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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

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Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/Mortgage
2 January 2026, 16:30 Livemore Lifetime - 2&5 year fixed
Decrease
N/A 5.43% MER N/A N/A LTM
18 December 2025, 00:01 more 2 Life Horizon and Horizon Interest Reward
Decrease
N/A 6.24% MER N/A N/A LTM
11 December 2025, 00:01 more 2 Life Horizon, Horizon Interest Reward
Decrease
N/A 6.16% MER N/A N/A LTM
8 December 2025, 09:00 Canada Life Capital Select
Decrease
N/A 6.49% MER N/A 22 December 2025, 23:55 LTM
5 December 2025, 00:01 Pure Retirement Emerald
Decrease
N/A 7.01% MER N/A N/A LTM
4 December 2025, 00:01 Just J6
Increase
N/A 7.99% MER N/A 18 December 2025, 17:00 LTM
4 December 2025, 00:01 more 2 Life Tailored Enhanced
Decrease
N/A 7.00% MER N/A N/A LTM
2 December 2025, 00:01 LV= Lump Sum and Lifestyle
Increase
N/A 6.60% AER 1 December 2025, 16:00 17 December 2025, 23:59 LTM

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