Welcome to Advise Wise Market News, the news feed where you can find the latest from the later life market, including rate changes, product and process updates and market events.
Market news
PRODUCT UPDATE
23 January 2026
LV= LTV change
From Friday 23 January, LV= are changing the maximum LTVs for single life on the Lifestyle range. Both single life and joint life now share the same LTV.
PRODUCT UPDATE
5 January 2026
Relaunch of Heritage Special 3
Pure Retirement is relaunching Heritage Special 3, with effect from Monday 5 January:
- Available from age 55 on a single life basis only, with a maximum LTV of 49% available from age 79 to 85.
- A minimum property value of £100,000 is required.
- Interest rate discount of up to 0.60% when servicing at least 25% of the monthly interest amount.
Rate changes and deadlines table
View the tableAdvise Wise in the press
- Advise Wise improves adviser resources with new Cost of Borrowing Calculator Published: 2 December 2025
- Average Lifetime Mortgage Lump Sum Query Amount Increases 29% Annually Published: 24 September 2025
- Advise Wise adds Gilroy Steel Solicitors to specialist solicitor panel, boosting legal support for later life cases Published: 19 May 2025
- Just sponsors Advise Wise Cost Calculator tool to support smarter financial advice for later life lending Published: 13 May 2025
- Advise Wise completes seamless API Integration with LV= to enhance user experience with Instant KFIs and direct online applications Published: 21 January 2025
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