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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or Mortgage

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/Mortgage
2 August 2025, 00:01 Standard Life Horizon 200-300 and 400-550
Increase
N/A 6.25% MER 1 August 2025, 23:59 22 August 2025, 23:59 LTM
1 August 2025, 14:00 Legal & General PTLM
Increase
N/A 6.68% MER N/A N/A LTM
1 August 2025, 14:00 Legal & General RIO
Increase
N/A 6.75% MER N/A N/A Mortgage
1 August 2025, 00:01 more 2 Life Maxi Choice 7-year ERC plans
Decrease
N/A 7.07% MER 31 July 2025, 23:59 N/A LTM
1 August 2025, 00:01 LV= Lifestyle and Drawdown
Increase
N/A 6.54% AER 31 July 2025, 16:30 15 August 2025, 17:00 LTM
1 August 2025, 00:01 Pure Retirement Emerald
Decrease
N/A 6.94% MER 31 July 2025, 23:59 N/A LTM
29 July 2025, 00:01 Pure Retirement Emerald
Increase
N/A 6.98% MER N/A N/A LTM
29 July 2025, 00:01 more 2 Life Maxi Choice
Increase
N/A 7.11% MER 28 July 2025, 23:59 18 August 2025, 23:59 LTM
25 July 2025, 00:01 LV= Lifestyle
Increase
N/A 6.52% AER 24 July 2025, 16:30 8 August 2025, 23:59 LTM
25 July 2025, 00:01 Standard Life Horizon 500-620
Increase
N/A 6.22% MER 24 July 2025, 23:59 14 August 2025, 23:59 LTM
22 July 2025, 00:01 Pure Retirement Emerald
Increase
N/A 6.91% MER N/A N/A LTM
22 July 2025, 00:01 more 2 Life Maxi Choice
Increase
N/A 7.04% MER 21 July 2025, 23:59 11 August 2025, 23:59 LTM
18 July 2025, 09:00 Hodge Resi Retire, RIO, Resi & Holiday Let new business & Holiday Let Retention
Increase
N/A 5.65% MER 18 July 2025, 08:59 N/A Mortgage
18 July 2025, 00:01 LV= Lump Sum Lifestyle
Increase
N/A 6.42% MER 17 July 2025, 16:30 1 August 2025, 23:59 LTM
18 July 2025, 00:01 more 2 Life Capital Choice
Increase
N/A 6.87% MER 17 July 2025, 23:59 7 August 2025, 23:59 LTM
18 July 2025, 00:01 more 2 Life Tailored and Tailored Interest Reward
Increase
N/A 6.60% MER 15 July 2025, 00:01 N/A LTM
17 July 2025, 10:00 Canada Life Capital Select
Increase
N/A 6.59% MER 17 July 2025, 09:59 31 July 2025, 23:55 LTM
17 July 2025, 00:01 Pure Retirement Classic
Increase
N/A 6.45% MER N/A N/A LTM
17 July 2025, 00:01 Standard Life Horizon, Horizon Interest Reward except 600
Increase and Decrease
N/A 6.30% MER 17 July 2025, 23:59 N/A LTM
9 July 2025, 00:01 Standard Life Horizon
Increase
N/A 6.23% MER 8 July 2025, 23:59 29 July 2025, 23:59 LTM
4 July 2025, 17:30 Livemore Standard, 5 Year ERC, and 6-month offer
Increase
N/A 7.13% MER N/A N/A LTM
4 July 2025, Instant Pure Retirement Emerald
Decrease
N/A 6.82% MER 3 July 2025, 12:59 N/A LTM
3 July 2025, 00:01 more 2 Life Maxi Super Lite 2&3 7 year ERC
Decrease
N/A 6.95% MER N/A N/A LTM
2 July 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.19% MER N/A N/A LTM

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