Stay up-to-date with the latest application deadlines for each rate change in the later life market.
Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline | LTM/RIO |
---|
30 July 2024, 09:00 |
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50+, RIO |
Decrease
|
N/A | 5.80% MER | N/A | N/A | RIO |
26 July 2024, 00:01 |
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Maxi Choice Extra and Super 1 |
Decrease
|
N/A | 6.69% MER | N/A | N/A | LTM |
26 July 2024, 00:01 |
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Emerald |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
26 July 2024, 00:01 |
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Lifestyle |
Increase
|
N/A | 5.74% MER | 25 July 2024, 23:59 | N/A | LTM |
26 July 2024, 00:01 |
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Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.94% MER | N/A | N/A | LTM |
24 July 2024, 00:01 |
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Horizon (except 200 - 260), Horizon Interest Reward |
Decrease
|
N/A | 6.03% MER | N/A | N/A | LTM |
18 July 2024, 10:00 |
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Capital Select |
Increase
|
N/A | 5.83% MER | 18 July 2024, 09:59 | 25 July 2024, 16:59 | LTM |
18 July 2024, 00:01 |
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All Standard and RIO |
Decrease
|
N/A | 5.64% MER | N/A | N/A | RIO |
18 July 2024, Instant |
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Tailored C5, C6, C7 |
Decrease
|
N/A | 6.85% MER | N/A | N/A | LTM |
17 July 2024, 00:01 |
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Heritage Range |
Decrease
|
N/A | 6.85% MER | N/A | N/A | LTM |
12 July 2024, 00:01 |
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Lifestyle |
Decrease
|
N/A | 5.69% MER | N/A | N/A | LTM |
11 July 2024, 09:00 |
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50+, RIO |
Decrease
|
N/A | 5.65% MER | N/A | N/A | RIO |
10 July 2024, 18:00 |
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PTLM |
N/A
|
N/A | N/A | 10 July 2024, 17:59 | N/A | LTM |
10 July 2024, 00:01 |
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Tailored Lifetime C8, Tailored Lifetime C8 Cashback |
Increase
|
N/A | 8.20% MER | 9 July 2024, 23:59 | 23 July 2024, 23:59 | LTM |
9 July 2024, 00:01 |
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Maxi Choice exl Maxi Choice Super 2 |
Increase
|
N/A | 6.69% MER | 8 July 2024, 23:59 | 29 July 2024, 23:59 | LTM |
8 July 2024, Instant |
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Classic |
Increase
|
N/A | 5.64% MER | N/A | 21 days from KFI | LTM |
6 July 2024, 00:01 |
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Horizon and Horizon Interest Reward plans (exc. Horizon 550) |
Increase
|
N/A | 5.79% MER | 5 July 2024, 23:59 | 26 July 2024, 23:59 | LTM |
5 July 2024, 08:00 |
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Lifestyle |
Increase
|
N/A | 5.72% MER | 4 July 2024, 23:59 | 19 July 2024, 12:00 | LTM |
5 July 2024, 08:00 |
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Lump Sum+, Drawdown+ |
Increase
|
N/A | 5.95% MER | 4 July 2024, 23:59 | 19 July 2024, 12:00 | LTM |
5 July 2024, 00:01 |
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Capital Choice |
Increase and Decrease
|
N/A | 5.94% MER | 4 July 2024, 23:59 | 25 July 2024, 23:59 | LTM |
5 July 2024, 00:01 |
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Emerald |
Increase, Decrease, or Stay Same
|
N/A | N/A | N/A | N/A | LTM |
5 July 2024, 00:01 |
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Heritage Special 3, Heritage Special 3 Cashback |
Increase
|
N/A | 8.20% MER | 4 July 2024, 23:59 | N/A | LTM |
3 July 2024, 18:00 |
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RIO |
Increase
|
N/A | 6.29% MER | 3 July 2024, 17:59 | N/A | RIO |
3 July 2024, 18:00 |
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PTLM |
Increase
|
N/A | 5.99% MER | 3 July 2024, 17:59 | N/A | LTM |
3 July 2024, 00:01 |
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J1, J2, J4 and J6 |
Increase
|
N/A | 5.75% MER | 2 July 2024, 23:59 | 17 July 2024, 16:59 | LTM |
2 July 2024, Instant |
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Classic |
Increase
|
N/A | 5.55% MER | N/A | 21 days from KFI | LTM |
29 June 2024, 00:01 |
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Horizon and Horizon Interest Reward |
Increase
|
N/A | 5.64% MER | 28 June 2024, 23:59 | 19 July 2024, 23:59 | LTM |
