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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or Mortgage

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/Mortgage
27 October 2025, 00:01 Livemore 2 Year & 5 Year Fixed RIO
Decrease
N/A 5.58% MER N/A N/A Mortgage
24 October 2025, 16:00 Pure Retirement Classic
Decrease
N/A 6.39% MER 24 October 2025, 16:00 N/A LTM
24 October 2025, 16:00 more 2 Life Flexi
Decrease
N/A 6.39% MER 24 October 2025, 16:00 N/A LTM
24 October 2025, 00:01 Livemore Lifetime products
Decrease
N/A 7.24% MER N/A N/A LTM
24 October 2025, 00:01 LV= Lifestyle
Decrease
N/A 6.60% AER N/A N/A LTM
23 October 2025, 00:01 more 2 Life Maxi Choice
Increase and Decrease
N/A 7.24% MER 22 October 2025, 23:59 12 November 2025, 23:59 LTM
23 October 2025, 00:01 Pure Retirement Emerald
Increase and Decrease
N/A 7.14% MER 22 October 2025, 23:59 12 November 2025, 23:59 LTM
22 October 2025, 18:00 Legal & General PTLM
Increase and Decrease
N/A 6.67% MER 22 October 2025, 17:59 N/A LTM
22 October 2025, 13:00 Standard Life Horizon standard & Interest Rewards
Decrease
N/A 6.21% MER 22 October 2025, 12:59 N/A LTM
22 October 2025, 00:01 Pure Retirement Classic
Increase and Decrease
N/A 6.44% MER 21 October 2025, 23:59 N/A LTM
20 October 2025, 00:01 Livemore RIO 2 year fixed
Decrease
N/A 6.24% MER 19 October 2025, 23:59 N/A Mortgage
20 October 2025, 00:01 Livemore Lifetime products
Decrease
N/A 5.68% MER 19 October 2025, 23:59 N/A LTM
15 October 2025, 00:01 Standard Life Horizon standard & Interest Rewards
Decrease
N/A 6.26% MER 14 October 2025, 23:59 N/A LTM
15 October 2025, 00:01 more 2 Life Flexi
Decrease
N/A 6.44% MER N/A N/A LTM
15 October 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.44% MER N/A N/A LTM
14 October 2025, 09:00 Hodge Resi retire, RIO, Resi & Holiday Let new business & Retention products
Decrease
N/A 5.39% MER 14 October 2025, 8:59 N/A Mortgage
11 October 2025, 00:01 more 2 Life Omni
Decrease
N/A 9.52% MER 10 October 2025, 23:59 N/A LTM
10 October 2025, 00:01 LV= Lifestyle
Decrease
N/A 6.71% AER N/A N/A LTM
9 October 2025, 09:00 Canada Life Capital Select
Decrease
N/A 7.01% N/A 23 October 2025, 23:55 LTM
7 October 2025, 00:01 Standard Life Horizon standard & Interest Rewards
Decrease
N/A 6.36% MER 6 October 2025, 23:59 27 October 2025, 23:59 LTM
2 October 2025, 18:00 Legal & General RIO
Decrease
N/A 6.70% AER 2 October 2025, 17:59 N/A Mortgage
2 October 2025, 00:01 Just J1, J2, J2.5, J4 and J6
Increase and Decrease
N/A 6.90% MER N/A 16 October 2025, 23:59 LTM
1 October 2025, 00:01 more 2 Life Omni
Increase
N/A 9.52% MER 30 September 2025, 23:59 N/A LTM

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