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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or Mortgage

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/Mortgage
28 March 2025, 00:01 LV= Lifestyle
Increase
N/A 6.38% AER 27 March 2025, 15:59 11 April 2025, 17:00 LTM
28 March 2025, 00:01 Pure Retirement Emerald
Increase and Decrease
N/A N/A 27 March 2025, 23:59 21 day validity on individual KFIs LTM
26 March 2025, 00:01 Pure Retirement Classic
Increase
N/A N/A N/A N/A LTM
25 March 2025, 18:00 Legal & General PTLM
Increase
N/A 6.39% MER N/A N/A LTM
25 March 2025, 18:00 Legal & General RIO
Increase
N/A 6.60% MER N/A N/A Mortgage
21 March 2025, 17:00 Livemore RIO, TIO and C&I
Increase and Decrease
N/A 5.68% MER N/A N/A Mortgage
21 March 2025, 00:01 Standard Life Horizon and Horizon Interest Reward
Decrease
N/A 6.20% MER 20 March 2025, 23:59 N/A LTM
21 March 2025, 00:01 more 2 Life Capital Choice
Increase
N/A 6.35% MER N/A N/A LTM
19 March 2025, 00:01 Just LTM & ISM
Increase
N/A 6.25% MER 18 March 2025, 23:59 2 April 2025, 23:59 LTM
19 March 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.39% MER N/A 21 day validity on individual KFIs LTM
18 March 2025, 00:01 Pure Retirement Heritage
Increase
N/A 6.37% MER N/A 31 March 2025, 23:59 LTM
14 March 2025, 00:01 more 2 Life Maxi Zero
Increase
N/A 7.69% MER N/A 3 April 2025, 23:59 LTM
14 March 2025, 00:01 LV= Plus
Increase
N/A N/A 28 March 2025, 23:59 LTM
14 March 2025, 00:01 Pure Retirement Emerald
Decrease
N/A 6.73% MER N/A N/A LTM
14 March 2025, 00:01 Pure Retirement Classic
Increase
N/A 6.41% MER N/A N/A LTM
14 March 2025, 00:01 more 2 Life Maxi
Decrease
N/A 6.91% MER N/A 3 April 2025, 23:59 LTM
13 March 2025, 23:59 Standard Life Horizon and Horizon Interest Reward
Increase
N/A 6.24% MER 13 March 2025, 23:59 3 April 2025, 23:59 LTM
13 March 2025, 00:01 more 2 Life Capital
Increase
N/A 6.40% MER 12 March 2025, 23:59 2 April 2025, 23:59 LTM
12 March 2025, 18:00 Legal & General RIO
Increase
N/A 6.45% MER 12 March 2025, 17:59 N/A Mortgage
12 March 2025, 18:00 Legal & General PTLM
Increase
N/A 6.29% MER 12 March 2025, 17:59 N/A LTM
11 March 2025, 10:00 Canada Life Capital Select Options
Increase
N/A 6.47% MER 11 March 2025, 09:59 25 March 2025, 17:00 LTM
11 March 2025, 00:01 Pure Retirement Classic
Increase
N/A 6.20% MER N/A 21 day validity on individual KFIs LTM
6 March 2025, 00:01 more 2 Life Maxi Choice and Maxi Zero
Decrease
N/A 7.09% MER 5 March 2025, 23:59 N/A LTM
4 March 2025, 00:01 Pure Retirement Heritage both standard range and interest serviced
Increase
N/A 6.37% MER N/A N/A LTM
4 March 2025, 00:01 more 2 Life Tailored
Increase
N/A 6.88% MER 3 March 2025, 23:59 17 March 2025, 23:59 LTM
4 March 2025, 00:01 Just J6
Increase and Decrease
N/A 6.25% MER 3 March 2025, 23:59 18 March 2025, 23:59 LTM
3 March 2025, 18:00 Legal & General RIO
Decrease
N/A 6.35% MER 3 March 2025, 17:59 N/A Mortgage
3 March 2025, 18:00 Legal & General PTLM
Decrease
N/A 6.20% MER 3 March 2025, 17:59 N/A LTM
3 March 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.05% MER 21 day validity on individual KFIs N/A LTM
3 March 2025, 00:01 Buckinghamshire Building Society RIO
Decrease
N/A 5.49% MER 2 March 2025, 23:59 N/A Mortgage

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