Stay up-to-date with the latest application deadlines for each rate change in the later life market.
Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline | LTM/Mortgage |
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28 March 2025, 00:01 |
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Lifestyle |
Increase
|
N/A | 6.38% AER | 27 March 2025, 15:59 | 11 April 2025, 17:00 | LTM |
28 March 2025, 00:01 |
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Emerald |
Increase and Decrease
|
N/A | N/A | 27 March 2025, 23:59 | 21 day validity on individual KFIs | LTM |
26 March 2025, 00:01 |
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Classic |
Increase
|
N/A | N/A | N/A | N/A | LTM |
25 March 2025, 18:00 |
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PTLM |
Increase
|
N/A | 6.39% MER | N/A | N/A | LTM |
25 March 2025, 18:00 |
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RIO |
Increase
|
N/A | 6.60% MER | N/A | N/A | Mortgage |
21 March 2025, 17:00 |
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RIO, TIO and C&I |
Increase and Decrease
|
N/A | 5.68% MER | N/A | N/A | Mortgage |
21 March 2025, 00:01 |
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Horizon and Horizon Interest Reward |
Decrease
|
N/A | 6.20% MER | 20 March 2025, 23:59 | N/A | LTM |
21 March 2025, 00:01 |
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Capital Choice |
Increase
|
N/A | 6.35% MER | N/A | N/A | LTM |
19 March 2025, 00:01 |
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LTM & ISM |
Increase
|
N/A | 6.25% MER | 18 March 2025, 23:59 | 2 April 2025, 23:59 | LTM |
19 March 2025, 00:01 |
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Classic |
Decrease
|
N/A | 6.39% MER | N/A | 21 day validity on individual KFIs | LTM |
18 March 2025, 00:01 |
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Heritage |
Increase
|
N/A | 6.37% MER | N/A | 31 March 2025, 23:59 | LTM |
14 March 2025, 00:01 |
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Maxi Zero |
Increase
|
N/A | 7.69% MER | N/A | 3 April 2025, 23:59 | LTM |
14 March 2025, 00:01 |
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Plus |
Increase
|
N/A | N/A | 28 March 2025, 23:59 | LTM |
14 March 2025, 00:01 |
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Emerald |
Decrease
|
N/A | 6.73% MER | N/A | N/A | LTM |
14 March 2025, 00:01 |
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Classic |
Increase
|
N/A | 6.41% MER | N/A | N/A | LTM |
14 March 2025, 00:01 |
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Maxi |
Decrease
|
N/A | 6.91% MER | N/A | 3 April 2025, 23:59 | LTM |
13 March 2025, 23:59 |
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Horizon and Horizon Interest Reward |
Increase
|
N/A | 6.24% MER | 13 March 2025, 23:59 | 3 April 2025, 23:59 | LTM |
13 March 2025, 00:01 |
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Capital |
Increase
|
N/A | 6.40% MER | 12 March 2025, 23:59 | 2 April 2025, 23:59 | LTM |
12 March 2025, 18:00 |
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RIO |
Increase
|
N/A | 6.45% MER | 12 March 2025, 17:59 | N/A | Mortgage |
12 March 2025, 18:00 |
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PTLM |
Increase
|
N/A | 6.29% MER | 12 March 2025, 17:59 | N/A | LTM |
11 March 2025, 10:00 |
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Capital Select Options |
Increase
|
N/A | 6.47% MER | 11 March 2025, 09:59 | 25 March 2025, 17:00 | LTM |
11 March 2025, 00:01 |
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Classic |
Increase
|
N/A | 6.20% MER | N/A | 21 day validity on individual KFIs | LTM |
6 March 2025, 00:01 |
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Maxi Choice and Maxi Zero |
Decrease
|
N/A | 7.09% MER | 5 March 2025, 23:59 | N/A | LTM |
4 March 2025, 00:01 |
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Heritage both standard range and interest serviced |
Increase
|
N/A | 6.37% MER | N/A | N/A | LTM |
4 March 2025, 00:01 |
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Tailored |
Increase
|
N/A | 6.88% MER | 3 March 2025, 23:59 | 17 March 2025, 23:59 | LTM |
4 March 2025, 00:01 |
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J6 |
Increase and Decrease
|
N/A | 6.25% MER | 3 March 2025, 23:59 | 18 March 2025, 23:59 | LTM |
3 March 2025, 18:00 |
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RIO |
Decrease
|
N/A | 6.35% MER | 3 March 2025, 17:59 | N/A | Mortgage |
3 March 2025, 18:00 |
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PTLM |
Decrease
|
N/A | 6.20% MER | 3 March 2025, 17:59 | N/A | LTM |
3 March 2025, 00:01 |
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Classic |
Decrease
|
N/A | 6.05% MER | 21 day validity on individual KFIs | N/A | LTM |
3 March 2025, 00:01 |
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RIO |
Decrease
|
N/A | 5.49% MER | 2 March 2025, 23:59 | N/A | Mortgage |