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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or Mortgage

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/Mortgage
21 February 2025, 00:01 Livemore Lifetime Mortgages except Property+ and Premier
Decrease
N/A 6.23% MER 21 February 2025, 10:00 4 March 2025, 17:00 LTM
19 February 2025, 18:00 Legal & General RIO
Increase
N/A 6.45% MER N/A N/A Mortgage
19 February 2025, 18:00 Legal & General PTLM
Increase
N/A 6.29% MER N/A N/A LTM
11 February 2025, 18:00 Legal & General RIO
Decrease
N/A 6.35% MER N/A N/A Mortgage
11 February 2025, 18:00 Legal & General PTLM
Decrease
N/A 6.10% MER N/A N/A LTM
10 February 2025, 09:00 Canada Life Capital Select
Decrease
N/A 6.16% MER N/A N/A LTM
7 February 2025, 00:01 LV= Plus
Decrease
N/A 6.13% MER N/A N/A LTM
6 February 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.01% MER N/A N/A LTM
6 February 2025, 00:01 more 2 Life Maxi 7 and Maxi Zero
Decrease
N/A 7.18% MER N/A N/A LTM
5 February 2025, 00:01 LV= Lifestyle
Decrease
N/A 5.98% MER N/A N/A LTM
5 February 2025, 00:01 more 2 Life Capital Choice
Decrease
N/A 6.30% MER N/A N/A LTM
3 February 2025, 23:59 Standard Life Horizon and Horizon Interest Reward
Decrease
N/A 6.15% MER N/A N/A LTM
1 February 2025, 00:01 more 2 Life Tailored Lifetime C3 & C6
Increase
N/A 6.77% MER 31 January 2025, 23:59 14 February 2025, 23:59 LTM
31 January 2025, 00:01 Pure Retirement Heritage
Increase
N/A 6.77% MER N/A N/A LTM
30 January 2025, 08:00 Livemore Lifetime Rates
Increase
N/A 6.34% MER 30 January 2025, 07:59 13 February 2025, 08:00 LTM
29 January 2025, 00:01 Just LTM & ISM
Increase
N/A 6.25% MER 28 January 2025, 23:59 12 February 2025, 23:59 LTM
28 January 2025, 18:00 Legal & General PTLM
Decrease
N/A 6.21% MER N/A N/A LTM
28 January 2025, 18:00 Legal & General RIO
Decrease
N/A 6.40% MER N/A N/A Mortgage
28 January 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.11% MER 27 January 2025, 23:59 N/A LTM
24 January 2025, 00:01 Hodge Holiday BTL
Increase
N/A 5.85% MER N/A N/A Mortgage
24 January 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.11% MER 23 January 2025, 23:59 N/A LTM
24 January 2025, 00:01 more 2 Life Capital Choice
Decrease
N/A 6.40% MER 24 January 2025, 00:01 N/A LTM
22 January 2025, 23:59 Standard Life Horizon and Horizon Interest Reward
Decrease
N/A 6.24%MER N/A N/A LTM
22 January 2025, 00:01 more 2 Life Tailored Lifetime C1 - C7
Increase
N/A 6.69% MER 21 January 2025, 23:59 4 February 2025, 00:01 LTM
21 January 2025, 10:00 Canada Life Capital Select
Increase
N/A N/A N/A 28 January 2025, 17:00 LTM
21 January 2025, 00:01 more 2 Life Maxi Plans
Increase
N/A 7.43% MER N/A 10 February 2025, 23:59 LTM
21 January 2025, 00:01 Pure Retirement Heritage
Increase
N/A 6.61% MER N/A N/A LTM
21 January 2025, 00:01 more 2 Life Apex and Apex Interest Reward
Increase
N/A 8.49% MER 20 January 2025, 23:59 10 February 2025, 23:59 LTM
20 January 2025, 00:01 Pure Retirement Classic
Decrease
N/A 6.24% MER N/A N/A LTM
20 January 2025, 00:01 Pure Retirement Emerald
Increase
N/A N/A N/A N/A LTM
17 January 2025, 00:01 Scottish Widows LS and FR
Increase
N/A 6.35% MER N/A N/A LTM
17 January 2025, 00:01 Standard Life Horizon and Horizon Interest Reward
Increase
N/A 6.38% MER 16 January 2025, 23:59 6 February 2025, 23:59 LTM
17 January 2025, 00:01 Aviva Lifestyle Maxi
Increase
N/A N/A N/A N/A LTM
16 January 2025, 00:01 more 2 Life Capital Choice
Increase
N/A 6.54% MER 15 January 2025, 23:59 5 February 2025, 23:59 LTM
15 January 2025, 00:01 Pure Retirement Sovereign
Increase
N/A N/A N/A N/A LTM
15 January 2025, 00:01 Just J1-J4
Increase
N/A 6.40% MER N/A 29 January 2025, 17:00 LTM
14 January 2025, 10:00 Canada Life Capital Select
Increase
N/A 6.30% MER 6.30% MER 28 January 2025, 17:00 LTM
14 January 2025, 00:01 LV= Lifestyle and Plus
Increase
N/A 6.13% MER 13 January 2025, 16:00 27 January 2025, 12:00 LTM
11 January 2025, 00:01 Standard Life Horizon and Horizon Interest Reward
Increase
N/A N/A 10 January 2025, 23:59 31 January 2025, 23:59 LTM
10 January 2025, 00:01 Pure Retirement Heritage
Increase
N/A 6.19% MER N/A 10 January 2025, 00:01 LTM
10 January 2025, 00:01 Scottish Widows LS and FR
Increase
N/A 6.05% MER N/A N/A LTM
9 January 2025, 18:00 Legal & General PTLM
N/A
N/A 6.44% MER 9 January 2025, 17:59 N/A LTM
9 January 2025, 18:00 Legal & General RIO
Increase
N/A 6.65% MER 9 January 2025, 17:59 N/A Mortgage
9 January 2025, 00:01 more 2 Life Capital Choice
Increase
N/A 6.35% MER 8 January 2025, 23:59 29 January 2025, 23:59 LTM
8 January 2025, 00:01 LV= Lifestyle
Increase
N/A 5.94% MER 7 January 2025, 16:00 22 January 2025, 17:00 LTM
3 January 2025, 00:01 more 2 Life Tailored Choice C8
Decrease
N/A 7.64% MER 2 January 2025, 23:59 16 January 2025, 23:59 LTM
3 January 2025, 00:01 more 2 Life Tailored Choice C3, C4, C6 and C7
Increase
N/A 6.24% MER 2 January 2025, 23:59 16 January 2025, 23:59 LTM

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