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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or Mortgage

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/Mortgage
10 April 2026, 00:01 LV= Lifestyle LS and DD
Decrease
N/A 6.56% AER N/A N/A LTM
10 April 2026, 00:01 Livemore RIO
Increase and Decrease
N/A 6.13% MER N/A N/A Mortgage
10 April 2026, 00:01 Livemore Standard Resi
Increase and Decrease
N/A 5.83% MER N/A N/A Mortgage
9 April 2026, 00:01 Pure Retirement Classic
Decrease
N/A 6.50% MER N/A N/A LTM
9 April 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.50% MER N/A N/A LTM
9 April 2026, 00:01 Just J1-J6
Increase
N/A 7.20% MER N/A N/A LTM
8 April 2026, 09:00 Hodge Resi Retire, RIO, Holiday Buy To Let
Increase
N/A 6.15% MER N/A N/A Mortgage
8 April 2026, 00:01 Pure Retirement Emerald
Increase
N/A 7.66% MER N/A N/A LTM
7 April 2026, 23:59 more 2 Life Maxi
Increase
N/A 7.76% MER N/A 28 April 2026, 23:59 LTM
7 April 2026, 00:01 Livemore Equity Release
Increase
N/A 7.63% MER N/A N/A LTM
2 April 2026, 00:01 more 2 Life Horizon
Increase
N/A 6.45% MER N/A 22 April 2026, 23:59 LTM
1 April 2026, 00:01 LV= Lifestyle and Plus
Increase
N/A 6.71% AER N/A N/A LTM
30 March 2026, 00:01 Hodge Holiday Buy To Let, Resi Retire, RIO
Increase
N/A 5.55% MER N/A N/A Mortgage
26 March 2026, 23:59 more 2 Life Horizon
Increase
N/A 6.52% MER N/A N/A LTM
26 March 2026, 10:00 Canada Life Capital Select and Advantage
Increase
N/A 7.10% MER N/A N/A LTM
25 March 2026, 00:01 Livemore RIO and standard products
Increase
N/A 6.03% MER N/A N/A LTM
24 March 2026, 00:01 LV= Lifestyle Lump Sum and Drawdown
Increase
N/A 6.88% MER N/A N/A LTM
24 March 2026, 00:01 Pure Retirement Emerald
Increase
N/A 7.47% MER N/A N/A LTM
23 March 2026, 00:01 Pure Retirement Classic
Increase
N/A 6.73% MER N/A N/A LTM
23 March 2026, 00:01 more 2 Life Flexi
Increase
N/A 6.73% MER N/A N/A LTM
21 March 2026, 00:01 LV= LumpSum+ and Drawdown+
Increase
N/A 6.82% AER N/A N/A LTM
20 March 2026, 09:00 Hodge Resi Retire, Residential, Holiday Let, RIO
Increase
N/A 5.49% MER N/A N/A Mortgage
20 March 2026, 05:30 Livemore Standard , 5 year ERC, six month offer ranges
Increase
N/A 7.63% MER N/A N/A LTM
20 March 2026, 00:01 more 2 Life Horizon
Increase
N/A 6.52% MER N/A N/A LTM
20 March 2026, 00:01 more 2 Life Flexi
Increase
N/A 6.61% MER N/A N/A LTM
20 March 2026, 00:01 Pure Retirement Classic
Increase
N/A 6.61% MER N/A N/A LTM
19 March 2026, 00:01 more 2 Life Tailored C3 and C4
Increase
N/A 7.15% MER N/A N/A LTM
19 March 2026, 00:01 Pure Retirement Heritage
Increase
N/A 7.15% MER N/A N/A LTM
18 March 2026, 00:01 Pure Retirement Classic
Decrease
N/A 6.46% MER N/A N/A LTM
18 March 2026, 00:01 Just J1, J2, J2.5
Increase
N/A 7.05% MER N/A N/A LTM
18 March 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.46% MER N/A N/A LTM
17 March 2026, 00:01 LV= LTM
Increase
N/A 6.67% AER N/A N/A LTM
16 March 2026, 10:00 Canada Life Capital Select, Advantage
Increase
N/A 6.86% MER N/A N/A LTM
16 March 2026, 00:01 Livemore RIO
Increase
N/A 6.33% MER N/A N/A Mortgage
13 March 2026, 00:01 more 2 Life Flexi
Increase
N/A 6.74% MER N/A N/A LTM
13 March 2026, 00:01 more 2 Life Horizon
Increase
N/A 6.38% MER N/A N/A LTM
13 March 2026, 00:01 Pure Retirement Emerald
Increase
N/A 7.28% MER N/A N/A LTM
13 March 2026, 00:01 Pure Retirement Classic
Increase
N/A 6.74% MER N/A N/A LTM
11 March 2026, 00:01 Buckinghamshire Building Society RIO 2 year discount
Increase
N/A 5.09% MER N/A N/A Mortgage
11 March 2026, 00:01 LV= Lifestyle
Increase
N/A 6.63% AER N/A N/A LTM
10 March 2026, 00:01 Loughborough In Retirement
Increase
N/A 5.45% MER N/A N/A Mortgage
9 March 2026, 00:01 Pure Retirement Classic
Increase
N/A 6.57% MER N/A N/A LTM
9 March 2026, 00:01 Legal & General RIO
Increase
N/A 6.80% MER N/A N/A Mortgage
9 March 2026, 00:01 Legal & General PTLM
Increase
N/A 6.61% MER N/A N/A LTM
6 March 2026, 00:01 LV= Lifestyle
Increase
N/A 6.62% AER N/A N/A LTM
4 March 2026, 00:01 more 2 Life Flexi
Increase
N/A 6.47% MER N/A N/A LTM
3 March 2026, 00:01 Pure Retirement Classic
Increase
N/A 6.47% MER N/A N/A LTM
2 March 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.29% MER N/A N/A LTM
2 March 2026, 00:01 Pure Retirement Classic
Decrease
N/A 6.17% MER N/A N/A LTM

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