Stay up-to-date with the latest application deadlines for each rate change in the later life market.
| Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline | LTM/Mortgage |
|---|
| 13 May 2025, 00:01 |
|
Capital |
Decrease
|
N/A | 6.45% MER | 12 May 2025, 11:59 | N/A | LTM |
| 13 May 2025, 00:01 |
|
Horizon, Horizon Interest Reward |
Increase
|
N/A | 6.29% MER | 12 May 2025, 11:59 | 2 June 2025, 23:59 | LTM |
| 9 May 2025, 00:01 |
|
Lifestyle |
Decrease
|
N/A | 6.48% AER | 8 May 2025, 11:59 | N/A | LTM |
| 2 May 2025, 17:00 |
|
Lifetime mortgages |
Increase
|
N/A | 6.53% MER | 2 May 2025 | 16 May 2025 | LTM |
| 2 May 2025, 00:01 |
|
Classic |
Decrease
|
N/A | 6.22% MER | N/A | N/A | LTM |
| 2 May 2025, 00:01 |
|
Maxi Plus |
Decrease
|
N/A | 6.88% MER | N/A | N/A | LTM |
| 2 May 2025, 00:01 |
|
Emerald |
Decrease
|
N/A | 6.78% MER | N/A | N/A | LTM |
| 2 May 2025, 00:01 |
|
Lifestyle and Plus |
Decrease
|
N/A | 6.50% MER | N/A | 19 May 2025, 23:59 | LTM |
| 30 April 2025, 18:00 |
|
RIO |
Decrease
|
N/A | 6.65% MER | N/A | N/A | Mortgage |
| 17 April 2025, 00:01 |
|
Tailored |
Increase
|
N/A | 6.90% MER | 16 April 2025, 23:59 | 7 May 2025, 23:59 | LTM |
| 17 April 2025, 00:01 |
|
LTM & ISM |
Increase
|
N/A | 6.45% MER | 16 April 2025, 23:59 | 1 May 2025, 23:59 | LTM |
| 17 April 2025, 00:01 |
|
Heritage |
Increase
|
N/A | 6.60% MER | 16 April 2025, 23:59 | 7 May 2025, 23:59 | LTM |
| 15 April 2025, 00:01 |
|
Horizon |
Increase
|
N/A | 6.29% MER | 14 April 2025, 23:59 | 5 May 2025, 23:59 | LTM |
| 12 April 2025, 00:01 |
|
Capital Choice |
Increase
|
N/A | 6.49% MER | 11 April 2025, 23:59 | 2 May 2025, 23:59 | LTM |
| 11 April 2025, 00:01 |
|
Lifestyle |
Increase
|
N/A | 6.68% AER | 10 April 2025, 23:59 | 29 April 2025, 15:00 | LTM |
| 11 April 2025, 00:01 |
|
Plus |
Increase
|
N/A | 6.63% AER | 10 April 2025, 23:59 | 29 April 2025, 15:00 | LTM |
| 10 April 2025, 18:00 |
|
RIO |
Increase
|
N/A | 6.75% MER | 10 April 2025, 17:59 | N/A | Mortgage |
| 10 April 2025, 18:00 |
|
PTLM |
Increase
|
N/A | 6.76% MER | 10 April 2025, 17:59 | N/A | LTM |
| 9 April 2025, 00:01 |
|
Classic |
Increase
|
N/A | 6.39% MER | N/A | N/A | LTM |
| 7 April 2025, 18:00 |
|
PTLM |
Decrease
|
N/A | 6.39% MER | N/A | N/A | LTM |
| 7 April 2025, 18:00 |
|
RIO |
Decrease
|
N/A | 6.50% MER | N/A | N/A | Mortgage |
| 7 April 2025, 15:00 |
|
Classic |
Decrease
|
N/A | 6.19% MER | N/A | N/A | LTM |
| 7 April 2025, 09:00 |
|
Capital Select Options |
Decrease
|
N/A | 6.29% MER | 7 April 2025, 08:59 | 21 April 2025, 17:00 | LTM |
| 7 April 2025, 00:01 |
|
Classic |
Decrease
|
N/A | 6.41% MER | N/A | N/A | LTM |
| 5 April 2025, 00:01 |
|
Capital |
Decrease
|
N/A | 6.45% MER | 4 April 2025, 23:59 | N/A | LTM |
| 5 April 2025, 00:01 |
|
Horizon 220-260 |
Decrease
|
N/A | 6.20% MER | 4 April 2025, 23:59 | 25 April 2025, 23:59 | LTM |
| 4 April 2025, 00:01 |
|
RIO |
Decrease
|
N/A | 5.43% MER | N/A | N/A | Mortgage |
| 2 April 2025, 00:01 |
|
In Retirement |
Increase
|
N/A | 5.89% AER | 1 April 2025, 23:59 | N/A | Mortgage |
| 1 April 2025, 00:01 |
|
Maxi Super 2 and 3 |
Increase
|
N/A | 6.91% MER | 31 March 2025, 23:59 | 21 April 2025, 23:59 | LTM |
| 1 April 2025, 00:01 |
|
PTLM |
Increase
|
N/A | 6.59% MER | N/A | N/A | LTM |
| 1 April 2025, 00:01 |
|
RIO |
Increase
|
N/A | 6.65% MER | N/A | N/A | Mortgage |
Advise Wise Limited, 2200 Century Way, Leeds, LS15 8ZB | Company registered in England and Wales. | Company number: 11705013 | Telephone: 0333 050 8771
