Increase
N/A 5.84% MER N/A 21 days from KFI LTM
10 June 2024, 08:00 LV Lump Sum+, Drawdown+
Decrease
N/A 5.70% MER N/A N/A LTM
8 June 2024, 00:01 More2Life Capital Choice
Decrease
N/A 5.60% MER N/A N/A LTM
6 June 2024, 00:01 More2Life Capital Choice
Increase
N/A 5.70% MER 5 June 2024, 23:59 26 June 2024, 23:59 LTM
6 June 2024, 00:01 More2Life Maxi Choice
Increase
N/A 6.29% MER 5 June 2024, 23:59 26 June 2024, 23:59 LTM
6 June 2024, Instant Standard Life Horizon and Horizon Interest Reward
Decrease
N/A 5.59% MER N/A N/A LTM
6 June 2024, Instant Pure Classic
Increase, Decrease, or Stay Same
N/A N/A N/A 21 days from KFI LTM
5 June 2024, 18:00 L&G PTLM
N/A
N/A N/A N/A N/A LTM
5 June 2024, 17:00 Hodge 50+, RIO
Increase
N/A 5.75% MER 5 June 2024, 16:59 N/A RIO
4 June 2024, 00:01 Standard Life Horizon and Horizon Interest Reward
Increase
N/A 5.69% MER 3 June 2024, 23:59 24 June 2024, 23:59 LTM
3 June 2024, 00:01 Pure Emerald
Increase
N/A N/A 2 June 2024, 23:59 21 days from KFI LTM
30 May 2024, 09:00 Canada Life Capital Select
Decrease
N/A 5.97% MER N/A N/A LTM
29 May 2024, 08:00 LV Lump Sum+, Drawdown+
Increase
5.70% MER 5.98% MER 29 May 2024, 07:59 11 June 2024, 12:00 LTM
29 May 2024, 08:00 LV Lifestyle
Increase
5.59% MER 5.75% MER 29 May 2024, 07:59 11 June 2024, 12:00 LTM
24 May 2024, 00:01 Pure Emerald
Decrease
N/A N/A N/A N/A LTM
23 May 2024, 00:01 More2Life Maxi Choice Extra, Maxi Choice Super 2
Decrease
N/A 6.87% MER N/A N/A LTM
22 May 2024, 08:00 LV Lifestyle
Decrease
N/A 5.59% MER N/A N/A LTM
21 May 2024, 00:01 Pure Sovereign
Decrease
N/A 5.87% MER N/A N/A LTM
20 May 2024, 18:00 L&G RIO
Decrease
N/A 6.09% MER N/A N/A RIO
20 May 2024, 18:00 L&G Payment Term Lifetime Mortgage (PTLM)
Decrease
N/A 6.12% MER N/A N/A LTM
20 May 2024, 09:00 Canada Life Lifestyle Select
Decrease
N/A 6.30% MER N/A N/A LTM
17 May 2024, 00:01 Pure Emerald
Increase, Decrease, or Stay Same
N/A N/A 16 May 2024, 23:59 21 days from KFI LTM
17 May 2024, 00:01 Scottish Widows LS, FR
Decrease
N/A 5.65% MER N/A N/A LTM
15 May 2024, Instant LiveMore LiveMore 1, 5 year fixed
Decrease
N/A 5.99% MER N/A N/A RIO
15 May 2024, Instant LiveMore Lifetime Mortgage Lite, Standard and Property+
Decrease
N/A 6.11% MER N/A N/A LTM
14 May 2024, 08:00 LV Lump Sum+, Drawdown+
Decrease
N/A 5.70% MER N/A N/A LTM
13 May 2024, 18:00 L&G Payment Term Lifetime Mortgage (PTLM)
Decrease
N/A 6.20% MER N/A N/A LTM
10 May 2024, Instant More2Life Capital Choice
Decrease
N/A 5.65% MER N/A N/A LTM
10 May 2024, Instant More2Life Maxi Choice Super 2
Decrease
N/A 7.47% MER N/A N/A LTM
9 May 2024, 00:01 Standard Life All Horizon Plans
Decrease
N/A 5.55% MER N/A N/A LTM
8 May 2024, 17:00 Hodge RIO, Holiday BTL 2 and 5 yr fixed
Increase
N/A 6.11% MER 8 May 2024, 16:59 N/A RIO
7 May 2024, 18:00 L&G RIO
Increase
N/A 6.29% MER 7 May 2024, 17:59 N/A RIO
7 May 2024, 18:00 L&G PTLM
Increase
N/A 6.26% MER 7 May 2024, 17:59 N/A LTM
3 May 2024, 08:00 LV Lifestyle
Increase
N/A 5.89% MER 3 May 2024, 07:59 16 May 2024, 12:00 LTM
3 May 2024, 08:00 LV Lump Sum+, Drawdown+
Decrease
N/A 5.75% MER N/A N/A LTM
3 May 2024, 00:01 Scottish Widows LS, FR
Increase
N/A 5.90% MER 2 May 2024, 23:59 N/A LTM

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