28 June 2024, 00:01 |
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Lump Sum+, Drawdown+ |
Increase
|
N/A | 5.79% MER | 27 June 2024, 23:59 | 11 July 2024, 11:59 | LTM |
27 June 2024, 00:01 |
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All Capital Choice except Capital Choice Plus |
Increase
|
N/A | 5.75% MER | 26 June 2024, 23:59 | 17 July 2024, 23:59 | LTM |
27 June 2024, 00:01 |
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Capital Choice Plus |
Decrease
|
N/A | 7.83% MER | N/A | N/A | LTM |
26 June 2024, Instant |
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LiveMore 1 |
N/A
|
N/A | 5.84% MER | N/A | N/A | RIO |
24 June 2024, 18:00 |
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PTLM |
N/A
|
N/A | N/A | 24 June 2024, 17:59 | N/A | LTM |
24 June 2024, 09:00 |
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Capital Select |
Decrease
|
N/A | 5.78% MER | N/A | N/A | LTM |
21 June 2024, 00:01 |
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Emerald |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
21 June 2024, 00:01 |
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Maxi Choice Extra, Maxi Choice Super 1-3 |
Decrease
|
N/A | 6.88% MER | N/A | N/A | LTM |
21 June 2024, 00:01 |
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LS, FR |
Decrease
|
N/A | 5.65% MER | N/A | N/A | LTM |
20 June 2024, 00:01 |
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Lump Sum+, Drawdown+ |
Increase
|
N/A | 5.75% MER | 19 June 2024, 23:59 | 4 July 2024, 11:59 | LTM |
20 June 2024, 00:01 |
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Lifestyle |
Decrease
|
N/A | 5.58% MER | N/A | N/A | LTM |
18 June 2024, 00:01 |
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Horizon and Horizon Interest Reward |
Increase
|
N/A | 5.59% MER | 17 June 2024, 23:59 | 8 July 2024, 23:59 | LTM |
17 June 2024, Instant |
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Classic |
Decrease
|
N/A | 5.47% MER | N/A | N/A | LTM |
15 June 2024, 00:01 |
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Capital Choice |
Increase
|
N/A | 5.70% MER | 14 June 2024, 23:59 | 5 July 2024, 23:59 | LTM |
14 June 2024, 00:01 |
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LS, FR |
Increase
|
N/A | 5.75% MER | 13 June 2024, 23:59 | N/A | LTM |
13 June 2024, 10:00 |
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Capital Select |
Increase
|
N/A | 5.97% MER | 13 June 2024, 09:59 | 20 June 2024, 16:59 | LTM |
13 June 2024, Instant |
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Classic |
Decrease
|
N/A | 5.59% MER | N/A | N/A | LTM |
12 June 2024, Instant |
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Horizon and Horizon Interest Reward |
Decrease
|
N/A | 5.50% MER | N/A | N/A | LTM |
11 June 2024, Instant |
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Classic |
Increase
|
N/A | 5.84% MER | N/A | 21 days from KFI | LTM |
10 June 2024, 08:00 |
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Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.70% MER | N/A | N/A | LTM |
8 June 2024, 00:01 |
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Capital Choice |
Decrease
|
N/A | 5.60% MER | N/A | N/A | LTM |
6 June 2024, 00:01 |
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Capital Choice |
Increase
|
N/A | 5.70% MER | 5 June 2024, 23:59 | 26 June 2024, 23:59 | LTM |
6 June 2024, 00:01 |
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Maxi Choice |
Increase
|
N/A | 6.29% MER | 05 June 2024, 23:59 | 26 June 2024, 23:59 | LTM |
6 June 2024, Instant |
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Horizon and Horizon Interest Reward |
Decrease
|
N/A | 5.59% MER | N/A | N/A | LTM |
6 June 2024, Instant |
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Classic |
Increase, Decrease, or Stay Same
|
N/A | N/A | N/A | 21 days from KFI | LTM |
5 June 2024, 18:00 |
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PTLM |
N/A
|
N/A | N/A | N/A | N/A | LTM |
5 June 2024, 17:00 |
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50+, RIO |
Increase
|
N/A | 5.75% MER | 5 June 2024, 16:59 | N/A | RIO |
4 June 2024, 00:01 |
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Horizon and Horizon Interest Reward |
Increase
|
N/A | 5.69% MER | 3 June 2024, 23:59 | 24 June 2024, 23:59 | LTM |
3 June 2024, 00:01 |
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Emerald |
Increase
|
N/A | N/A | 2 June 2024, 23:59 | 21 days from KFI | LTM |