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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or RIO

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/RIO
22 November 2024, 00:01 LV= Lifestyle
Increase
N/A 5.98% MER 21 November 2024, 16:29 5 December 2024, 11:59 LTM
19 November 2024, 10:00 Canada Life Capital Select
Increase
N/A 6.21% MER N/A 26 November 2024, 16:59 LTM
15 November 2024, 00:01 Pure Retirement Emerald
Decrease
N/A N/A N/A N/A LTM
14 November 2024, 00:01 more 2 Life Maxi Choice Super 3 including Super 3 Zero
Decrease
N/A 7.97% MER N/A N/A LTM
14 November 2024, Instant Pure Retirement Classic
Decrease
N/A N/A N/A N/A LTM
12 November 2024, 00:01 Pure Retirement Sovereign
Increase
N/A N/A 11 November 2024, 23:59 21 days from KFI LTM
11 November 2024, 00:01 Pure Retirement Emerald
Increase
N/A N/A N/A N/A LTM
9 November 2024, 00:01 more 2 Life Maxi Range (Maxi Choice & Zero)
Increase
N/A 6.86% MER 8 November 2024, 23:59 29 November 2024, 23:59 LTM
8 November 2024, 00:01 Pure Retirement Heritage and Heritage Interest Service
Increase
N/A 5.72% MER N/A N/A LTM
8 November 2024, 00:01 LV= Lifestyle
Increase
N/A 5.89% MER 7 November 2024, 15:59 21 November 2024, 12:00 LTM
8 November 2024, 00:01 LV= Lump Sum+, Drawdown+
Increase
N/A 5.99% MER 7 November 2024, 15:59 21 November 2024, 12:00 LTM
8 November 2024, 00:01 Scottish Widows LS, FR
Increase
N/A 5.95% MER 7 November 2024, 23:59 N/A LTM
7 November 2024, 00:01 more 2 Life Tailored Choice C3 - C7
Increase
N/A 6.08% MER 6 November 2024, 23:59 20 November 2024, 23:59 LTM
6 November 2024, 09:00 Hodge Resi Retire 50+, RIO
Increase
N/A 5.35% MER 6 November 2024, 8:59 N/A RIO
6 November 2024, 00:01 Standard Life Horizon
Increase
N/A 5.88% MER 5 November 2024, 23:59 26 November 2024, 23:59 LTM
5 November 2024, 18:00 Legal & General RIO
Increase
N/A 6.40% MER 5 November 2024, 17:59 N/A RIO
5 November 2024, 18:00 Legal & General PTLM
Increase
N/A 6.31% MER 5 November 2024, 17:59 N/A LTM
5 November 2024, 00:01 more 2 Life Capital Choice
Increase
N/A 5.97% MER 4 November 2024, 23:59 25 November 2024, 23:59 LTM
5 November 2024, 00:01 LV= Lifestyle
Increase
N/A 5.79% MER 4 November 2024, 15:59 19 November 2024, 12:00 LTM
4 November 2024, 10:00 Canada Life Capital Select
Increase
N/A N/A N/A N/A LTM
4 November 2024, 00:01 Just J1, J2, J2.5, J3 and J4
Increase
N/A 5.79% MER 3 November 2024, 23:59 N/A LTM
2 November 2024, 00:01 Livemore Standard & RIO
Increase
N/A 5.73% MER 1 November 2024, 23:59 N/A RIO
2 November 2024, 00:01 Livemore Lifetime Mortgage Lite, Standard, Property+
Increase
N/A 6.29% MER 1 November 2024, 23:59 N/A LTM
1 November 2024, 00:01 Pure Retirement Heritage
Increase
N/A 5.92% MER 31 October 2024, 23:59 N/A LTM
1 November 2024, Instant Pure Retirement Classic
Increase
N/A N/A N/A N/A LTM
30 October 2024, 00:01 Just J1, J2, J2.5, J3 and J4
Increase
N/A 5.69% MER 29 October 2024, 23:59 13 November 2024, 16:59 LTM
25 October 2024, 09:00 Livemore Lifetime Mortgage Lite, Standard, Property+
Increase and Decrease
N/A 5.89% MER 24 October 2024, 17:29 N/A LTM
25 October 2024, 00:01 Scottish Widows LS, FR
