Rate Table

20 February 2026, 00:01

Emerald

Decrease

N/A

7.00% MER

N/A

N/A

LTM

20 February 2026, 00:01

Plus

Decrease

N/A

6.52% AER

N/A

N/A

LTM

20 February 2026, 00:01

Lifestyle Lump Sum and Drawdown

Decrease

N/A

6.51% AER

N/A

N/A

LTM

18 February 2026, 00:01

Flexi

Decrease

N/A

6.32% MER

N/A

N/A

LTM

18 February 2026, 00:01

Classic

Decrease

N/A

6.32% MER

N/A

N/A

LTM

17 February 2026, 12:59

Horizon

Decrease

N/A

6.33% MER

N/A

N/A

LTM

17 February 2026, 00:01

Emerald

Increase

N/A

7.12% MER

N/A

N/A

LTM

16 February 2026, 10:00

Capital Select

Increase and Decrease

N/A

6.78% MER

N/A

11 March 2026, 11:55

LTM

16 February 2026, 00:01

Flexi

Decrease

N/A

6.32% MER

N/A

N/A

LTM

16 February 2026, 00:01

Classic

Decrease

N/A

6.32% MER

N/A

N/A

LTM

13 February 2026, 00:01

Flexi

Increase and Decrease

N/A

6.37% MER

N/A

N/A

LTM

13 February 2026, 00:01

Classic

Increase and Decrease

N/A

6.37% MER

N/A

N/A

LTM

12 February 2026, 00:01

Lump Sum and Drawdown+

Increase

N/A

6.52% AER

N/A

N/A

LTM

6 February 2026, Instant

Emerald

Increase

N/A

7.01% MER

5 February 2026, 12:59

N/A

LTM

5 February 2026, 10:00

Capital Select

Increase

N/A

6.54% MER

N/A

19 February 2026, 23:55

LTM

5 February 2026, 00:01

Flexi

Decrease

N/A

6.35% MER

5 February 2026, 23:59

26 February 2026, 23:59

LTM

5 February 2026, 00:01

Lumpsum and Drawdown+

Increase

N/A

6.67% AER

N/A

N/A

LTM

3 February 2026, 00:01

Retirement

Increase and Decrease

N/A

5.39% MER

N/A

N/A

Mortgage

2 February 2026, 00:01

Standard Mortgage

Increase and Decrease

N/A

5.38% MER

N/A

N/A

Mortgage

2 February 2026, 00:01

RIO

Increase and Decrease

N/A

5.58% MER

N/A

N/A

Mortgage

1 February 2026, 00:01

SVR

Decrease

7.60% SVR

7.35% SVR

N/A

N/A

Mortgage

30 January 2026, 00:01

Emerald

Decrease

N/A

6.92% MER

N/A

N/A

LTM

30 January 2026, 00:01

Lump Sum Plus and Lifestyle

Increase

N/A

6.36% AER

N/A

N/A

LTM

28 January 2026, 00:01

Flexi

Increase

N/A

6.39% MER

N/A

N/A

LTM

28 January 2026, 00:01

Classic

Increase

N/A

6.39% MER

N/A

N/A

LTM

27 January 2026, 09:00

Resi Retire 5 year fixed at 60% and 75% LTV

Decrease

N/A

5.19% MER

N/A

N/A

Mortgage

26 January 2026, 00:01

Flexi

Increase

N/A

6.29% MER

N/A

N/A

LTM

26 January 2026, 00:01

Classic

Increase

N/A

6.29% MER

N/A

N/A

LTM

23 January 2026, 18:00

RIO

Increase

N/A

6.70% AER

N/A

N/A

Mortgage

19 January 2026, 00:01

Emerald

Decrease

N/A

6.92% MER

N/A

N/A

LTM

16 January 2026, 00:01

Lifestyle

Decrease

N/A

6.38% AER

N/A

N/A

LTM

14 January 2026, 23:59

Horizon

Increase

N/A

6.33% MER

N/A

N/A

LTM

14 January 2026, 00:01

Lump Sum +, Drawdown +

Increase

N/A

6.52% AER

N/A

N/A

LTM

13 January 2026, 00:01

Classic

Decrease

N/A

6.20% MER

N/A

N/A

LTM

13 January 2026, 00:01

Flexi

Decrease

N/A

6.20% MER

N/A

N/A

LTM

9 January 2026, 09:00

Resi retire & RIO, holiday let

Decrease

N/A

5.19% MER

N/A

N/A

Mortgage

9 January 2026, 00:01

Lump Sum Lifestyle, Drawdown Lifestyle

Decrease

N/A

6.64% AER

N/A

N/A

LTM

8 January 2026, 00:01

Classic

Decrease

N/A

6.28% MER

N/A

N/A

LTM

7 January 2026, 00:01

Flexi

Decrease

N/A

6.27% MER

N/A

28 January 2026, 23:59

LTM

2 January 2026, 16:30

Lifetime - 2&5 year fixed

Decrease

N/A

5.43% MER

N/A

N/A

LTM