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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or Mortgage

Live date Lender Product Rates changing New rates from KFI end date App submission deadline LTM/Mortgage
29 May 2026, 00:01 Pure Retirement Emerald
Decrease
7.74% MER N/A N/A LTM
28 May 2026, 00:01 Pure Retirement Classic
Decrease
6.61% MER N/A N/A LTM
28 May 2026, 00:01 more 2 Life Flexi
Decrease
6.61% MER N/A 17 June 2026, 23:59 LTM
28 May 2026, 00:01 LV= Lifestyle and Plus
Decrease
6.80% AER N/A N/A LTM
28 May 2026, 00:01 Livemore RIO
Decrease
6.28% MER N/A N/A Mortgage
22 May 2026, 10:00 Canada Life Capital Select & Advantage
Increase
7.15% MER N/A 5 June 2026, 23:55 LTM
22 May 2026, 00:01 Pure Retirement Classic
Decrease
6.61% MER N/A N/A LTM
22 May 2026, 00:01 more 2 Life Flexi
Decrease
6.61% MER 21 May 2026, 23:59 11 June 2026, 23:59 LTM
21 May 2026, 18:00 Legal & General RIO
Increase
7.35% AER N/A N/A Mortgage
21 May 2026, 17:00 LV= Lump Sum Plus and Drawdown Plus
Increase
7.17% AER N/A N/A LTM
21 May 2026, 17:00 LV= Lifestyle
Decrease
6.84% AER N/A N/A LTM
19 May 2026, 00:01 Leeds Building Society RIO
Decrease
5.40% MER N/A N/A Mortgage
18 May 2026, 09:00 more 2 Life Flexi
Increase
6.92% MER N/A 7 June 2026, 23:59 LTM
18 May 2026, 09:00 Pure Retirement Classic
Increase
6.92% MER N/A N/A LTM
14 May 2026, 00:01 LV= Lifestyle
Increase
6.93% AER 13 May 2026, 17:00 N/A LTM
13 May 2026, 00:01 more 2 Life Flexi
Increase
6.82% MER N/A 2 June 2026, 23:59 LTM
12 May 2026, 18:00 Pure Retirement Classic
Increase
6.82% MER N/A N/A LTM
11 May 2026, 00:01 more 2 Life Flexi
Decrease
6.62% MER N/A 1 June 2026, 23:59 LTM
11 May 2026, 00:01 Pure Retirement Classic
Decrease
6.62% MER N/A N/A LTM
7 May 2026, 00:01 more 2 Life Flexi
Decrease
6.64% MER N/A 28 May 2026, 23:59 LTM
6 May 2026, 17:00 LV= Lump Sum Plus and Drawdown Plus
Increase
6.97% AER N/A N/A LTM
5 May 2026, 00:01 Livemore RIO
Increase
6.38% MER N/A N/A Mortgage
1 May 2026, 17:30 Livemore Standard, Five Year ERC and Six Month Offer ranges
Increase
7.53% MER N/A N/A LTM
1 May 2026, 00:01 Hodge Resi Retire, Holiday Buy To Let
Increase
6.02% MER N/A N/A Mortgage

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