Decrease
N/A 5.75% MER N/A N/A LTM
24 October 2024, 00:01 Pure Retirement Emerald
Decrease
N/A N/A N/A N/A LTM
24 October 2024, 00:01 more 2 Life Maxi Choice and Maxi Choice Zero
Decrease
N/A 6.54% MER N/A N/A LTM
23 October 2024, 18:00 Legal & General PTLM
Decrease
N/A 5.95% MER N/A N/A LTM
22 October 2024, 00:01 more 2 Life Maxi Choice and Maxi Choice Zero
Increase
N/A 6.68% MER 21 October 2024, 23:59 11 November 2024, 23:59 LTM
21 October 2024, 18:00 Legal & General RIO
Decrease
N/A 6.15% MER N/A N/A RIO
21 October 2024, 00:01 Pure Retirement Emerald
Increase
N/A N/A 20 October 2024, 23:59 21 days from KFI LTM
18 October 2024, 00:01 Scottish Widows LS, FR
Increase
N/A 5.85% MER 17 October 2024, 23:59 N/A LTM
17 October 2024, Instant Pure Retirement Classic
Decrease
N/A N/A N/A N/A LTM
15 October 2024, 00:01 Standard Life Horizon and Horizon Interest Reward (excluding 550, 570 & 620)
Increase
N/A 5.64% MER 14 October 2024, 23:59 4 November 2024, 23:59 LTM
15 October 2024, 00:01 Pure Retirement Sovereign
Increase
N/A N/A 14 October 2024, 23:59 21 days from KFI LTM
12 October 2024, 00:01 more 2 Life Capital Choice
Increase
N/A 5.74% MER 11 October 2024, 23:59 1 November 2024, 23:59 LTM
12 October 2024, 00:01 more 2 Life Maxi Choice
Increase
N/A 6.61% MER 11 October 2024, 23:59 1 November 2024, 23:59 LTM
11 October 2024, 00:01 Scottish Widows LS, FR
Increase
N/A 5.70% MER 10 October 2024, 23:59 N/A LTM
11 October 2024, 00:01 LV= Lump Sum+, Drawdown+
Increase
N/A 5.90% MER 10 October 2024, 23:59 24 October 2024, 12:00 LTM
11 October 2024, 00:01 LV= Lifestyle
Increase
N/A 5.64% MER 10 October 2024, 23:59 24 October 2024, 12:00 LTM
11 October 2024, 00:01 Pure Retirement Emerald
Increase
N/A N/A 10 October 2024, 23:59 21 days from KFI LTM
11 October 2024, 00:01 Livemore Standard & RIO
Increase
N/A 5.48% MER N/A N/A RIO
11 October 2024, 00:01 Standard Life Horizon Interest Reward
Increase
N/A 5.45% MER 10 October 2024, 23:59 31 October 2024, 23:59 LTM
10 October 2024, 18:00 Legal & General PTLM
Increase
N/A 6.29% MER 10 October 2024, 17:59 N/A LTM
10 October 2024, 18:00 Legal & General RIO
Increase
N/A 6.29% MER 10 October 2024, 17:59 N/A RIO
10 October 2024, 10:00 Canada Life Capital Select
Increase
N/A 5.69% MER 9 October 2024, 23:59 17 October 2024, 16:59 LTM
9 October 2024, 00:01 more 2 Life Maxi Choice
Increase
N/A 6.51% MER 8 October 2024, 23:59 29 October 2024, 23:59 LTM
7 October 2024, 00:01 Livemore Lifetime
Decrease
N/A 5.49% MER N/A N/A LTM
7 October 2024, Instant Pure Retirement Classic
Increase
N/A 5.75% MER N/A N/A LTM
4 October 2024, 00:01 LV= Lump Sum+, Drawdown+
Increase
N/A 5.71% MER 3 October 2024, 23:59 17 October 2024, 12:00 LTM
4 October 2024, 00:01 LV= Lifestyle
Increase
N/A 5.45% MER 3 October 2024, 23:59 17 October 2024, 12:00 LTM
3 October 2024, 00:01 Standard Life Horizon 200 - 280
Increase
N/A 5.45% MER 2 October 2024, 23:59 23 October 2024, 23:59 LTM
2 October 2024, 00:01 more 2 Life Capital Choice
Increase
N/A 5.56% MER N/A N/A LTM
2 October 2024, 00:01 more 2 Life Maxi Choice
Increase
N/A 6.42% MER N/A N/A LTM